June Marcia Williams

Your Insurance Agent in Chipley, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Chipley, FL...

National Producer No.

17209549

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Accident & Injury Insurance in Chipley, FL

Cash benefits for fractures, hospital stays, ER visits, and more.

Accident and injury insurance for Chipley, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum payouts for covered accidents and injuries, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Chipley, FL

Chipley, FL — Your Local Producer

For my neighbors in Chipley and across Washington County, I know our community is built on taking care of family and planning for the future. As a licensed insurance producer right here in Florida, my goal is to help you do just that. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529), and I'm here to help you navigate your options for personal insurance, whether it's Term Life, Whole Life, Final Expense, or policies for critical illness and accidents. I offer personalized guidance to find coverage that fits your unique situation.

Washington County Courthouse
Falling Waters State Park
Pals Park

NPN17209549FL LicenseW840529

Licensed Accident & Injury Producers in Chipley

58 on public record · Florida DFS · Fla. Stat. §119.01

Alec Richard Saunders

Life Including Variable Annuity & Health

NPN 17441363 Licensed 2014

Alexandra Nichole Spurlock

Life Including Variable Annuity & Health

NPN 20128733 Licensed 2021

Alicia Ammons

Life Including Variable Annuity & Health

NPN 11609088 Licensed 2022

Anita S Lee

Life Including Variable Annuity & Health

NPN 8928808 Licensed 2006

Ashley Alyssa Cumbie

Life Including Variable Annuity & Health

NPN 19688371 Licensed 2020

Aura Nicole Tate

Life Including Variable Annuity & Health

NPN 21355839 Licensed 2024

Barry Lynn Massey

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 555743 Licensed 2000

Beau Brandon Owen

Life Including Variable Annuity & Health

NPN 20470718 Licensed 2022

Bobby Wayne Jencks

Life Including Variable Annuity & Health

NPN 21716615 Licensed 2025

Brandi Renee' Rochester

Life Including Variable Annuity & Health

NPN 19262376 Licensed 2019

Briar Morris

Life Including Variable Annuity & Health

NPN 21535137 Licensed 2025

Brittany Johnson

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 15535577 Licensed 2014

Carmen Carmelo

Life Including Variable Annuity & Health

NPN 16263197 Licensed 2024

Cherl Lynn Mcleroy

Life Including Variable Annuity & Health

NPN 18378751 Licensed 2017

Chloe Dean Sanders

Life Including Variable Annuity & Health

NPN 20521830 Licensed 2022

Craig Adam Dellwo

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8647213 Licensed 2006

Danielle Chambers Rowe

Life Including Variable Annuity & Health

NPN 18430181 Licensed 2017

Dante B Mckinnie

Life Including Variable Annuity & Health

NPN 21646701 Licensed 2025

Darian Leonberger

Life Including Variable Annuity & Health

NPN 20770875 Licensed 2023

Elwyn Juadon Smith

Life Including Variable Annuity & Health

NPN 8261379 Licensed 2021

Erica Michelle Buckbee

Life Including Variable Annuity & Health

NPN 19450813 Licensed 2020

Garland Stuart Gibson

Life Including Variable Annuity & Health

NPN 20970783 Licensed 2023

Harry E Barton

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 491070 Licensed 1981

Inez K Nowell

Life Including Variable Annuity & Health

NPN 480320 Licensed 2007

View all 58 licensed accident & injury producers in Chipley →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Accident & Injury Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Accident & Injury Insurance across the Chipley regional market. Rates are localized using regional health baselines.

Official Chipley Resources

County Washington County

Population ~3,644

Lack of insurance (18–64) 15.6%

FIPS code 1211975

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Chipley rates. Start your quote request below.

FL OIR .GOV Washington County Gov Portal .GOV

3.0 4 reviews

View on Google Maps

Chipley City Hall

Open now · Mon 8:00 AM – 4:00 PM

(850) 638-6350

cityofchipley.com

1442 W Jackson Ave, Chipley, FL 32428, USA

Recent Reviews

Tabitha Maneiro ★☆☆☆☆

"Was charged a reconnection fee of $31 on my water bill when my water was never turned off. They say they have a work order that says they cut it off and turned it back on the next day. I explained to …"

Koala Bean ★★★★★

"Patty was so kind and helpful to my husband and I while we were in need on the right steps to take with our family business. Thanks again to Patty and the helpful staff this morning. We appreciate it."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Accident & Injury Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Financial backup for life's unexpected bumps — no obligation — fast, personalized options

Select your coverage level

Level 1
$300/day hospital · $50K AD&D

Level 2
$500/day hospital · $150K AD&D

Who needs coverage?

Individual

+ Spouse

+ Children

Family

What type of accident?

Hospital

Fracture

Dislocation

Emergency

AD&D

Other

Select an accident type to see benefit amounts.

Your Name

Phone Number

Email Address

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure · Never shared · June responds within 30 min

✅

Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Accident Insurance Options

Core Benefit

Hospital & Emergency

Daily cash when admitted

Hospital: $300-$500/day
ICU: $600-$1,000/day
ER services covered
Ambulance (ground + air)
Physician office visits

Get Quote

Specific Injuries

Scheduled benefit per injury

Fractures: up to $4,800
Dislocations: up to $4,000
Burns: up to $10,000
Lacerations, concussions
Pain management + dental

Get Quote

AD&D + Disability

Accidental death & dismemberment

AD&D: $50K-$150K
Common carrier: up to $300K
Dismemberment schedule
Paralysis coverage
Optional disability income

Get Quote

Important — what this coverage does not pay

This is limited benefit supplemental coverage. It is not major medical insurance, not comprehensive health coverage, and not a substitute for either. It does not meet minimum essential coverage requirements.

Benefits are paid only when the policy’s specific conditions are met. This policy contains exclusions, limitations, and reductions of benefits, and terms under which the policy may be continued in force or discontinued. Some benefits do not begin until a waiting period has passed. Losses caused by a health condition you had before your coverage start date may not be covered. Coverage of this type is guaranteed renewable; premium rates may change, but only for an entire class of policies, never for you individually.

For costs and complete details of the coverage, including the full list of exclusions and limitations, review the policy documents or contact us before applying.

📖 Accident & Injury Knowledge

Everything You Need to Know About Accident Insurance

🩹

What Is Accident Insurance?

Accident insurance pays cash benefits directly to you when you're injured in an accident — regardless of other insurance. It covers hospital stays, fractures, dislocations, ER visits, ambulance, physical therapy, and more. The money goes to you, not the hospital. Use it for copays, deductibles, rent, groceries — whatever you need while recovering.

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Hospital & ICU Benefits

If an accident puts you in the hospital, you receive $300-$500 per day for inpatient stays and $600-$1,000 per day for ICU — paid for up to 15 days per ICU confinement. These benefits are paid in addition to what health insurance covers. Even a 3-day hospital stay generates $900-$1,500 in cash benefits.

🦴

The Injury Benefit Schedule

Every covered injury has a specific dollar amount. Hip fracture: $2,400-$4,800. Knee dislocation: $1,500-$3,000. Burns over 36 sq inches: $5,000-$10,000. The schedule covers fractures (16 types), dislocations (9 types), lacerations, concussions, coma, and even emergency dental. No guesswork — you know exactly what you'll receive.

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AD&D: Accidental Death & Dismemberment

Built into every policy: $50,000-$150,000 for accidental death (adult), with enhanced benefits for common carrier accidents (planes, trains) up to double. Dismemberment benefits cover loss of limbs, sight, hearing, and speech. Children covered at 25% of adult benefit. This is real financial protection beyond just injury coverage.

💼

Optional Disability Income

Add a disability income rider for $500-$2,000/month if a covered accident prevents you from working. Off-the-job accidents and 24-hour short-term disability available for up to 12 months. Requires 27.5+ hours/week employment. This turns accident insurance into true income protection — not just medical gap coverage.

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Florida Consumer Protections

Accident insurance policies through our carriers are guaranteed renewable for life with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). There's a 12-month pre-existing condition lookback for sickness-related riders only — the base accident plan has no health questions for covered accidents. Issue ages 18–69 for new policies.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.

Life Insurance in Chipley

More Insurance Options in Chipley, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Accident & Injury Insurance FAQ

💰

How much does accident insurance pay?

Benefits are paid per incident: hospital stays ($300-$500/day), ICU ($600-$1,000/day), fractures (up to $4,800), plus ER, ambulance, and therapy. AD&D up to $150K.

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Does this work with my health insurance?

Yes. Accident insurance pays you directly — on top of whatever your health insurance covers. Use the cash for copays, deductibles, lost wages, or anything else.

👨‍👩‍👧

Can I cover my whole family?

Yes. Coverage options include Individual, Individual + Spouse, Individual + Children, and Family. All covered members receive the same benefit amounts for covered accidents.

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Are car accidents covered?

Yes. Motor vehicle accidents are covered, including enhanced AD&D benefits for motorized vehicle or pedestrian death. All accidental injuries from car, motorcycle, and pedestrian accidents qualify.

📋

Is a medical exam required?

No medical exam for the base accident plan. The optional sickness disability rider may require health questions. Issue ages 18-69, guaranteed renewable for life.

Nearby Accident & Injury Coverage

Read the Full Accident & Injury Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Accident & Injury Insurance in Chipley, FL

Chipley, FL — Your Local Producer

Licensed Accident & Injury Producers in Chipley

⚡ Accident & Injury Insurance Underwriting Scope

🏛️ Official Chipley Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Check Your Coverage Options

Consultation Request Sent!

Accident Insurance Options

Hospital & Emergency

Specific Injuries

AD&D + Disability

Everything You Need to Know About Accident Insurance

What Is Accident Insurance?

Hospital & ICU Benefits

The Injury Benefit Schedule

AD&D: Accidental Death & Dismemberment

Optional Disability Income

Florida Consumer Protections

More Insurance Options in Chipley, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Accident & Injury Insurance FAQ

How much does accident insurance pay?

Does this work with my health insurance?

Can I cover my whole family?

Are car accidents covered?

Is a medical exam required?

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Talk to a real person. Today.

Accident & Injury Insurance Underwriting Scope

Official Chipley Resources