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Home›Florida›Gulf County

June Marcia Williams — Licensed Insurance Agent in Port Saint Joe, FL
June Marcia Williams
Your Insurance Agent in Port Saint Joe, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Port Saint Joe, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Gulf County, FL

Your Dedicated Advocate for Simplified-Issue Policies in Gulf County

Why Working with a Local FL Producer Beats the Big Carriers

Protect your family in Gulf County. 3 municipalities. 9 product lines. One licensed agent.

Licensed Florida agent June Marcia Williams (#W840529, NPN 17209549) writes life insurance for Gulf County, Florida residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
County Hub · Gulf, FL

Across Gulf County

As a licensed insurance producer serving families across Florida, I have a deep appreciation for the unique lifestyle here in Gulf County, centered around the historic county seat of Port St. Joe. I understand the needs of families who live and work along our vital commuter and economic corridors, from the bustling port to the quiet coastal neighborhoods. My focus is on protecting assets for homeowners and families throughout our beautiful Gulf Coast region. Whether you're a small business owner, a growing family, or planning for retirement, my goal is to help you secure your financial future. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529), and I'm dedicated to serving our community.

  • Gulf County Courthouse
  • Ascension Sacred Heart Gulf
  • T.H. Stone Memorial St. Joseph Peninsula State Park
NPN17209549FL LicenseW840529

How Gulf County compares to Florida

FLORIDA · 21.6M RESIDENTS GULF COUNTY · 15K RESIDENTS
Florida vs Gulf County — population comparison Florida: 21,634,529 residents. Gulf County: 15,002 residents, 0.1% of Florida population.
21,634,529 FLORIDA POPULATION ↳ 1 cell ≈ 100,000 residents
15,002 GULF COUNTY RESIDENTS ↳ 0.1% of Florida residents
Underwriting Guidelines

What are the primary life insurance underwriting factors in Gulf County, FL?

Life insurance carriers price Gulf County's ~15,000 residents — 13.0% lacking health insurance — against the local health profile: Obesity (35.1%), High blood pressure (34.0%), High cholesterol (32.8%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Top Health Considerations for Gulf County (COUNTY) Obesity: 35.1%. High blood pressure: 34%. High cholesterol: 32.8%. Arthritis: 24.1%. Current cigarette smoking: 15.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GULF COUNTY Obesity 35.1% High blood pressure 34.0% High cholesterol 32.8% Arthritis 24.1% Current cigarette smoking 15.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

🏛️ Official County Resources

  • NACo County Profile .ORG
  • Population ~15,000
  • Lack of health insurance (18–64) 13.0%

    Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

  • FIPS code 12045
Google Maps
View on Google Maps
Gulf County board of County Commissioners
(850) 229-6117
votegulf.gov .GOV
401 Long Ave, Port St Joe, FL 32456, USA
Products Available

Life Insurance Products in Gulf County

9 insurance products available in Gulf County

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage by Product

Gulf County Insurance by Product

Every city with listings in Gulf County.

🛡️ Term Life

3 Cities
Term Life in Port Saint Joe, FL Port Saint Joe, FL — in Gulf County. Term Life in Wewahitchka, FL Wewahitchka, FL — in Gulf County. Term Life in Port St. Joe, FL Port St. Joe, FL — in Gulf County.

💎 Whole Life

3 Cities
Whole Life in Port Saint Joe, FL Port Saint Joe, FL — in Gulf County. Whole Life in Wewahitchka, FL Wewahitchka, FL — in Gulf County. Whole Life in Port St. Joe, FL Port St. Joe, FL — in Gulf County.

📈 Universal Life

3 Cities
Universal Life in Port Saint Joe, FL Port Saint Joe, FL — in Gulf County. Universal Life in Wewahitchka, FL Wewahitchka, FL — in Gulf County. Universal Life in Port St. Joe, FL Port St. Joe, FL — in Gulf County.

🏥 Critical Illness

3 Cities
Critical Illness in Port Saint Joe, FL Port Saint Joe, FL — in Gulf County. Critical Illness in Wewahitchka, FL Wewahitchka, FL — in Gulf County. Critical Illness in Port St. Joe, FL Port St. Joe, FL — in Gulf County.

🏨 Hospital Indemnity

3 Cities
Hospital Indemnity in Port Saint Joe, FL Port Saint Joe, FL — in Gulf County. Hospital Indemnity in Wewahitchka, FL Wewahitchka, FL — in Gulf County. Hospital Indemnity in Port St. Joe, FL Port St. Joe, FL — in Gulf County.

⚡ Accident & Injury

3 Cities
Accident & Injury in Port Saint Joe, FL Port Saint Joe, FL — in Gulf County. Accident & Injury in Wewahitchka, FL Wewahitchka, FL — in Gulf County. Accident & Injury in Port St. Joe, FL Port St. Joe, FL — in Gulf County.

🏢 Business Life

3 Cities
Business Life in Port Saint Joe, FL Port Saint Joe, FL — in Gulf County. Business Life in Wewahitchka, FL Wewahitchka, FL — in Gulf County. Business Life in Port St. Joe, FL Port St. Joe, FL — in Gulf County.

🔑 Special Situations

3 Cities
Special Situations in Port Saint Joe, FL Port Saint Joe, FL — in Gulf County. Special Situations in Wewahitchka, FL Wewahitchka, FL — in Gulf County. Special Situations in Port St. Joe, FL Port St. Joe, FL — in Gulf County.

🕊️ Final Expense

3 Cities
Final Expense in Port Saint Joe, FL Port Saint Joe, FL — in Gulf County. Final Expense in Wewahitchka, FL Wewahitchka, FL — in Gulf County. Final Expense in Port St. Joe, FL Port St. Joe, FL — in Gulf County.
🏛️ Know Your Agent · Public Record Directory

Gulf County, Florida — Licensed Insurance Producer Directory

52 licensed insurance producers hold active Florida licenses with business addresses in Gulf County, across 2 cities. All records sourced from Florida DFS public data, updated daily. Select a city or line of authority below.

52Licensed producers
39Life & Health
25General Lines (P&C)

Browse by line & type

Life & Health Agents
39 producers · life-authorised
General Lines (Property & Casualty)
25 producers · 2-20
Insurance Agencies
Licensed agencies · on the map

Browse by city

Port St. Joe
4 agencies · 27 producers
Wewahitchka
1 agencies · 17 producers

Featured producers

All agents →
WW
Walter L Woodrick
Life Including Variable Annuity & Health
NPN 831436 Licensed 2023
DL
Dwight Edson Van Lierop
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 1028121 Licensed 1997
CD
Carol Ann Dixon
Life Including Variable Annuity & Health
NPN 480297 Licensed 1995
KC
Katrina Lynn Chancey
Life Including Variable Annuity & Health
NPN 8559440 Licensed 2020
KW
Kimberly Pearson Wilkerson
General Lines (Property & Casualty)
NPN 555832 Licensed 1990

Featured agencies

All on map →
Gaskin-Graddy Insurance Agency Inc
FL DFS Licensed Agency
Wewahitchka, FL View on map →
Hannon Insurance Agency, Llc
FL DFS Licensed Agency
Port St. Joe, FL View on map →
Farnsley Financial Consultants, Llc
FL DFS Licensed Agency
Port St. Joe, FL View on map →
Seascape Insurance Group Inc.
FL DFS Licensed Agency
Port St. Joe, FL View on map →
Insuring The Coast Llc
FL DFS Licensed Agency
Port St. Joe, FL View on map →

Producer & agency listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer or agency and is not a government agency.

Official Resources

Know your rights in Gulf County.

State and federal resources for insurance consumers. Verify, research, protect.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law. FL OIR regulates all insurance in Florida.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV
Frequently Asked Questions

Gulf County Life Insurance Questions

Costs, eligibility, and coverage rules for Gulf County.

💰

How much does life insurance cost in Gulf County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Gulf County
🏙️

What cities does June serve in Gulf County?

All 3 municipalities in Gulf County, including Port Saint Joe, Wewahitchka, Port St. Joe. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

3 Cities
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
⚱️

What is the average FL funeral cost?

Approximately $9,443 in Florida. Final expense insurance covers burial, memorial, and medical bills.

FL Data
✅

How do I verify June's license?

Verify through FL OIR or NIPR. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
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