June Marcia Williams

Your Insurance Agent in Grove City, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Grove City, FL...

National Producer No.

17209549

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Life Insurance in Charlotte County, FL

Custom Coverage from a Licensed FL Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Charlotte County Family

Protect your family in Charlotte County. 11 municipalities. 9 product lines. One licensed agent.

Licensed Florida agent June Marcia Williams (#W840529, NPN 17209549) writes life insurance for Charlotte County, Florida residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Charlotte, FL

Across Charlotte County

As a licensed insurance producer serving families across Charlotte County, I'm proud to help protect my neighbors in this vibrant Gulf Coast community. From the bustling commuter corridors of I-75 and US-41 to the serene shores of Charlotte Harbor, this area is a unique hub for both commerce and coastal living. Whether you live near the county seat in Punta Gorda or in the growing communities of Port Charlotte, my goal is to provide personalized guidance for your life and health insurance needs. As June Marcia Williams (NPN: 17209549, Florida License No: W840529), I'm here to help you navigate your options.

Charlotte County Administration Center
HCA Florida Fawcett Hospital
Charlotte Harbor Preserve State Park

NPN17209549FL LicenseW840529

How Charlotte County compares to Florida

FLORIDA · 21.6M RESIDENTS CHARLOTTE COUNTY · 190K RESIDENTS

21,634,529 FLORIDA POPULATION ↳ 1 cell ≈ 100,000 residents

189,900 CHARLOTTE COUNTY RESIDENTS ↳ 0.9% of Florida residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Charlotte County, FL?

Life insurance carriers price Charlotte County's ~190,000 residents — 11.4% lacking health insurance — against the local health profile: Arthritis (38.5%), High cholesterol (33.2%), High blood pressure (31.0%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~190,000
Lack of health insurance (18–64) 11.4%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 12015

1.5 15 reviews

View on Google Maps

Charlotte County Commissioners

(941) 743-1300

charlottecountyfl.gov .GOV

18500 Murdock Cir # 536, Port Charlotte, FL 33948, USA

Recent Reviews

Amelia Benavente ★☆☆☆☆

"Neil Armstrong is the worst school for special needs children. They will twist things around numerous times. Tell you things to make you feel comfortable just to get you away? The principle will threa…"

John Poplawski ★★☆☆☆

"Charlotte County is the worst county that I had ever lived, and just recently I had been verbally attacked by a commissioner that is currently under issues with the law. Charlotte County I will never …"

Products Available

Life Insurance Products in Charlotte County

9 insurance products available in Charlotte County

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Coverage by Product

Charlotte County Insurance by Product

Every city with listings in Charlotte County.

🛡️ Term Life

11 Cities

💎 Whole Life

11 Cities

📈 Universal Life

11 Cities

🏥 Critical Illness

11 Cities

🏨 Hospital Indemnity

11 Cities

⚡ Accident & Injury

11 Cities

🏢 Business Life

11 Cities

🔑 Special Situations

11 Cities

🕊️ Final Expense

11 Cities

🏛️ Know Your Agent · Public Record Directory

Charlotte County, Florida — Licensed Insurance Producer Directory

1,369 licensed insurance producers hold active Florida licenses with business addresses in Charlotte County, across 2 cities. All records sourced from Florida DFS public data, updated daily. Select a city or line of authority below.

1,369Licensed producers

1,111Life & Health

434General Lines (P&C)

Find a licensed producer or agency

Browse by line & type

Producer & agency listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer or agency and is not a government agency.

Official Resources

Know your rights in Charlotte County.

State and federal resources for insurance consumers. Verify, research, protect.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law. FL OIR regulates all insurance in Florida.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Charlotte County Life Insurance Questions

Costs, eligibility, and coverage rules for Charlotte County.

💰

How much does life insurance cost in Charlotte County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Charlotte County

🏙️

What cities does June serve in Charlotte County?

All 11 municipalities in Charlotte County, including Grove City, Placida, Port Charlotte, Punta Gorda, Charlotte Harbor, Charlotte Park. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

11 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

⚱️

What is the average FL funeral cost?

Approximately $9,443 in Florida. Final expense insurance covers burial, memorial, and medical bills.

FL Data

✅

How do I verify June's license?

Verify through FL OIR or NIPR. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

More Florida Counties

Life insurance directories for all 67 FL counties.

Alachua13 cities Baker5 cities Bay16 cities Bradford4 cities Brevard35 cities Broward41 cities Calhoun5 cities

Charlotte11 cities

Citrus15 cities Clay10 cities Collier22 cities Columbia5 cities Desoto3 cities Dixie4 cities Duval8 cities Escambia15 cities Flagler5 cities Franklin6 cities Gadsden6 cities Gilchrist4 cities Glades3 cities Gulf3 cities Hamilton3 cities Hardee9 cities Hendry8 cities Hernando22 cities Highlands5 cities Hillsborough36 cities Holmes4 cities Indian River15 cities Jackson12 cities Jefferson6 cities Lafayette2 cities Lake32 cities Lee43 cities Leon7 cities Levy15 cities Liberty5 cities Madison4 cities Manatee24 cities Marion24 cities Martin12 cities Miami Dade74 cities Monroe18 cities Nassau7 cities Okaloosa17 cities Okeechobee4 cities Orange53 cities Osceola12 cities Palm Beach62 cities Pasco34 cities Pinellas40 cities Polk42 cities Putnam15 cities Santa Rosa31 cities Sarasota35 cities Seminole16 cities St Johns16 cities St Lucie11 cities Sumter10 cities Suwannee6 cities Taylor4 cities Union4 cities Volusia27 cities Wakulla5 cities Walton8 cities Washington5 cities

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Charlotte County, FL

Custom Coverage from a Licensed FL Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Charlotte County Family

Across Charlotte County

How Charlotte County compares to Florida

What are the primary life insurance underwriting factors in Charlotte County, FL?

📊 Top Health Considerations (CDC)

🏛️ Official County Resources

Life Insurance Products in Charlotte County

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Charlotte County Insurance by Product

🛡️ Term Life

💎 Whole Life

📈 Universal Life

🏥 Critical Illness

🏨 Hospital Indemnity

⚡ Accident & Injury

🏢 Business Life

🔑 Special Situations

🕊️ Final Expense

Charlotte County, Florida — Licensed Insurance Producer Directory

Browse by line & type

Browse by city

Featured producers

Featured agencies

Know your rights in Charlotte County.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Charlotte County Life Insurance Questions

How much does life insurance cost in Charlotte County?

What cities does June serve in Charlotte County?

Coverage with a pre-existing condition?

What types of insurance are available here?

What is the average FL funeral cost?

How do I verify June's license?

Life insurance directories for all 67 FL counties.

Talk to a real person. Today.