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Home›Florida›Union County›Lake Butler›Critical Illness Insurance

June Marcia Williams — Licensed Critical Illness Insurance Agent in Lake Butler, FL
June Marcia Williams
Your Insurance Agent in Lake Butler, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lake Butler, FL...
National Producer No.
17209549
Verify ↗

Critical Illness Insurance in Lake Butler, FL

June Williams — supplemental health specialist. Option A & B plans.

Critical illness insurance for Lake Butler, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Lake Butler, FL

Lake Butler, FL — Your Local Producer

For my neighbors in Lake Butler, the strong sense of community we share in Union County is truly special. It’s about looking out for one another, and that includes planning for our families' financial futures. As a licensed Florida insurance producer, I'm here to help you navigate your options for personal protection. Whether you're considering Term Life, Whole Life, Final Expense, or coverage for critical illness or accidents, I provide clear, straightforward information to help you find a plan that fits your life. Let's talk about securing your family's well-being. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Lake Butler City Hall
  • Union County High School
  • Lakeside Park
NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in Lake Butler

39 on public record · Florida DFS · Fla. Stat. §119.01

AT
Adrian Tucker
Life Including Variable Annuity & Health
NPN 19723525 Licensed 2020
AB
Amanda Buss
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18543921 Licensed 2017
AC
Andrew Kyle Crews
Life Including Variable Annuity & Health
NPN 20280507 Licensed 2022
BE
Brad Lee Elixson
Life Including Variable Annuity & Health
NPN 1025576 Licensed 1997
CR
Caleb John Romrell
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21153867 Licensed 2024
CC
Chaton Lane Croft
Life Including Variable Annuity & Health
NPN 19498936 Licensed 2020
CK
Chuthamas Keiper
Life Including Variable Annuity & Health
NPN 20879639 Licensed 2023
DB
Daryl Seth Brewer
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 636012 Licensed 1994
DE
Dawn M Ellison
Life Including Variable Annuity & Health
NPN 20769493 Licensed 2023
DA
Deanna Alderman
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21344904 Licensed 2024
DT
Debbie Cook Thomas
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 477893 Licensed 1993
ER
Erica Mains Reddish
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21151167 Licensed 2024
GC
Gary Dewitt Cothren
Life Including Variable Annuity & Health
NPN 20017061 Licensed 2021
HA
Hallie Rebecca Allen
Life Including Variable Annuity & Health
NPN 19875372 Licensed 2021
JY
James H Yonn
Life Including Variable Annuity & Health
NPN 17967906 Licensed 2016
JS
Jamie O Segars
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21577231 Licensed 2025
JF
Jared Rudolph Frey
Life Including Variable Annuity & Health
NPN 21103200 Licensed 2024
JH
John Edwin Harrison
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 489383 Licensed 1998
JB
Johnathon Michael Brown
Life Including Variable Annuity & Health
NPN 17628760 Licensed 2015
KR
Kaleb Chandler Renaldi
Life Including Variable Annuity & Health
NPN 20866105 Licensed 2023
KJ
Kimberly Jenkins
Life Including Variable Annuity & Health
NPN 20682256 Licensed 2023
LS
Lawrence Charles Sost
Life Including Variable Annuity & Health
NPN 13071401 Licensed 2009
MM
Malia Miller
Life Including Variable Annuity & Health
NPN 21119607 Licensed 2024
MO
Melinda Lue Ofallon
Life Including Variable Annuity & Health
NPN 19944190 Licensed 2021
View all 39 licensed critical illness producers in Lake Butler →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the Lake Butler regional market. Rates are localized using regional health baselines.

Official Lake Butler Resources

County Union County
Population ~1,842
Lack of insurance (18–64) 16.6%
FIPS code 1237650

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Lake Butler rates. Start your quote request below.

FL OIR .GOV Union County Gov Portal .GOV
Google Maps
4.4 7 reviews
City of Lake Butler photo 1
Photos by Hayden Page via Google Maps
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City of Lake Butler
Open now · Mon 8:00 AM – 5:00 PM
(386) 496-3401
cityoflakebutler.com
200 SW 1st St, Lake Butler, FL 32054, USA
Recent Reviews
Devaughn Brock ★★★★★
"One of my favorite towns in Florida ! Lake Butler never fails me. The people here a nice and friendly ! Way better than corrupted Bradford county I’m glad that this town in is Union County."
C L Mattson ★★★★★
"Drove through this weekend, saw all the American flags along 121. Loved the patriotism! Please Never forget. God bless!!"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

✅

You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

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Or call now: (908) 339-7723

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Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum
  • 100% lump sum on cancer diagnosis
  • $300 skin cancer benefit
  • $75/yr annual care for 5 years
  • Option B: $200/day hospital
  • Option B: $50/yr wellness screening
Get Quote
Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection
  • 100% lump sum: cancer, heart attack, stroke
  • 50% for bypass surgery
  • 25% for angioplasty, stent, TIA
  • Option B: $100/yr wellness screening
  • Subsequent diagnosis scale to 100%
Get Quote

Heart & Stroke Only

Cardiovascular protection
  • 100% lump sum: heart attack or stroke
  • 50% for coronary artery bypass
  • 25% for angioplasty, stent, TIA
  • End-stage renal failure covered
  • Option B: $50/yr wellness screening
Get Quote
📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

⚖️

Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Lake Butler

More Insurance Options in Lake Butler, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

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Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

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Worthington Springs Coverage Guide

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Brooker Life Protection

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The Hampton Legacy Plan

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Starke Wealth Strategy

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Glen Saint Mary Life Protection

Personalized Critical Illness quotes for Glen Saint Mary residents — no obligation.

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Glen St. Mary Financial Security

Compare Critical Illness rates from licensed carriers serving Glen St. Mary.

View Glen St. Mary Coverage

Macclenny Coverage Guide

Compare Critical Illness rates from licensed carriers serving Macclenny.

View Macclenny Coverage

Olustee Life Protection

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View Olustee Coverage

The Sanderson Legacy Plan

Critical Illness protection tailored to Sanderson families and businesses.

View Sanderson Coverage
Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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