June Marcia Williams

Your Insurance Agent in Apalachicola, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Apalachicola, FL...

National Producer No.

17209549

Verify ↗

Life Insurance in Franklin County, FL

Protecting Families Across All 6 Franklin County Municipalities

Why Franklin County Residents Trust June for Same-Day Quotes

Protect your family in Franklin County. 6 municipalities. 9 product lines. One licensed agent.

Licensed Florida agent June Marcia Williams (#W840529, NPN 17209549) writes life insurance for Franklin County, Florida residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Franklin, FL

Across Franklin County

As a licensed insurance producer, I am deeply committed to serving the families and businesses of Franklin County. From the historic county seat of Apalachicola to the coastal communities of St. George Island and Carrabelle, I understand the unique needs of our residents. My focus is on protecting assets for homeowners and entrepreneurs throughout our beautiful 'Forgotten Coast' region, a vital hub defined by the Apalachicola Bay and its rich maritime industry. I offer personalized guidance on life and supplemental health insurance to help you secure your family's financial future. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Franklin County Courthouse
Weems Memorial Hospital
Dr. Julian G. Bruce St. George Island State Park

NPN17209549FL LicenseW840529

How Franklin County compares to Florida

FLORIDA · 21.6M RESIDENTS FRANKLIN COUNTY · 12K RESIDENTS

21,634,529 FLORIDA POPULATION ↳ 1 cell ≈ 100,000 residents

12,276 FRANKLIN COUNTY RESIDENTS ↳ 0.1% of Florida residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Franklin County, FL?

Life insurance carriers price Franklin County's ~12,000 residents — 13.9% lacking health insurance — against the local health profile: High blood pressure (35.3%), Obesity (32.3%), High cholesterol (32.1%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~12,000
Lack of health insurance (18–64) 13.9%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 12037

Photos by Carmale Montgomery , Carmale Montgomery via Google Maps

View on Google Maps

Products Available

Life Insurance Products in Franklin County

9 insurance products available in Franklin County

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Coverage by Product

Franklin County Insurance by Product

Every city with listings in Franklin County.

🛡️ Term Life

6 Cities

Term Life in Apalachicola, FL Apalachicola, FL — in Franklin County. Term Life in Carrabelle, FL Carrabelle, FL — in Franklin County. Term Life in Lanark Village, FL Lanark Village, FL — in Franklin County. Term Life in Saint George Isl, FL Saint George Isl, FL — in Franklin County. Term Life in Eastpoint, FL Eastpoint, FL — in Franklin County. Term Life in St. George Island, FL St. George Island, FL — in Franklin County.

💎 Whole Life

6 Cities

Whole Life in Apalachicola, FL Apalachicola, FL — in Franklin County. Whole Life in Carrabelle, FL Carrabelle, FL — in Franklin County. Whole Life in Lanark Village, FL Lanark Village, FL — in Franklin County. Whole Life in Saint George Isl, FL Saint George Isl, FL — in Franklin County. Whole Life in Eastpoint, FL Eastpoint, FL — in Franklin County. Whole Life in St. George Island, FL St. George Island, FL — in Franklin County.

📈 Universal Life

6 Cities

Universal Life in Apalachicola, FL Apalachicola, FL — in Franklin County. Universal Life in Carrabelle, FL Carrabelle, FL — in Franklin County. Universal Life in Lanark Village, FL Lanark Village, FL — in Franklin County. Universal Life in Saint George Isl, FL Saint George Isl, FL — in Franklin County. Universal Life in Eastpoint, FL Eastpoint, FL — in Franklin County. Universal Life in St. George Island, FL St. George Island, FL — in Franklin County.

🏥 Critical Illness

6 Cities

Critical Illness in Apalachicola, FL Apalachicola, FL — in Franklin County. Critical Illness in Carrabelle, FL Carrabelle, FL — in Franklin County. Critical Illness in Lanark Village, FL Lanark Village, FL — in Franklin County. Critical Illness in Saint George Isl, FL Saint George Isl, FL — in Franklin County. Critical Illness in Eastpoint, FL Eastpoint, FL — in Franklin County. Critical Illness in St. George Island, FL St. George Island, FL — in Franklin County.

🏨 Hospital Indemnity

6 Cities

Hospital Indemnity in Apalachicola, FL Apalachicola, FL — in Franklin County. Hospital Indemnity in Carrabelle, FL Carrabelle, FL — in Franklin County. Hospital Indemnity in Lanark Village, FL Lanark Village, FL — in Franklin County. Hospital Indemnity in Saint George Isl, FL Saint George Isl, FL — in Franklin County. Hospital Indemnity in Eastpoint, FL Eastpoint, FL — in Franklin County. Hospital Indemnity in St. George Island, FL St. George Island, FL — in Franklin County.

⚡ Accident & Injury

6 Cities

Accident & Injury in Apalachicola, FL Apalachicola, FL — in Franklin County. Accident & Injury in Carrabelle, FL Carrabelle, FL — in Franklin County. Accident & Injury in Lanark Village, FL Lanark Village, FL — in Franklin County. Accident & Injury in Saint George Isl, FL Saint George Isl, FL — in Franklin County. Accident & Injury in Eastpoint, FL Eastpoint, FL — in Franklin County. Accident & Injury in St. George Island, FL St. George Island, FL — in Franklin County.

🏢 Business Life

6 Cities

Business Life in Apalachicola, FL Apalachicola, FL — in Franklin County. Business Life in Carrabelle, FL Carrabelle, FL — in Franklin County. Business Life in Lanark Village, FL Lanark Village, FL — in Franklin County. Business Life in Saint George Isl, FL Saint George Isl, FL — in Franklin County. Business Life in Eastpoint, FL Eastpoint, FL — in Franklin County. Business Life in St. George Island, FL St. George Island, FL — in Franklin County.

🔑 Special Situations

6 Cities

Special Situations in Apalachicola, FL Apalachicola, FL — in Franklin County. Special Situations in Carrabelle, FL Carrabelle, FL — in Franklin County. Special Situations in Lanark Village, FL Lanark Village, FL — in Franklin County. Special Situations in Saint George Isl, FL Saint George Isl, FL — in Franklin County. Special Situations in Eastpoint, FL Eastpoint, FL — in Franklin County. Special Situations in St. George Island, FL St. George Island, FL — in Franklin County.

🕊️ Final Expense

6 Cities

Final Expense in Apalachicola, FL Apalachicola, FL — in Franklin County. Final Expense in Carrabelle, FL Carrabelle, FL — in Franklin County. Final Expense in Lanark Village, FL Lanark Village, FL — in Franklin County. Final Expense in Saint George Isl, FL Saint George Isl, FL — in Franklin County. Final Expense in Eastpoint, FL Eastpoint, FL — in Franklin County. Final Expense in St. George Island, FL St. George Island, FL — in Franklin County.

🏛️ Know Your Agent · Public Record Directory

Franklin County, Florida — Licensed Insurance Producer Directory

33 licensed insurance producers hold active Florida licenses with business addresses in Franklin County, across 1 cities. All records sourced from Florida DFS public data, updated daily. Select a city or line of authority below.

33Licensed producers

25Life & Health

11General Lines (P&C)

Find a licensed producer or agency

Browse by line & type

Producer & agency listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer or agency and is not a government agency.

Official Resources

Know your rights in Franklin County.

State and federal resources for insurance consumers. Verify, research, protect.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law. FL OIR regulates all insurance in Florida.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Franklin County Life Insurance Questions

Costs, eligibility, and coverage rules for Franklin County.

💰

How much does life insurance cost in Franklin County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Franklin County

🏙️

What cities does June serve in Franklin County?

All 6 municipalities in Franklin County, including Apalachicola, Carrabelle, Lanark Village, Saint George Isl, Eastpoint, St. George Island. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

6 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

⚱️

What is the average FL funeral cost?

Approximately $9,443 in Florida. Final expense insurance covers burial, memorial, and medical bills.

FL Data

✅

How do I verify June's license?

Verify through FL OIR or NIPR. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

More Florida Counties

Life insurance directories for all 67 FL counties.

Alachua13 cities Baker5 cities Bay16 cities Bradford4 cities Brevard35 cities Broward41 cities Calhoun5 cities Charlotte11 cities Citrus15 cities Clay10 cities Collier22 cities Columbia5 cities Desoto3 cities Dixie4 cities Duval8 cities Escambia15 cities Flagler5 cities

Franklin6 cities

Gadsden6 cities Gilchrist4 cities Glades3 cities Gulf3 cities Hamilton3 cities Hardee9 cities Hendry8 cities Hernando22 cities Highlands5 cities Hillsborough36 cities Holmes4 cities Indian River15 cities Jackson12 cities Jefferson6 cities Lafayette2 cities Lake32 cities Lee43 cities Leon7 cities Levy15 cities Liberty5 cities Madison4 cities Manatee24 cities Marion24 cities Martin12 cities Miami Dade74 cities Monroe18 cities Nassau7 cities Okaloosa17 cities Okeechobee4 cities Orange53 cities Osceola12 cities Palm Beach62 cities Pasco34 cities Pinellas40 cities Polk42 cities Putnam15 cities Santa Rosa31 cities Sarasota35 cities Seminole16 cities St Johns16 cities St Lucie11 cities Sumter10 cities Suwannee6 cities Taylor4 cities Union4 cities Volusia27 cities Wakulla5 cities Walton8 cities Washington5 cities

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Franklin County, FL

Protecting Families Across All 6 Franklin County Municipalities

Why Franklin County Residents Trust June for Same-Day Quotes

Across Franklin County

How Franklin County compares to Florida

What are the primary life insurance underwriting factors in Franklin County, FL?

📊 Top Health Considerations (CDC)

🏛️ Official County Resources

Life Insurance Products in Franklin County

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Franklin County Insurance by Product

🛡️ Term Life

💎 Whole Life

📈 Universal Life

🏥 Critical Illness

🏨 Hospital Indemnity

⚡ Accident & Injury

🏢 Business Life

🔑 Special Situations

🕊️ Final Expense

Franklin County, Florida — Licensed Insurance Producer Directory

Browse by line & type

Browse by city

Featured producers

Featured agencies

Know your rights in Franklin County.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Franklin County Life Insurance Questions

How much does life insurance cost in Franklin County?

What cities does June serve in Franklin County?

Coverage with a pre-existing condition?

What types of insurance are available here?

What is the average FL funeral cost?

How do I verify June's license?

Life insurance directories for all 67 FL counties.

Talk to a real person. Today.