Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact
June Williams — Licensed Life Insurance Agent

Life insurance that
actually makes sense.

Licensed agent. 5 states. Real answers in 10 minutes.

June Marcia Williams is an independent licensed life insurance agent (NPN 17209549) serving New Jersey, Pennsylvania, Florida, Maryland, and Virginia families with twelve years of experience and same-day quotes.

Get My Free Quote →
🛡️ NPN Verified
5-State Licensed
❤️ 12 Years Experience
June Williams — Licensed Insurance Professional Serving NJ, PA, FL, MD and VA
12+Years Experience
5States Licensed
NPN17209549
NJNotary Commission

Your coverage in three simple steps.

No confusing paperwork. No call centers. One licensed agent, start to finish.

📋
Step 1

Share Your Needs

Select your state and the type of coverage you're looking for. A brief questionnaire helps me understand your situation — no commitments required.

🔒 Your information stays private
⚖️
Step 2

Review Your Options

I research carriers licensed in your state and present options tailored to your budget and goals. You choose — I guide.

📊 Multiple carriers compared
Step 3

Get Protected

Once you've chosen a plan, I handle the application process and follow up until your policy is issued. Questions after? I'm one call away.

📞 Ongoing support included

Nine product lines available in New Jersey.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options
📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Explore NJ Notary Services

Licensed and verified in five states.

Pick a state below to see the full coverage map — 307 counties and 6,042 cities across the lattice. Every license number is verifiable on the state regulator's site.

NJ
New Jersey
21 counties 820 cities
LIC# 1543971
Verify license →
Visit New Jersey hub →

Atlantic County 43 cities
Bergen County 71 cities
Burlington County 43 cities
Camden County 49 cities
Cape May County 35 cities
Cumberland County 40 cities
Essex County 30 cities
Gloucester County 31 cities
Hudson County 12 cities
Hunterdon County 22 cities
Mercer County 20 cities
Middlesex County 58 cities
Monmouth County 75 cities
Morris County 58 cities
Ocean County 55 cities
Passaic County 27 cities
Salem County 14 cities
Somerset County 53 cities
Sussex County 26 cities
Union County 20 cities
Warren County 38 cities
PA
Pennsylvania
67 counties 2,429 cities
LIC# 767197
Verify license →
Visit Pennsylvania hub →

Adams County 33 cities
Allegheny County 147 cities
Armstrong County 37 cities
Beaver County 37 cities
Bedford County 27 cities
Berks County 89 cities
Blair County 85 cities
Bradford County 27 cities
Bucks County 61 cities
Butler County 46 cities
Cambria County 59 cities
Cameron County 3 cities
Carbon County 20 cities
Centre County 53 cities
Chester County 50 cities
Clarion County 27 cities
Clearfield County 54 cities
Clinton County 23 cities
Columbia County 33 cities
Crawford County 32 cities
Cumberland County 24 cities
Dauphin County 36 cities
Delaware County 58 cities
Elk County 13 cities
Erie County 24 cities
Fayette County 68 cities
Forest County 7 cities
Franklin County 26 cities
Fulton County 13 cities
Greene County 28 cities
Huntingdon County 33 cities
Indiana County 40 cities
Jefferson County 24 cities
Juniata County 11 cities
Lackawanna County 30 cities
Lancaster County 73 cities
Lawrence County 20 cities
Lebanon County 25 cities
Lehigh County 32 cities
Luzerne County 80 cities
Lycoming County 22 cities
Mckean County 11 cities
Mercer County 24 cities
Mifflin County 26 cities
Monroe County 36 cities
Montgomery County 84 cities
Montour County 2 cities
Northampton County 36 cities
Northumberland County 30 cities
Perry County 13 cities
Philadelphia County 1 cities
Pike County 23 cities
Potter County 14 cities
Schuylkill County 80 cities
Snyder County 15 cities
Somerset County 39 cities
Sullivan County 9 cities
Susquehanna County 26 cities
Tioga County 22 cities
Union County 13 cities
Venango County 17 cities
Warren County 16 cities
Washington County 70 cities
Wayne County 26 cities
Westmoreland County 95 cities
Wyoming County 11 cities
York County 60 cities
FL
Florida
67 counties 1,083 cities
LIC# W840529
Verify license →
Visit Florida hub →

Alachua County 13 cities
Baker County 5 cities
Bay County 16 cities
Bradford County 4 cities
Brevard County 35 cities
Broward County 41 cities
Calhoun County 5 cities
Charlotte County 11 cities
Citrus County 15 cities
Clay County 10 cities
Collier County 22 cities
Columbia County 5 cities
Desoto County 3 cities
Dixie County 4 cities
Duval County 8 cities
Escambia County 15 cities
Flagler County 5 cities
Franklin County 6 cities
Gadsden County 6 cities
Gilchrist County 4 cities
Glades County 3 cities
Gulf County 3 cities
Hamilton County 3 cities
Hardee County 9 cities
Hendry County 8 cities
Hernando County 22 cities
Highlands County 5 cities
Hillsborough County 36 cities
Holmes County 4 cities
Indian River County 15 cities
Jackson County 12 cities
Jefferson County 6 cities
Lafayette County 2 cities
Lake County 32 cities
Lee County 43 cities
Leon County 7 cities
Levy County 15 cities
Liberty County 5 cities
Madison County 4 cities
Manatee County 24 cities
Marion County 24 cities
Martin County 12 cities
Miami Dade County 74 cities
Monroe County 18 cities
Nassau County 7 cities
Okaloosa County 17 cities
Okeechobee County 4 cities
Orange County 53 cities
Osceola County 12 cities
Palm Beach County 62 cities
Pasco County 34 cities
Pinellas County 40 cities
Polk County 42 cities
Putnam County 15 cities
Santa Rosa County 31 cities
Sarasota County 35 cities
Seminole County 16 cities
St Johns County 16 cities
St Lucie County 11 cities
Sumter County 10 cities
Suwannee County 6 cities
Taylor County 4 cities
Union County 4 cities
Volusia County 27 cities
Wakulla County 5 cities
Walton County 8 cities
Washington County 5 cities
MD
Maryland
24 counties 682 cities
LIC# 3004137002
Verify license →
Visit Maryland hub →

Allegany County 42 cities
Anne Arundel County 48 cities
Baltimore City 2 cities
Baltimore County 55 cities
Calvert County 18 cities
Caroline County 13 cities
Carroll County 16 cities
Cecil County 15 cities
Charles County 23 cities
Dorchester County 22 cities
Frederick County 35 cities
Garrett County 18 cities
Harford County 23 cities
Howard County 19 cities
Kent County 15 cities
Montgomery County 64 cities
Prince Georges County 86 cities
Queen Annes County 14 cities
Somerset County 16 cities
St Marys County 27 cities
Talbot County 16 cities
Washington County 62 cities
Wicomico County 19 cities
Worcester County 14 cities
VA
Virginia
128 jurisdictions 1,028 cities
LIC# 1575461
Verify license →
Visit Virginia hub →

Accomack County 54 cities
Albemarle County 25 cities
Alexandria City 1 cities
Alleghany County 7 cities
Amelia County 3 cities
Amherst County 5 cities
Appomattox County 4 cities
Arlington County 1 cities
Augusta County 25 cities
Bath County 7 cities
Bedford County 11 cities
Bland County 5 cities
Botetourt County 10 cities
Brunswick County 12 cities
Buchanan County 13 cities
Buckingham County 7 cities
Buena Vista City 1 cities
Campbell County 7 cities
Caroline County 9 cities
Carroll County 7 cities
Charles City County 1 cities
Charlotte County 11 cities
Charlottesville City 1 cities
Chesapeake City 1 cities
Chesterfield County 16 cities
Clarke County 5 cities
Clifton Forge City 1 cities
Colonial Heights City 1 cities
Covington City 1 cities
Craig County 2 cities
Culpeper County 13 cities
Cumberland County 2 cities
Danville City 1 cities
Dickenson County 8 cities
Dinwiddie County 7 cities
Essex County 9 cities
Fairfax County 72 cities
Falls Church City 1 cities
Fauquier County 18 cities
Floyd County 6 cities
Fluvanna County 7 cities
Franklin City 1 cities
Franklin County 13 cities
Frederick County 10 cities
Galax City 1 cities
Giles County 11 cities
Gloucester County 9 cities
Goochland County 6 cities
Grayson County 10 cities
Greene County 4 cities
Greensville County 3 cities
Halifax County 14 cities
Hampton City 1 cities
Hanover County 7 cities
Harrisonburg City 1 cities
Henrico County 16 cities
Henry County 14 cities
Highland County 5 cities
Hopewell City 1 cities
Isle Of Wight County 9 cities
James City County 2 cities
King And Queen County 10 cities
King George County 5 cities
King William County 5 cities
Lancaster County 7 cities
Lee County 10 cities
Lexington City 1 cities
Loudoun County 30 cities
Louisa County 6 cities
Lunenburg County 5 cities
Lynchburg City 2 cities
Madison County 15 cities
Manassas City 1 cities
Manassas Park City 1 cities
Mathews County 16 cities
Mecklenburg County 14 cities
Middlesex County 12 cities
Montgomery County 13 cities
Nelson County 18 cities
New Kent County 5 cities
Newport News City 1 cities
Norfolk City 1 cities
Northampton County 9 cities
Northumberland County 6 cities
Norton City 1 cities
Nottoway County 4 cities
Orange County 11 cities
Page County 4 cities
Patrick County 7 cities
Petersburg City 1 cities
Pittsylvania County 14 cities
Poquoson City 1 cities
Portsmouth City 1 cities
Powhatan County 2 cities
Prince Edward County 5 cities
Prince George County 4 cities
Prince William County 26 cities
Pulaski County 10 cities
Radford City 1 cities
Rappahannock County 8 cities
Richmond City 1 cities
Richmond County 4 cities
Roanoke City 1 cities
Roanoke County 7 cities
Rockbridge County 10 cities
Rockingham County 21 cities
Russell County 9 cities
Salem City 1 cities
Scott County 9 cities
Shenandoah County 15 cities
Smyth County 10 cities
Southampton County 9 cities
Spotsylvania County 5 cities
Stafford County 7 cities
Staunton City 1 cities
Suffolk City 1 cities
Surry County 5 cities
Sussex County 6 cities
Tazewell County 20 cities
Virginia Beach City 1 cities
Warren County 7 cities
Washington County 7 cities
Waynesboro City 1 cities
Westmoreland County 7 cities
Winchester City 1 cities
Wise County 16 cities
Wythe County 11 cities
York County 6 cities
5States
307Counties
6,042Municipalities
9Product Lines

Life insurance — answered.

🛡️

Do I need life insurance?

If anyone depends on your income — a spouse, children, aging parents — life insurance ensures they're financially protected if something happens to you. It can cover mortgage payments, daily expenses, education costs, and outstanding debts.

⚖️

What is the difference between term and whole life?

Term life covers you for a specific period — typically 10, 20, or 30 years — with level premiums and no cash value. Whole life provides permanent coverage for your entire lifetime and builds guaranteed cash value over time.

🏥

What does critical illness insurance cover?

Critical illness insurance pays a lump-sum benefit upon diagnosis of a covered condition such as cancer, heart attack, stroke, or organ failure. The benefit is paid directly to you — not to doctors or hospitals.

🔑

Can I get coverage with a pre-existing condition?

Yes. Many carriers offer coverage for people with pre-existing conditions including diabetes, high blood pressure, heart disease, and cancer history. Options range from simplified issue to guaranteed issue policies.

🏨

How does hospital indemnity insurance work?

Hospital indemnity pays a fixed daily cash benefit for each day you're admitted to a hospital, regardless of your other insurance. It helps cover deductibles, copays, lost wages, and out-of-pocket costs.

📈

What is universal life insurance?

Universal life is a permanent policy with flexible premiums and the potential to build cash value linked to a market index. You can adjust your premium payments and death benefit as your financial situation changes.

🏢

Does life insurance cover business partners?

Yes. Key person insurance protects your business from the financial impact of losing a critical contributor. Buy-sell agreements funded by life insurance ensure smooth ownership transitions.

How do I verify an insurance agent's license?

Verify through NIPR at nipr.com or your state's Department of Insurance. June's NPN is 17209549 — verifiable in all 5 licensed states.

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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