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June Marcia Williams — Licensed Insurance Agent
June Marcia Williams
Your Licensed Insurance Agent
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
National Producer No.
17209549
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Life Insurance in Maryland

Guiding 24 Maryland Counties to Straightforward, Budget-Friendly Coverage

Why Marylanders Choose June Marcia Williams for Honest Insurance Advice

Protect your family with coverage tailored to Maryland residents. 24 counties. 682 municipalities. One licensed agent.

June Marcia Williams holds an active Maryland producer license (#3004137002, NPN 17209549) covering 24 counties — term, whole, universal, and supplemental life insurance with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Statewide Service · MD

Serving Families Across Maryland

As a proud Marylander, I am dedicated to serving my fellow residents with personalized insurance solutions. My name is June Marcia Williams, and I am a licensed insurance producer (NPN: 17209549) operating strictly under the consumer protection frameworks established by the Maryland Insurance Administration (License No: 3004137002). From the vibrant streets of Baltimore to the serene landscapes of the Eastern Shore, I provide guidance on a range of personal insurance options, including Term Life, Whole Life, Final Expense, and Critical Illness plans. My commitment is to offer clear, compliant, and compassionate service to individuals and families throughout the great state of Maryland, helping you navigate your options with confidence.

  • Maryland State House
  • Baltimore Metropolitan Area
  • Chesapeake Bay
NPN17209549MD License3004137002Regulated byMaryland Insurance Administration

Maryland is home to approximately 6.2M residents across 24 counties, with a median age of 39.1 and a median household income of $98,500. About 68% of homes statewide are owner-occupied; the median home value is $381,000. 42% of adults hold a bachelor's degree or higher; households with children comprise 31%; veterans account for 6% of the adult population. These statewide demographic markers inform how A-rated carriers price coverage for Maryland residents.

How Maryland compares to the United States

UNITED STATES · 333.3M RESIDENTS MARYLAND · 6.2M RESIDENTS
United States vs Maryland — population comparison United States: 333,287,557 residents. Maryland: 6,161,707 residents, 1.8% of United States population.
333,287,557 UNITED STATES POPULATION ↳ 1 cell ≈ 1,000,000 residents
6,161,707 MARYLAND RESIDENTS ↳ 1.8% of United States residents
Maryland Insurance Resources
OFFICIAL STATE PORTAL

maryland.gov

State-regulated life insurance market · Maryland Insurance Administration

MD Insurance Admin. · Insurance Registry.GOV
STATE FIPS24
ACTIVE COUNTIES24
CITIES SERVED491
PRODUCTS10
NPN17209549
MD LIC #3004137002
Google Maps
4.7540reviews
"Completed in 1779, this state capitol & site of many historic events offers exhibits & tours." Google editorial · Maryland State House
Maryland State House photo 1Maryland State House photo 2Maryland State House photo 3Maryland State House photo 4
Photos by Vincent Lopez, Marc Mc, Alpha Dog, 自强不息 via Google Maps
View on Google Maps
Maryland State House
Open now · Mon 9:00 AM – 5:00 PM
(410) 974-3400
msa.maryland.gov.GOV
100 State Cir, Annapolis, MD 21401, USA
Recent Reviews
J. Emerson★★★★★
"Really enjoyed having a look around this place. Although renovations are currently taking place, the interior is still mostly accessible. There are a lot of informative exhibits that talk about variou…"
Ralph rendon★★★★★
"This place is really good for those who want to look around and see how much Maryland has to offer. What amazingly amazing this is! And the best part? Oh, the best part? The biggest best part? It’s fr…"
Products Available

Life Insurance Products in Maryland

9 insurance products available in Maryland

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage by Product

Maryland Insurance by Product

Every county with listings in Maryland.

🛡️ Term Life

24 Counties
Term Life in Charles County, MD Charles County, MD — 23 cities covered. Term Life in St Marys County, MD St Marys County, MD — 27 cities covered. Term Life in Prince Georges County, MD Prince Georges County, MD — 86 cities covered. Term Life in Calvert County, MD Calvert County, MD — 18 cities covered. Term Life in Howard County, MD Howard County, MD — 19 cities covered. Term Life in Anne Arundel County, MD Anne Arundel County, MD — 48 cities covered. Term Life in Montgomery County, MD Montgomery County, MD — 64 cities covered. Term Life in Frederick County, MD Frederick County, MD — 35 cities covered. Term Life in Harford County, MD Harford County, MD — 23 cities covered. Term Life in Baltimore County, MD Baltimore County, MD — 55 cities covered. Term Life in Carroll County, MD Carroll County, MD — 16 cities covered. Term Life in Allegany County, MD Allegany County, MD — 42 cities covered. Term Life in Garrett County, MD Garrett County, MD — 18 cities covered. Term Life in Talbot County, MD Talbot County, MD — 16 cities covered. Term Life in Queen Annes County, MD Queen Annes County, MD — 14 cities covered. Term Life in Kent County, MD Kent County, MD — 15 cities covered. Term Life in Dorchester County, MD Dorchester County, MD — 22 cities covered. Term Life in Caroline County, MD Caroline County, MD — 13 cities covered. Term Life in Washington County, MD Washington County, MD — 62 cities covered. Term Life in Wicomico County, MD Wicomico County, MD — 19 cities covered. Term Life in Worcester County, MD Worcester County, MD — 14 cities covered. Term Life in Somerset County, MD Somerset County, MD — 16 cities covered. Term Life in Cecil County, MD Cecil County, MD — 15 cities covered. Term Life in Baltimore City, MD Baltimore City, MD — 2 cities covered.

💎 Whole Life

24 Counties
Whole Life in Charles County, MD Charles County, MD — 23 cities covered. Whole Life in St Marys County, MD St Marys County, MD — 27 cities covered. Whole Life in Prince Georges County, MD Prince Georges County, MD — 86 cities covered. Whole Life in Calvert County, MD Calvert County, MD — 18 cities covered. Whole Life in Howard County, MD Howard County, MD — 19 cities covered. Whole Life in Anne Arundel County, MD Anne Arundel County, MD — 48 cities covered. Whole Life in Montgomery County, MD Montgomery County, MD — 64 cities covered. Whole Life in Frederick County, MD Frederick County, MD — 35 cities covered. Whole Life in Harford County, MD Harford County, MD — 23 cities covered. Whole Life in Baltimore County, MD Baltimore County, MD — 55 cities covered. Whole Life in Carroll County, MD Carroll County, MD — 16 cities covered. Whole Life in Allegany County, MD Allegany County, MD — 42 cities covered. Whole Life in Garrett County, MD Garrett County, MD — 18 cities covered. Whole Life in Talbot County, MD Talbot County, MD — 16 cities covered. Whole Life in Queen Annes County, MD Queen Annes County, MD — 14 cities covered. Whole Life in Kent County, MD Kent County, MD — 15 cities covered. Whole Life in Dorchester County, MD Dorchester County, MD — 22 cities covered. Whole Life in Caroline County, MD Caroline County, MD — 13 cities covered. Whole Life in Washington County, MD Washington County, MD — 62 cities covered. Whole Life in Wicomico County, MD Wicomico County, MD — 19 cities covered. Whole Life in Worcester County, MD Worcester County, MD — 14 cities covered. Whole Life in Somerset County, MD Somerset County, MD — 16 cities covered. Whole Life in Cecil County, MD Cecil County, MD — 15 cities covered. Whole Life in Baltimore City, MD Baltimore City, MD — 2 cities covered.

📈 Universal Life

24 Counties
Universal Life in Charles County, MD Charles County, MD — 23 cities covered. Universal Life in St Marys County, MD St Marys County, MD — 27 cities covered. Universal Life in Prince Georges County, MD Prince Georges County, MD — 86 cities covered. Universal Life in Calvert County, MD Calvert County, MD — 18 cities covered. Universal Life in Howard County, MD Howard County, MD — 19 cities covered. Universal Life in Anne Arundel County, MD Anne Arundel County, MD — 48 cities covered. Universal Life in Montgomery County, MD Montgomery County, MD — 64 cities covered. Universal Life in Frederick County, MD Frederick County, MD — 35 cities covered. Universal Life in Harford County, MD Harford County, MD — 23 cities covered. Universal Life in Baltimore County, MD Baltimore County, MD — 55 cities covered. Universal Life in Carroll County, MD Carroll County, MD — 16 cities covered. Universal Life in Allegany County, MD Allegany County, MD — 42 cities covered. Universal Life in Garrett County, MD Garrett County, MD — 18 cities covered. Universal Life in Talbot County, MD Talbot County, MD — 16 cities covered. Universal Life in Queen Annes County, MD Queen Annes County, MD — 14 cities covered. Universal Life in Kent County, MD Kent County, MD — 15 cities covered. Universal Life in Dorchester County, MD Dorchester County, MD — 22 cities covered. Universal Life in Caroline County, MD Caroline County, MD — 13 cities covered. Universal Life in Washington County, MD Washington County, MD — 62 cities covered. Universal Life in Wicomico County, MD Wicomico County, MD — 19 cities covered. Universal Life in Worcester County, MD Worcester County, MD — 14 cities covered. Universal Life in Somerset County, MD Somerset County, MD — 16 cities covered. Universal Life in Cecil County, MD Cecil County, MD — 15 cities covered. Universal Life in Baltimore City, MD Baltimore City, MD — 2 cities covered.

🏥 Critical Illness

24 Counties
Critical Illness in Charles County, MD Charles County, MD — 23 cities covered. Critical Illness in St Marys County, MD St Marys County, MD — 27 cities covered. Critical Illness in Prince Georges County, MD Prince Georges County, MD — 86 cities covered. Critical Illness in Calvert County, MD Calvert County, MD — 18 cities covered. Critical Illness in Howard County, MD Howard County, MD — 19 cities covered. Critical Illness in Anne Arundel County, MD Anne Arundel County, MD — 48 cities covered. Critical Illness in Montgomery County, MD Montgomery County, MD — 64 cities covered. Critical Illness in Frederick County, MD Frederick County, MD — 35 cities covered. Critical Illness in Harford County, MD Harford County, MD — 23 cities covered. Critical Illness in Baltimore County, MD Baltimore County, MD — 55 cities covered. Critical Illness in Carroll County, MD Carroll County, MD — 16 cities covered. Critical Illness in Allegany County, MD Allegany County, MD — 42 cities covered. Critical Illness in Garrett County, MD Garrett County, MD — 18 cities covered. Critical Illness in Talbot County, MD Talbot County, MD — 16 cities covered. Critical Illness in Queen Annes County, MD Queen Annes County, MD — 14 cities covered. Critical Illness in Kent County, MD Kent County, MD — 15 cities covered. Critical Illness in Dorchester County, MD Dorchester County, MD — 22 cities covered. Critical Illness in Caroline County, MD Caroline County, MD — 13 cities covered. Critical Illness in Washington County, MD Washington County, MD — 62 cities covered. Critical Illness in Wicomico County, MD Wicomico County, MD — 19 cities covered. Critical Illness in Worcester County, MD Worcester County, MD — 14 cities covered. Critical Illness in Somerset County, MD Somerset County, MD — 16 cities covered. Critical Illness in Cecil County, MD Cecil County, MD — 15 cities covered. Critical Illness in Baltimore City, MD Baltimore City, MD — 2 cities covered.

🏨 Hospital Indemnity

24 Counties
Hospital Indemnity in Charles County, MD Charles County, MD — 23 cities covered. Hospital Indemnity in St Marys County, MD St Marys County, MD — 27 cities covered. Hospital Indemnity in Prince Georges County, MD Prince Georges County, MD — 86 cities covered. Hospital Indemnity in Calvert County, MD Calvert County, MD — 18 cities covered. Hospital Indemnity in Howard County, MD Howard County, MD — 19 cities covered. Hospital Indemnity in Anne Arundel County, MD Anne Arundel County, MD — 48 cities covered. Hospital Indemnity in Montgomery County, MD Montgomery County, MD — 64 cities covered. Hospital Indemnity in Frederick County, MD Frederick County, MD — 35 cities covered. Hospital Indemnity in Harford County, MD Harford County, MD — 23 cities covered. Hospital Indemnity in Baltimore County, MD Baltimore County, MD — 55 cities covered. Hospital Indemnity in Carroll County, MD Carroll County, MD — 16 cities covered. Hospital Indemnity in Allegany County, MD Allegany County, MD — 42 cities covered. Hospital Indemnity in Garrett County, MD Garrett County, MD — 18 cities covered. Hospital Indemnity in Talbot County, MD Talbot County, MD — 16 cities covered. Hospital Indemnity in Queen Annes County, MD Queen Annes County, MD — 14 cities covered. Hospital Indemnity in Kent County, MD Kent County, MD — 15 cities covered. Hospital Indemnity in Dorchester County, MD Dorchester County, MD — 22 cities covered. Hospital Indemnity in Caroline County, MD Caroline County, MD — 13 cities covered. Hospital Indemnity in Washington County, MD Washington County, MD — 62 cities covered. Hospital Indemnity in Wicomico County, MD Wicomico County, MD — 19 cities covered. Hospital Indemnity in Worcester County, MD Worcester County, MD — 14 cities covered. Hospital Indemnity in Somerset County, MD Somerset County, MD — 16 cities covered. Hospital Indemnity in Cecil County, MD Cecil County, MD — 15 cities covered. Hospital Indemnity in Baltimore City, MD Baltimore City, MD — 2 cities covered.

⚡ Accident & Injury

24 Counties
Accident & Injury in Charles County, MD Charles County, MD — 23 cities covered. Accident & Injury in St Marys County, MD St Marys County, MD — 27 cities covered. Accident & Injury in Prince Georges County, MD Prince Georges County, MD — 86 cities covered. Accident & Injury in Calvert County, MD Calvert County, MD — 18 cities covered. Accident & Injury in Howard County, MD Howard County, MD — 19 cities covered. Accident & Injury in Anne Arundel County, MD Anne Arundel County, MD — 48 cities covered. Accident & Injury in Montgomery County, MD Montgomery County, MD — 64 cities covered. Accident & Injury in Frederick County, MD Frederick County, MD — 35 cities covered. Accident & Injury in Harford County, MD Harford County, MD — 23 cities covered. Accident & Injury in Baltimore County, MD Baltimore County, MD — 55 cities covered. Accident & Injury in Carroll County, MD Carroll County, MD — 16 cities covered. Accident & Injury in Allegany County, MD Allegany County, MD — 42 cities covered. Accident & Injury in Garrett County, MD Garrett County, MD — 18 cities covered. Accident & Injury in Talbot County, MD Talbot County, MD — 16 cities covered. Accident & Injury in Queen Annes County, MD Queen Annes County, MD — 14 cities covered. Accident & Injury in Kent County, MD Kent County, MD — 15 cities covered. Accident & Injury in Dorchester County, MD Dorchester County, MD — 22 cities covered. Accident & Injury in Caroline County, MD Caroline County, MD — 13 cities covered. Accident & Injury in Washington County, MD Washington County, MD — 62 cities covered. Accident & Injury in Wicomico County, MD Wicomico County, MD — 19 cities covered. Accident & Injury in Worcester County, MD Worcester County, MD — 14 cities covered. Accident & Injury in Somerset County, MD Somerset County, MD — 16 cities covered. Accident & Injury in Cecil County, MD Cecil County, MD — 15 cities covered. Accident & Injury in Baltimore City, MD Baltimore City, MD — 2 cities covered.

🏢 Business Life

24 Counties
Business Life in Charles County, MD Charles County, MD — 23 cities covered. Business Life in St Marys County, MD St Marys County, MD — 27 cities covered. Business Life in Prince Georges County, MD Prince Georges County, MD — 86 cities covered. Business Life in Calvert County, MD Calvert County, MD — 18 cities covered. Business Life in Howard County, MD Howard County, MD — 19 cities covered. Business Life in Anne Arundel County, MD Anne Arundel County, MD — 48 cities covered. Business Life in Montgomery County, MD Montgomery County, MD — 64 cities covered. Business Life in Frederick County, MD Frederick County, MD — 35 cities covered. Business Life in Harford County, MD Harford County, MD — 23 cities covered. Business Life in Baltimore County, MD Baltimore County, MD — 55 cities covered. Business Life in Carroll County, MD Carroll County, MD — 16 cities covered. Business Life in Allegany County, MD Allegany County, MD — 42 cities covered. Business Life in Garrett County, MD Garrett County, MD — 18 cities covered. Business Life in Talbot County, MD Talbot County, MD — 16 cities covered. Business Life in Queen Annes County, MD Queen Annes County, MD — 14 cities covered. Business Life in Kent County, MD Kent County, MD — 15 cities covered. Business Life in Dorchester County, MD Dorchester County, MD — 22 cities covered. Business Life in Caroline County, MD Caroline County, MD — 13 cities covered. Business Life in Washington County, MD Washington County, MD — 62 cities covered. Business Life in Wicomico County, MD Wicomico County, MD — 19 cities covered. Business Life in Worcester County, MD Worcester County, MD — 14 cities covered. Business Life in Somerset County, MD Somerset County, MD — 16 cities covered. Business Life in Cecil County, MD Cecil County, MD — 15 cities covered. Business Life in Baltimore City, MD Baltimore City, MD — 2 cities covered.

🔑 Special Situations

24 Counties
Special Situations in Charles County, MD Charles County, MD — 23 cities covered. Special Situations in St Marys County, MD St Marys County, MD — 27 cities covered. Special Situations in Prince Georges County, MD Prince Georges County, MD — 86 cities covered. Special Situations in Calvert County, MD Calvert County, MD — 18 cities covered. Special Situations in Howard County, MD Howard County, MD — 19 cities covered. Special Situations in Anne Arundel County, MD Anne Arundel County, MD — 48 cities covered. Special Situations in Montgomery County, MD Montgomery County, MD — 64 cities covered. Special Situations in Frederick County, MD Frederick County, MD — 35 cities covered. Special Situations in Harford County, MD Harford County, MD — 23 cities covered. Special Situations in Baltimore County, MD Baltimore County, MD — 55 cities covered. Special Situations in Carroll County, MD Carroll County, MD — 16 cities covered. Special Situations in Allegany County, MD Allegany County, MD — 42 cities covered. Special Situations in Garrett County, MD Garrett County, MD — 18 cities covered. Special Situations in Talbot County, MD Talbot County, MD — 16 cities covered. Special Situations in Queen Annes County, MD Queen Annes County, MD — 14 cities covered. Special Situations in Kent County, MD Kent County, MD — 15 cities covered. Special Situations in Dorchester County, MD Dorchester County, MD — 22 cities covered. Special Situations in Caroline County, MD Caroline County, MD — 13 cities covered. Special Situations in Washington County, MD Washington County, MD — 62 cities covered. Special Situations in Wicomico County, MD Wicomico County, MD — 19 cities covered. Special Situations in Worcester County, MD Worcester County, MD — 14 cities covered. Special Situations in Somerset County, MD Somerset County, MD — 16 cities covered. Special Situations in Cecil County, MD Cecil County, MD — 15 cities covered. Special Situations in Baltimore City, MD Baltimore City, MD — 2 cities covered.

🕊️ Final Expense

24 Counties
Final Expense in Charles County, MD Charles County, MD — 23 cities covered. Final Expense in St Marys County, MD St Marys County, MD — 27 cities covered. Final Expense in Prince Georges County, MD Prince Georges County, MD — 86 cities covered. Final Expense in Calvert County, MD Calvert County, MD — 18 cities covered. Final Expense in Howard County, MD Howard County, MD — 19 cities covered. Final Expense in Anne Arundel County, MD Anne Arundel County, MD — 48 cities covered. Final Expense in Montgomery County, MD Montgomery County, MD — 64 cities covered. Final Expense in Frederick County, MD Frederick County, MD — 35 cities covered. Final Expense in Harford County, MD Harford County, MD — 23 cities covered. Final Expense in Baltimore County, MD Baltimore County, MD — 55 cities covered. Final Expense in Carroll County, MD Carroll County, MD — 16 cities covered. Final Expense in Allegany County, MD Allegany County, MD — 42 cities covered. Final Expense in Garrett County, MD Garrett County, MD — 18 cities covered. Final Expense in Talbot County, MD Talbot County, MD — 16 cities covered. Final Expense in Queen Annes County, MD Queen Annes County, MD — 14 cities covered. Final Expense in Kent County, MD Kent County, MD — 15 cities covered. Final Expense in Dorchester County, MD Dorchester County, MD — 22 cities covered. Final Expense in Caroline County, MD Caroline County, MD — 13 cities covered. Final Expense in Washington County, MD Washington County, MD — 62 cities covered. Final Expense in Wicomico County, MD Wicomico County, MD — 19 cities covered. Final Expense in Worcester County, MD Worcester County, MD — 14 cities covered. Final Expense in Somerset County, MD Somerset County, MD — 16 cities covered. Final Expense in Cecil County, MD Cecil County, MD — 15 cities covered. Final Expense in Baltimore City, MD Baltimore City, MD — 2 cities covered.
Official Resources

Know your rights in Maryland.

State and federal resources for insurance consumers. Verify, research, protect.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up any insurance agent's National Producer Number, active licenses, and state appointments. June's NPN: 17209549.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing life insurance, understanding policy types, and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

The Federal Trade Commission's consumer guide — what to watch for when buying life insurance, how to compare options, and your federal protections.

Visit www.iii.org →.GOV

Maryland Consumer Insurance Guide

Consumer resources from MD Insurance Admin. — policy types, replacement rules, the free-look period, and how to file a complaint in Maryland.

Visit insurance.maryland.gov →.GOV

USA.gov Insurance Basics

Federal overview of life insurance types, how policies work, and what questions to ask your agent before buying coverage.

Visit www.usa.gov →.GOV
Frequently Asked Questions

Maryland Life Insurance Questions

Costs, eligibility, and coverage rules for Maryland.

💰

How much does life insurance cost in Maryland?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable, while whole and universal carry higher premiums due to cash value features. A licensed agent can compare carriers for your specific situation.

MD Rates
⚱️

What is the average funeral cost in MD?

Approximately $9,443 in Maryland. Final expense insurance covers burial, memorial services, and end-of-life medical bills — helping families avoid this financial burden during an already difficult time.

MD Data
🔑

Can I get coverage with a pre-existing condition in MD?

Yes. Multiple carriers in Maryland offer coverage for applicants with pre-existing health conditions. Options range from simplified-issue policies to guaranteed-issue. Rates and availability vary by carrier and by individual circumstances.

Special Situations
📋

What types of insurance are available in MD?

MD residents have access to term life, whole life, universal life, final expense, critical illness, hospital indemnity, accident & injury, business life, and specialized coverage.

9 Product Lines
✅

How do I verify a MD insurance agent's license?

Verify through the state Department of Insurance or NIPR (nipr.com). June Marcia Williams — NPN 17209549, MD License #1543971.

Trust & Verification
🏛️

Does Maryland regulate life insurance rates?

The state Department of Insurance oversees insurance regulation. Rates are set by carriers and approved by the state but are not price-fixed — they vary by carrier, making it important to compare options through a licensed agent.

MD Regulation
🏥

What is critical illness insurance in MD?

Critical illness pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. It supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
🏢

Can a MD business insure key employees?

Yes. Key person insurance protects Maryland businesses from the financial impact of losing a critical contributor. Buy-sell agreements funded by life insurance ensure smooth ownership transitions.

Business Life

Licensed in New Jersey, Pennsylvania, Florida & Virginia

4 state directories — browse counties and cities, and verify every license on the state record.

NJ
New Jersey
24 counties 826 cities
LIC# 1543971 Verify license → PA
Pennsylvania
80 counties 2,438 cities
LIC# 767197 Verify license → FL
Florida
75 counties 1,093 cities
LIC# W840529 Verify license → VA
Virginia
130 jurisdictions 1,033 cities
LIC# 1575461 Verify license →

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