Directory
Life & Health Agents Property & Casualty Agents Insurance Agencies Verify a License For Producers
Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact 🗺️ Map I'm an Agent — It's Free

Home›Florida›Putnam County›Crescent City›Critical Illness Insurance

June Marcia Williams — Licensed Critical Illness Insurance Agent in Crescent City, FL
June Marcia Williams
Your Insurance Agent in Crescent City, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Crescent City, FL...
National Producer No.
17209549
Verify ↗

Critical Illness Insurance in Crescent City, FL

Benefits from $10,000 to $100,000. No network restrictions.

Critical illness insurance for Crescent City, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Crescent City, FL

Crescent City, FL — Your Local Producer

Hello, Crescent City neighbors! In a place as special as ours, nestled between the beautiful waters of Crescent Lake and Lake Stella, it's easy to appreciate the peace of mind that comes with feeling secure. My name is June Marcia Williams, and as a licensed insurance producer (NPN: 17209549, Florida License No: W840529), I'm dedicated to helping my Putnam County neighbors find that security. I offer a range of personal insurance options, from life and final expense to critical illness and accident policies, all tailored to your unique needs. Let's chat about protecting what matters most to you and your family.

  • Crescent City City Hall
  • Eva Lyon Park
  • Crescent City Jr./Sr. High School
NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in Crescent City

29 on public record · Florida DFS · Fla. Stat. §119.01

AB
Adam Bornstein
Life Including Variable Annuity & Health
NPN 15777978 Licensed 2010
AM
Addison Lynn Mitchell
Life Including Variable Annuity & Health
NPN 19806722 Licensed 2021
AS
Amanda Marie Smiley
Life Including Variable Annuity & Health
NPN 22262936 Licensed 2026
AN
Amanda Noriega
Life Including Variable Annuity & Health
NPN 21291964 Licensed 2024
AF
Ashley Felton
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 16990768 Licensed 2015
BG
Brandy Nicole Greenfield
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21595555 Licensed 2025
CC
Christopher A Coleman
Life Including Variable Annuity & Health
NPN 19665798 Licensed 2020
DD
Danielle Gillentine Dupont
Life Including Variable Annuity & Health
NPN 17940400 Licensed 2026
DW
Darian Walton
Life Including Variable Annuity & Health
NPN 20256574 Licensed 2022
DB
Denise K Bryson
Life Including Variable Annuity & Health
NPN 7460849 Licensed 2017
DO
Derik J Ortiz
Life Including Variable Annuity & Health
NPN 18574346 Licensed 2017
GC
Gloria Kaye Collins
Life Including Variable Annuity & Health
NPN 11218913 Licensed 2008
JR
Jennifer Lynn Reiter
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 603372 Licensed 1994
JD
Joel Lawrence Dennerle
Life Including Variable Annuity & Health
NPN 9142099 Licensed 2013
KL
Kim Lynn Landry
Life Including Variable Annuity & Health
NPN 22142395 Licensed 2026
LB
Latussa Mariear Batts
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7011447 Licensed 2002
LC
Layla Virginia Coleman
Life Including Variable Annuity & Health
NPN 19665880 Licensed 2020
LH
Lee Roy Harris
Life Including Variable Annuity & Health
NPN 18671 Licensed 2024
LC
Lisa Marie Cooper
Life Including Variable Annuity & Health
NPN 21053016 Licensed 2024
MH
Melissa Hall
Life Including Variable Annuity & Health
NPN 20457273 Licensed 2022
MM
Michael Kenneth Mitchell
Life Including Variable Annuity & Health
NPN 19242717 Licensed 2019
MM
Morgan Mitchell
Life Including Variable Annuity & Health
NPN 20744850 Licensed 2023
RF
Robert E Fenn
Life Including Variable Annuity & Health
NPN 6724141 Licensed 2023
RD
Rose Mary Delaney
Life Including Variable Annuity & Health
NPN 21132651 Licensed 2024
View all 29 licensed critical illness producers in Crescent City →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the Crescent City regional market. Rates are localized using regional health baselines.

Official Crescent City Resources

County Putnam County
Population Data Pending
Lack of insurance (18–64) 26.4%
FIPS code 1215375

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Crescent City rates. Start your quote request below.

FL OIR .GOV Putnam County Gov Portal .GOV
Google Maps
4.9 14 reviews
City of Crescent City photo 1City of Crescent City photo 2City of Crescent City photo 3
Photos by Pat Boyda , Summit Flooring LLC , Pat Boyda via Google Maps
View on Google Maps
City of Crescent City
Open now · Mon 8:00 AM – 5:00 PM
(386) 698-2525
crescentcity-fl.com
3 N Summit St, Crescent City, FL 32112, USA
Recent Reviews
Pat Boyda ★★★★★
"I love the small town feel, markets, and community events."
Ken Newstead ★★★★★
"The people at crescent city natural gas office were amazing to deal with. They were pleasant and informative. Getting our sevices turned on was a breeze thanks to the wonderful women working there."
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

✅

You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

Your info is secure · Never shared · June responds within 30 min
✅

Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689
Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum
  • 100% lump sum on cancer diagnosis
  • $300 skin cancer benefit
  • $75/yr annual care for 5 years
  • Option B: $200/day hospital
  • Option B: $50/yr wellness screening
Get Quote
Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection
  • 100% lump sum: cancer, heart attack, stroke
  • 50% for bypass surgery
  • 25% for angioplasty, stent, TIA
  • Option B: $100/yr wellness screening
  • Subsequent diagnosis scale to 100%
Get Quote

Heart & Stroke Only

Cardiovascular protection
  • 100% lump sum: heart attack or stroke
  • 50% for coronary artery bypass
  • 25% for angioplasty, stent, TIA
  • End-stage renal failure covered
  • Option B: $50/yr wellness screening
Get Quote
📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

⚖️

Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Crescent City

More Insurance Options in Crescent City, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM
Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

Nearby Critical Illness Coverage

Also Serving Putnam County

The East Palatka Legacy Plan

Compare Critical Illness rates from licensed carriers serving East Palatka.

View East Palatka Coverage

Florahome Coverage Guide

Critical Illness protection tailored to Florahome families and businesses.

View Florahome Coverage

Georgetown Coverage Guide

Critical Illness protection tailored to Georgetown families and businesses.

View Georgetown Coverage

The Grandin Legacy Plan

Critical Illness protection tailored to Grandin families and businesses.

View Grandin Coverage

Hollister Wealth Strategy

Compare Critical Illness rates from licensed carriers serving Hollister.

View Hollister Coverage

Interlachen Financial Security

Critical Illness protection tailored to Interlachen families and businesses.

View Interlachen Coverage

Lake Como Financial Security

Compare Critical Illness rates from licensed carriers serving Lake Como.

View Lake Como Coverage

Melrose Wealth Strategy

Dedicated Critical Illness coverage page for Melrose with local agent support.

View Melrose Coverage

Palatka Life Protection

Compare Critical Illness rates from licensed carriers serving Palatka.

View Palatka Coverage

The Welaka Legacy Plan

Dedicated Critical Illness coverage page for Welaka with local agent support.

View Welaka Coverage

Beverly Beach Life Protection

Critical Illness protection tailored to Beverly Beach families and businesses.

View Beverly Beach Coverage

Bunnell Wealth Strategy

Personalized Critical Illness quotes for Bunnell residents — no obligation.

View Bunnell Coverage

Flagler Beach Coverage Guide

Dedicated Critical Illness coverage page for Flagler Beach with local agent support.

View Flagler Beach Coverage

Palm Coast Life Protection

Critical Illness protection tailored to Palm Coast families and businesses.

View Palm Coast Coverage

Asbury Lake Coverage Guide

Compare Critical Illness rates from licensed carriers serving Asbury Lake.

View Asbury Lake Coverage

The Bellair-Meadowbrook Terrace Legacy Plan

Dedicated Critical Illness coverage page for Bellair-Meadowbrook Terrace with local agent support.

View Bellair-Meadowbrook Terrace Coverage

The Fleming Island Legacy Plan

Personalized Critical Illness quotes for Fleming Island residents — no obligation.

View Fleming Island Coverage

The Green Cove Springs Legacy Plan

Personalized Critical Illness quotes for Green Cove Springs residents — no obligation.

View Green Cove Springs Coverage

Keystone Heights Wealth Strategy

Dedicated Critical Illness coverage page for Keystone Heights with local agent support.

View Keystone Heights Coverage

Lakeside Coverage Guide

Personalized Critical Illness quotes for Lakeside residents — no obligation.

View Lakeside Coverage

The Middleburg Legacy Plan

Dedicated Critical Illness coverage page for Middleburg with local agent support.

View Middleburg Coverage

Oakleaf Plantation Wealth Strategy

Compare Critical Illness rates from licensed carriers serving Oakleaf Plantation.

View Oakleaf Plantation Coverage

Orange Park Life Protection

Critical Illness protection tailored to Orange Park families and businesses.

View Orange Park Coverage

Penney Farms Wealth Strategy

Critical Illness protection tailored to Penney Farms families and businesses.

View Penney Farms Coverage
Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia