June Marcia Williams

Your Insurance Agent in Grove City, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Grove City, FL...

National Producer No.

17209549

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Affordable Life Insurance in Charlotte County | Secure Your Family's Future

Custom Coverage from a Licensed FL Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Charlotte County Family

Protect your family in Charlotte County. 11 municipalities. 9 product lines. One licensed agent.

Licensed Florida agent June Marcia Williams (#W840529, NPN 17209549) writes life insurance for Charlotte County, Florida residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Charlotte, FL

Across Charlotte County

As a licensed insurance producer serving families across Charlotte County, I'm proud to help protect my neighbors in this vibrant Gulf Coast community. From the bustling commuter corridors of I-75 and US-41 to the serene shores of Charlotte Harbor, this area is a unique hub for both commerce and coastal living. Whether you live near the county seat in Punta Gorda or in the growing communities of Port Charlotte, my goal is to provide personalized guidance for your life and health insurance needs. As June Marcia Williams (NPN: 17209549, Florida License No: W840529), I'm here to help you navigate your options.

Charlotte County Administration Center
HCA Florida Fawcett Hospital
Charlotte Harbor Preserve State Park

NPN17209549FL LicenseW840529

How Charlotte County compares to Florida

FLORIDA · 21.6M RESIDENTS CHARLOTTE COUNTY · 190K RESIDENTS

21,634,529 FLORIDA POPULATION ↳ 1 cell ≈ 100,000 residents

189,900 CHARLOTTE COUNTY RESIDENTS ↳ 0.9% of Florida residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Charlotte County, FL?

Life insurance carriers price Charlotte County's ~206,000 residents — 11.4% lacking health insurance — against the local health profile: Arthritis (38.5%), High cholesterol (33.2%), High blood pressure (31.0%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~206,000
Lack of health insurance (18–64) 11.4%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 12015

1.5 15 reviews

View on Google Maps

Charlotte County Commissioners

(941) 743-1300

charlottecountyfl.gov .GOV

18500 Murdock Cir # 536, Port Charlotte, FL 33948, USA

Recent Reviews

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John Poplawski ★★☆☆☆

"Charlotte County is the worst county that I had ever lived, and just recently I had been verbally attacked by a commissioner that is currently under issues with the law. Charlotte County I will never …"

Products Available

Nine product lines available in Charlotte County.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options

Browse Charlotte County

Find coverage in your area.

Coverage is local across all 11 Charlotte County cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Charlotte County

11Cities

Grove City Placida Port Charlotte Punta Gorda Charlotte Harbor Charlotte Park Cleveland Harbour Heights Manasota Key Rotonda Solana

🔍 Popular Searches

City × product — what Charlotte County residents search for

🛡️ Life Insurance

Grove City Term Life Insurance Term→Placida Term Life Insurance Term→Port Charlotte Term Life Insurance Term→Grove City Whole Life Insurance Whole→

🏥 Supplemental Health

Grove City Critical Illness Insurance Critical→Placida Hospital Indemnity Plans Hospital→Port Charlotte Accident & Injury Coverage Accident→

🏢 Business & Notary

Grove City Key Person Insurance Business→

Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

🛡️ Term Life

11 Cities

Affordable Grove City Term Life Grove City income protection. Affordable term life for families in Charlotte County. Top-Rated Placida Term Life Level premiums for Placida families. 10, 20, or 30-year terms available. Compare Port Charlotte Term Life Compare Port Charlotte term life rates from top carriers. Living benefits included. Best Punta Gorda Term Life Punta Gorda family coverage. Income replacement from a verified FL agent. Local Charlotte Harbor Term Life Affordable term life in Charlotte Harbor, Charlotte County. Expert guidance from a 12-year agent. Affordable Charlotte Park Term Life Charlotte Park income protection. Affordable term life for families in Charlotte County. Top-Rated Cleveland Term Life Level premiums for Cleveland families. 10, 20, or 30-year terms available. Compare Harbour Heights Term Life Compare Harbour Heights term life rates from top carriers. Living benefits included. Best Manasota Key Term Life Manasota Key family coverage. Income replacement from a verified FL agent. Local Rotonda Term Life Affordable term life in Rotonda, Charlotte County. Expert guidance from a 12-year agent. Affordable Solana Term Life Solana income protection. Affordable term life for families in Charlotte County.

💎 Whole Life

11 Cities

Affordable Grove City Whole Life Grove City permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Placida Whole Life Build wealth in Placida with whole life. Tax-deferred cash value growth. Compare Port Charlotte Whole Life Port Charlotte legacy protection. Permanent coverage with guaranteed cash value. Best Punta Gorda Whole Life Whole life insurance for Punta Gorda families. Coverage that never expires. Local Charlotte Harbor Whole Life Charlotte Harbor estate planning. Whole life from a verified FL agent. Affordable Charlotte Park Whole Life Charlotte Park permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Cleveland Whole Life Build wealth in Cleveland with whole life. Tax-deferred cash value growth. Compare Harbour Heights Whole Life Harbour Heights legacy protection. Permanent coverage with guaranteed cash value. Best Manasota Key Whole Life Whole life insurance for Manasota Key families. Coverage that never expires. Local Rotonda Whole Life Rotonda estate planning. Whole life from a verified FL agent. Affordable Solana Whole Life Solana permanent coverage. Cash value accumulation plus lifetime protection.

📈 Universal Life

11 Cities

Affordable Grove City Universal Life Grove City flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Placida Universal Life IUL options in Placida. Cash value tied to market indexes without market risk. Compare Port Charlotte Universal Life Port Charlotte universal life. Flexible coverage adapting to your financial goals. Best Punta Gorda Universal Life Adjustable premiums and death benefit in Punta Gorda from a verified agent. Local Charlotte Harbor Universal Life Charlotte Harbor IUL coverage. Tax-free retirement income strategy for professionals. Affordable Charlotte Park Universal Life Charlotte Park flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Cleveland Universal Life IUL options in Cleveland. Cash value tied to market indexes without market risk. Compare Harbour Heights Universal Life Harbour Heights universal life. Flexible coverage adapting to your financial goals. Best Manasota Key Universal Life Adjustable premiums and death benefit in Manasota Key from a verified agent. Local Rotonda Universal Life Rotonda IUL coverage. Tax-free retirement income strategy for professionals. Affordable Solana Universal Life Solana flexible life insurance. Index-linked growth with adjustable premiums.

🏥 Critical Illness

11 Cities

Affordable Grove City Critical Illness Grove City critical illness protection. Lump-sum cash on diagnosis. Top-Rated Placida Critical Illness Cancer, stroke, heart attack — cash benefits for Placida families. Compare Port Charlotte Critical Illness Port Charlotte supplemental coverage. Critical illness pays regardless of health plan. Best Punta Gorda Critical Illness Lump-sum critical illness in Punta Gorda from a verified FL agent. Local Charlotte Harbor Critical Illness Charlotte Harbor critical illness plans. Financial safety net when it matters most. Affordable Charlotte Park Critical Illness Charlotte Park critical illness protection. Lump-sum cash on diagnosis. Top-Rated Cleveland Critical Illness Cancer, stroke, heart attack — cash benefits for Cleveland families. Compare Harbour Heights Critical Illness Harbour Heights supplemental coverage. Critical illness pays regardless of health plan. Best Manasota Key Critical Illness Lump-sum critical illness in Manasota Key from a verified FL agent. Local Rotonda Critical Illness Rotonda critical illness plans. Financial safety net when it matters most. Affordable Solana Critical Illness Solana critical illness protection. Lump-sum cash on diagnosis.

🏨 Hospital Indemnity

11 Cities

⚡ Accident & Injury

11 Cities

Affordable Grove City Accident & Injury Grove City accident coverage. 24/7 protection for active families. Top-Rated Placida Accident & Injury Accident & injury plans in Placida. ER, fractures, dislocations covered. Compare Port Charlotte Accident & Injury Port Charlotte accidental injury insurance. Cash benefits from day one. Best Punta Gorda Accident & Injury Protect your Punta Gorda family. Accident coverage from $10/mo. Local Charlotte Harbor Accident & Injury Charlotte Harbor accident insurance from a verified FL agent. Affordable Charlotte Park Accident & Injury Charlotte Park accident coverage. 24/7 protection for active families. Top-Rated Cleveland Accident & Injury Accident & injury plans in Cleveland. ER, fractures, dislocations covered. Compare Harbour Heights Accident & Injury Harbour Heights accidental injury insurance. Cash benefits from day one. Best Manasota Key Accident & Injury Protect your Manasota Key family. Accident coverage from $10/mo. Local Rotonda Accident & Injury Rotonda accident insurance from a verified FL agent. Affordable Solana Accident & Injury Solana accident coverage. 24/7 protection for active families.

🏢 Business Life

11 Cities

Affordable Grove City Business Life Grove City key person insurance. Protect your business continuity. Top-Rated Placida Business Life Buy-sell agreement coverage in Placida. SBA loan compliant. Compare Port Charlotte Business Life Port Charlotte business life insurance. Key employee retention coverage. Best Punta Gorda Business Life Business continuity protection in Punta Gorda from a 12-year agent. Local Charlotte Harbor Business Life Charlotte Harbor key person and partnership coverage. FL licensed. Affordable Charlotte Park Business Life Charlotte Park key person insurance. Protect your business continuity. Top-Rated Cleveland Business Life Buy-sell agreement coverage in Cleveland. SBA loan compliant. Compare Harbour Heights Business Life Harbour Heights business life insurance. Key employee retention coverage. Best Manasota Key Business Life Business continuity protection in Manasota Key from a 12-year agent. Local Rotonda Business Life Rotonda key person and partnership coverage. FL licensed. Affordable Solana Business Life Solana key person insurance. Protect your business continuity.

🔑 Special Situations

11 Cities

Affordable Grove City Special Situations Grove City pre-existing condition coverage. Marijuana, diabetes, DUI accepted. Top-Rated Placida Special Situations High-risk life insurance in Placida. Foreign nationals and visa holders. Compare Port Charlotte Special Situations Port Charlotte coverage for ages 60-85. No medical exam options available. Best Punta Gorda Special Situations Special situations insurance in Punta Gorda. Substandard risk specialists. Local Charlotte Harbor Special Situations Charlotte Harbor high-risk coverage from a verified FL agent. Affordable Charlotte Park Special Situations Charlotte Park pre-existing condition coverage. Marijuana, diabetes, DUI accepted. Top-Rated Cleveland Special Situations High-risk life insurance in Cleveland. Foreign nationals and visa holders. Compare Harbour Heights Special Situations Harbour Heights coverage for ages 60-85. No medical exam options available. Best Manasota Key Special Situations Special situations insurance in Manasota Key. Substandard risk specialists. Local Rotonda Special Situations Rotonda high-risk coverage from a verified FL agent. Affordable Solana Special Situations Solana pre-existing condition coverage. Marijuana, diabetes, DUI accepted.

🕊️ Final Expense

11 Cities

Affordable Grove City Final Expense Grove City burial insurance. No medical exam plans from $5K to $50K. Top-Rated Placida Final Expense Final expense in Placida. Protect your family from end-of-life costs. Compare Port Charlotte Final Expense Affordable Port Charlotte burial coverage. Premiums locked — never increase. Best Punta Gorda Final Expense Punta Gorda guaranteed issue plans. Same-day approval available. Local Charlotte Harbor Final Expense Final expense for Charlotte Harbor seniors. Coverage from a 12-year FL agent. Affordable Charlotte Park Final Expense Charlotte Park burial insurance. No medical exam plans from $5K to $50K. Top-Rated Cleveland Final Expense Final expense in Cleveland. Protect your family from end-of-life costs. Compare Harbour Heights Final Expense Affordable Harbour Heights burial coverage. Premiums locked — never increase. Best Manasota Key Final Expense Manasota Key guaranteed issue plans. Same-day approval available. Local Rotonda Final Expense Final expense for Rotonda seniors. Coverage from a 12-year FL agent. Affordable Solana Final Expense Solana burial insurance. No medical exam plans from $5K to $50K.

Official Resources

Know your rights in Charlotte County.

State and federal resources for insurance consumers. Verify, research, protect.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law. FL OIR regulates all insurance in Florida.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Charlotte County insurance — answered.

Six questions covering all product lines. Every answer Charlotte County-specific.

💰

How much does life insurance cost in Charlotte County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Charlotte County

🏙️

What cities does June serve in Charlotte County?

All 11 municipalities in Charlotte County, including Grove City, Placida, Port Charlotte, Punta Gorda, Charlotte Harbor, Charlotte Park. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

11 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

⚱️

What is the average FL funeral cost?

Approximately $9,443 in Florida. Final expense insurance covers burial, memorial, and medical bills — helping Charlotte County families avoid this burden.

FL Data

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