June Marcia Williams

Your Licensed Insurance Agent

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

National Producer No.

17209549

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Life Insurance in Florida

Name: Insurance Coverage Data — Florida, FL
Creator: June Marcia Williams
Published: 2026-07-27T01:14:58.161Z
License: https://creativecommons.org/licenses/by-nc/4.0/

Defending Families in 67 Florida Counties with Locked-In, Affordable Rates

Why Florida Seniors & Families Trust June Marcia Williams for Guaranteed Protection

Protect your family with coverage tailored to Florida residents. 67 counties. 1083 municipalities. One licensed agent.

June Marcia Williams holds an active Florida producer license (#W840529, NPN 17209549) covering 67 counties — term, whole, universal, and supplemental life insurance with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Statewide Service · FL

Serving Families Across Florida

As a proud Floridian, I'm June Marcia Williams, a licensed insurance producer (NPN: 17209549, Florida License No: W840529) dedicated to serving my neighbors across the Sunshine State. I operate strictly under the consumer-protection frameworks established by the Florida Office of Insurance Regulation, ensuring every conversation is transparent and compliant. From the vibrant streets of our major metropolitan areas to the quiet, rural communities that make our state unique, my goal is to help individuals and families understand their options. I offer information on a range of personal insurance products to help you plan for the future with confidence.

Florida State Capitol
Miami metropolitan area
The Everglades

NPN17209549FL LicenseW840529Regulated byFlorida Office of Insurance Regulation

Florida is home to approximately 21.6M residents across 67 counties, with a median age of 42.4 and a median household income of $67,900. About 67% of homes statewide are owner-occupied; the median home value is $292,000. 32% of adults hold a bachelor's degree or higher; households with children comprise 27%; veterans account for 6% of the adult population. These statewide demographic markers inform how A-rated carriers price coverage for Florida residents.

How Florida compares to the United States

UNITED STATES · 333.3M RESIDENTS FLORIDA · 21.6M RESIDENTS

333,287,557 UNITED STATES POPULATION ↳ 1 cell ≈ 1,000,000 residents

21,634,529 FLORIDA RESIDENTS ↳ 6.5% of United States residents

Florida Insurance Resources

OFFICIAL STATE PORTAL

myflorida.com

State-regulated life insurance market · Florida Office of Insurance Regulation

FL OIR · Insurance Registry.GOV

STATE FIPS12

ACTIVE COUNTIES67

CITIES SERVED1077

PRODUCTS10

NPN17209549

FL LIC #W840529

4.3271reviews

"House & Senate chambers & offices in a circa-1977 skyscraper with an adjacent historical museum." Google editorial · Florida State Capitol

Photos by Dipankar Basu, Cesar Filho, Michael Zuker, baljinder singh via Google Maps

View on Google Maps

Florida State Capitol

Open now · Mon 8:00 AM – 5:00 PM

(850) 488-6167

dos.myflorida.com

400 S Monroe St, Tallahassee, FL 32399, USA

Recent Reviews

Jim adkins★★★★★

"Today my daughter Raven walked into the Florida Capitol in Tallahassee expecting a field trip and walked out with perspective. 🏛️ She got to drop in and personally thank Senator Tom Leek and our le…"

Sue Longson★★★☆☆

"The Historic Capitol building was interesting but not as beautiful as others I have seen. Nonetheless, I recommend a visit as it's always great to see a capitol building!"

Products Available

Life Insurance Products in Florida

9 insurance products available in Florida

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Coverage by Product

Florida Insurance by Product

Every county with listings in Florida.

🛡️ Term Life

67 Counties

💎 Whole Life

67 Counties

📈 Universal Life

67 Counties

🏥 Critical Illness

67 Counties

🏨 Hospital Indemnity

67 Counties

⚡ Accident & Injury

67 Counties

🏢 Business Life

67 Counties

🔑 Special Situations

67 Counties

🕊️ Final Expense

67 Counties

🏛️ Know Your Agent · Public Record Directory

Florida — Licensed Insurance Producer Directory

275,083 licensed insurance producers hold active Florida licenses with business addresses in Florida, across 67 counties. All records sourced from Florida DFS public data, updated daily. Select a county or line of authority below.

275,083Licensed producers

233,643Life & Health

65,164General Lines (P&C)

Producer & agency listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer or agency and is not a government agency.

Official Resources

Know your rights in Florida.

State and federal resources for insurance consumers. Verify, research, protect.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up any insurance agent's National Producer Number, active licenses, and state appointments. June's NPN: 17209549.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing life insurance, understanding policy types, and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

The Federal Trade Commission's consumer guide — what to watch for when buying life insurance, how to compare options, and your federal protections.

Visit www.iii.org →.GOV

Florida Consumer Insurance Guide

Consumer resources from FL OIR — policy types, replacement rules, the free-look period, and how to file a complaint in Florida.

Visit floir.gov →.GOV

USA.gov Insurance Basics

Federal overview of life insurance types, how policies work, and what questions to ask your agent before buying coverage.

Visit www.usa.gov →.GOV

Frequently Asked Questions

Florida Life Insurance Questions

Costs, eligibility, and coverage rules for Florida.

💰

How much does life insurance cost in Florida?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable, while whole and universal carry higher premiums due to cash value features. A licensed agent can compare carriers for your specific situation.

FL Rates

⚱️

What is the average funeral cost in FL?

Approximately $9,443 in Florida. Final expense insurance covers burial, memorial services, and end-of-life medical bills — helping families avoid this financial burden during an already difficult time.

FL Data

🔑

Can I get coverage with a pre-existing condition in FL?

Yes. Multiple carriers in Florida offer coverage for applicants with pre-existing health conditions. Options range from simplified-issue policies to guaranteed-issue. Rates and availability vary by carrier and by individual circumstances.

Special Situations

📋

What types of insurance are available in FL?

FL residents have access to term life, whole life, universal life, final expense, critical illness, hospital indemnity, accident & injury, business life, and specialized coverage.

9 Product Lines

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How do I verify a FL insurance agent's license?

Verify through the state Department of Insurance or NIPR (nipr.com). June Marcia Williams — NPN 17209549, FL License #1543971.

Trust & Verification

🏛️

Does Florida regulate life insurance rates?

The state Department of Insurance oversees insurance regulation. Rates are set by carriers and approved by the state but are not price-fixed — they vary by carrier, making it important to compare options through a licensed agent.

FL Regulation

🏥

What is critical illness insurance in FL?

Critical illness pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. It supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

🏢

Can a FL business insure key employees?

Yes. Key person insurance protects Florida businesses from the financial impact of losing a critical contributor. Buy-sell agreements funded by life insurance ensure smooth ownership transitions.

Business Life