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Home›Florida›St Johns County

June Marcia Williams — Licensed Insurance Agent in Elkton, FL
June Marcia Williams
Your Insurance Agent in Elkton, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Elkton, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in St Johns County, FL

Custom Coverage from a Licensed FL Agent You Can Trust

9 Straightforward Product Lines Tailored for Every St Johns County Family

Protect your family in St Johns County. 16 municipalities. 9 product lines. One licensed agent.

Licensed Florida agent June Marcia Williams (#W840529, NPN 17209549) writes life insurance for St Johns County, Florida residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
County Hub · St Johns, FL

Across St Johns County

As a licensed insurance producer, I am proud to serve the families and businesses of St Johns County. From the historic heart of our county seat, St. Augustine, to the growing communities along the I-95 and US-1 commuter corridors, I understand the unique financial landscape of our region. I specialize in protecting assets for homeowners throughout our beautiful Atlantic coastal communities and helping professionals in our expanding medical and service industries secure their futures. My goal is to provide personalized life and health insurance solutions to fit your specific situation, ensuring your loved ones are protected. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Richard O. Watson Judicial Center
  • Flagler Hospital
  • Anastasia State Park
NPN17209549FL LicenseW840529

How St Johns County compares to Florida

FLORIDA · 21.6M RESIDENTS ST JOHNS COUNTY · 279K RESIDENTS
Florida vs St Johns County — population comparison Florida: 21,634,529 residents. St Johns County: 278,722 residents, 1.3% of Florida population.
21,634,529 FLORIDA POPULATION ↳ 1 cell ≈ 100,000 residents
278,722 ST JOHNS COUNTY RESIDENTS ↳ 1.3% of Florida residents
Underwriting Guidelines

What are the primary life insurance underwriting factors in St Johns County, FL?

Life insurance carriers price St Johns County's ~279,000 residents — 8.9% lacking health insurance — against the local health profile: High blood pressure (34.6%), High cholesterol (31.4%), Obesity (29.2%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Top Health Considerations for St Johns County (COUNTY) High blood pressure: 34.6%. High cholesterol: 31.4%. Obesity: 29.2%. Arthritis: 27.1%. Current cigarette smoking: 10.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ST JOHNS COUNTY High blood pressure 34.6% High cholesterol 31.4% Obesity 29.2% Arthritis 27.1% Current cigarette smoking 10.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

🏛️ Official County Resources

  • NACo County Profile .ORG
  • Population ~279,000
  • Lack of health insurance (18–64) 8.9%

    Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

  • FIPS code 12109
Google Maps
View on Google Maps
St Johns Board-Commissioners
Open now · Mon 8:00 AM – 5:00 PM
(904) 209-0300
500 San Sebastian View, St. Augustine, FL 32084, USA
Products Available

Life Insurance Products in St Johns County

9 insurance products available in St Johns County

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage by Product

St Johns County Insurance by Product

Every city with listings in St Johns County.

🛡️ Term Life

16 Cities
Term Life in Elkton, FL Elkton, FL — in St Johns County. Term Life in Hastings, FL Hastings, FL — in St Johns County. Term Life in Ponte Vedra Beach, FL Ponte Vedra Beach, FL — in St Johns County. Term Life in Saint Augustine, FL Saint Augustine, FL — in St Johns County. Term Life in Butler Beach, FL Butler Beach, FL — in St Johns County. Term Life in Flagler Estates, FL Flagler Estates, FL — in St Johns County. Term Life in Fruit Cove, FL Fruit Cove, FL — in St Johns County. Term Life in Nocatee, FL Nocatee, FL — in St Johns County. Term Life in Palm Valley, FL Palm Valley, FL — in St Johns County. Term Life in St. Augustine, FL St. Augustine, FL — in St Johns County. Term Life in St. Augustine Beach, FL St. Augustine Beach, FL — in St Johns County. Term Life in St. Augustine Shores, FL St. Augustine Shores, FL — in St Johns County. Term Life in St. Augustine South, FL St. Augustine South, FL — in St Johns County. Term Life in Sawgrass, FL Sawgrass, FL — in St Johns County. Term Life in Vilano Beach, FL Vilano Beach, FL — in St Johns County. Term Life in World Golf Village, FL World Golf Village, FL — in St Johns County.

💎 Whole Life

16 Cities
Whole Life in Elkton, FL Elkton, FL — in St Johns County. Whole Life in Hastings, FL Hastings, FL — in St Johns County. Whole Life in Ponte Vedra Beach, FL Ponte Vedra Beach, FL — in St Johns County. Whole Life in Saint Augustine, FL Saint Augustine, FL — in St Johns County. Whole Life in Butler Beach, FL Butler Beach, FL — in St Johns County. Whole Life in Flagler Estates, FL Flagler Estates, FL — in St Johns County. Whole Life in Fruit Cove, FL Fruit Cove, FL — in St Johns County. Whole Life in Nocatee, FL Nocatee, FL — in St Johns County. Whole Life in Palm Valley, FL Palm Valley, FL — in St Johns County. Whole Life in St. Augustine, FL St. Augustine, FL — in St Johns County. Whole Life in St. Augustine Beach, FL St. Augustine Beach, FL — in St Johns County. Whole Life in St. Augustine Shores, FL St. Augustine Shores, FL — in St Johns County. Whole Life in St. Augustine South, FL St. Augustine South, FL — in St Johns County. Whole Life in Sawgrass, FL Sawgrass, FL — in St Johns County. Whole Life in Vilano Beach, FL Vilano Beach, FL — in St Johns County. Whole Life in World Golf Village, FL World Golf Village, FL — in St Johns County.

📈 Universal Life

16 Cities
Universal Life in Elkton, FL Elkton, FL — in St Johns County. Universal Life in Hastings, FL Hastings, FL — in St Johns County. Universal Life in Ponte Vedra Beach, FL Ponte Vedra Beach, FL — in St Johns County. Universal Life in Saint Augustine, FL Saint Augustine, FL — in St Johns County. Universal Life in Butler Beach, FL Butler Beach, FL — in St Johns County. Universal Life in Flagler Estates, FL Flagler Estates, FL — in St Johns County. Universal Life in Fruit Cove, FL Fruit Cove, FL — in St Johns County. Universal Life in Nocatee, FL Nocatee, FL — in St Johns County. Universal Life in Palm Valley, FL Palm Valley, FL — in St Johns County. Universal Life in St. Augustine, FL St. Augustine, FL — in St Johns County. Universal Life in St. Augustine Beach, FL St. Augustine Beach, FL — in St Johns County. Universal Life in St. Augustine Shores, FL St. Augustine Shores, FL — in St Johns County. Universal Life in St. Augustine South, FL St. Augustine South, FL — in St Johns County. Universal Life in Sawgrass, FL Sawgrass, FL — in St Johns County. Universal Life in Vilano Beach, FL Vilano Beach, FL — in St Johns County. Universal Life in World Golf Village, FL World Golf Village, FL — in St Johns County.

🏥 Critical Illness

16 Cities
Critical Illness in Elkton, FL Elkton, FL — in St Johns County. Critical Illness in Hastings, FL Hastings, FL — in St Johns County. Critical Illness in Ponte Vedra Beach, FL Ponte Vedra Beach, FL — in St Johns County. Critical Illness in Saint Augustine, FL Saint Augustine, FL — in St Johns County. Critical Illness in Butler Beach, FL Butler Beach, FL — in St Johns County. Critical Illness in Flagler Estates, FL Flagler Estates, FL — in St Johns County. Critical Illness in Fruit Cove, FL Fruit Cove, FL — in St Johns County. Critical Illness in Nocatee, FL Nocatee, FL — in St Johns County. Critical Illness in Palm Valley, FL Palm Valley, FL — in St Johns County. Critical Illness in St. Augustine, FL St. Augustine, FL — in St Johns County. Critical Illness in St. Augustine Beach, FL St. Augustine Beach, FL — in St Johns County. Critical Illness in St. Augustine Shores, FL St. Augustine Shores, FL — in St Johns County. Critical Illness in St. Augustine South, FL St. Augustine South, FL — in St Johns County. Critical Illness in Sawgrass, FL Sawgrass, FL — in St Johns County. Critical Illness in Vilano Beach, FL Vilano Beach, FL — in St Johns County. Critical Illness in World Golf Village, FL World Golf Village, FL — in St Johns County.

🏨 Hospital Indemnity

16 Cities
Hospital Indemnity in Elkton, FL Elkton, FL — in St Johns County. Hospital Indemnity in Hastings, FL Hastings, FL — in St Johns County. Hospital Indemnity in Ponte Vedra Beach, FL Ponte Vedra Beach, FL — in St Johns County. Hospital Indemnity in Saint Augustine, FL Saint Augustine, FL — in St Johns County. Hospital Indemnity in Butler Beach, FL Butler Beach, FL — in St Johns County. Hospital Indemnity in Flagler Estates, FL Flagler Estates, FL — in St Johns County. Hospital Indemnity in Fruit Cove, FL Fruit Cove, FL — in St Johns County. Hospital Indemnity in Nocatee, FL Nocatee, FL — in St Johns County. Hospital Indemnity in Palm Valley, FL Palm Valley, FL — in St Johns County. Hospital Indemnity in St. Augustine, FL St. Augustine, FL — in St Johns County. Hospital Indemnity in St. Augustine Beach, FL St. Augustine Beach, FL — in St Johns County. Hospital Indemnity in St. Augustine Shores, FL St. Augustine Shores, FL — in St Johns County. Hospital Indemnity in St. Augustine South, FL St. Augustine South, FL — in St Johns County. Hospital Indemnity in Sawgrass, FL Sawgrass, FL — in St Johns County. Hospital Indemnity in Vilano Beach, FL Vilano Beach, FL — in St Johns County. Hospital Indemnity in World Golf Village, FL World Golf Village, FL — in St Johns County.

⚡ Accident & Injury

16 Cities
Accident & Injury in Elkton, FL Elkton, FL — in St Johns County. Accident & Injury in Hastings, FL Hastings, FL — in St Johns County. Accident & Injury in Ponte Vedra Beach, FL Ponte Vedra Beach, FL — in St Johns County. Accident & Injury in Saint Augustine, FL Saint Augustine, FL — in St Johns County. Accident & Injury in Butler Beach, FL Butler Beach, FL — in St Johns County. Accident & Injury in Flagler Estates, FL Flagler Estates, FL — in St Johns County. Accident & Injury in Fruit Cove, FL Fruit Cove, FL — in St Johns County. Accident & Injury in Nocatee, FL Nocatee, FL — in St Johns County. Accident & Injury in Palm Valley, FL Palm Valley, FL — in St Johns County. Accident & Injury in St. Augustine, FL St. Augustine, FL — in St Johns County. Accident & Injury in St. Augustine Beach, FL St. Augustine Beach, FL — in St Johns County. Accident & Injury in St. Augustine Shores, FL St. Augustine Shores, FL — in St Johns County. Accident & Injury in St. Augustine South, FL St. Augustine South, FL — in St Johns County. Accident & Injury in Sawgrass, FL Sawgrass, FL — in St Johns County. Accident & Injury in Vilano Beach, FL Vilano Beach, FL — in St Johns County. Accident & Injury in World Golf Village, FL World Golf Village, FL — in St Johns County.

🏢 Business Life

16 Cities
Business Life in Elkton, FL Elkton, FL — in St Johns County. Business Life in Hastings, FL Hastings, FL — in St Johns County. Business Life in Ponte Vedra Beach, FL Ponte Vedra Beach, FL — in St Johns County. Business Life in Saint Augustine, FL Saint Augustine, FL — in St Johns County. Business Life in Butler Beach, FL Butler Beach, FL — in St Johns County. Business Life in Flagler Estates, FL Flagler Estates, FL — in St Johns County. Business Life in Fruit Cove, FL Fruit Cove, FL — in St Johns County. Business Life in Nocatee, FL Nocatee, FL — in St Johns County. Business Life in Palm Valley, FL Palm Valley, FL — in St Johns County. Business Life in St. Augustine, FL St. Augustine, FL — in St Johns County. Business Life in St. Augustine Beach, FL St. Augustine Beach, FL — in St Johns County. Business Life in St. Augustine Shores, FL St. Augustine Shores, FL — in St Johns County. Business Life in St. Augustine South, FL St. Augustine South, FL — in St Johns County. Business Life in Sawgrass, FL Sawgrass, FL — in St Johns County. Business Life in Vilano Beach, FL Vilano Beach, FL — in St Johns County. Business Life in World Golf Village, FL World Golf Village, FL — in St Johns County.

🔑 Special Situations

16 Cities
Special Situations in Elkton, FL Elkton, FL — in St Johns County. Special Situations in Hastings, FL Hastings, FL — in St Johns County. Special Situations in Ponte Vedra Beach, FL Ponte Vedra Beach, FL — in St Johns County. Special Situations in Saint Augustine, FL Saint Augustine, FL — in St Johns County. Special Situations in Butler Beach, FL Butler Beach, FL — in St Johns County. Special Situations in Flagler Estates, FL Flagler Estates, FL — in St Johns County. Special Situations in Fruit Cove, FL Fruit Cove, FL — in St Johns County. Special Situations in Nocatee, FL Nocatee, FL — in St Johns County. Special Situations in Palm Valley, FL Palm Valley, FL — in St Johns County. Special Situations in St. Augustine, FL St. Augustine, FL — in St Johns County. Special Situations in St. Augustine Beach, FL St. Augustine Beach, FL — in St Johns County. Special Situations in St. Augustine Shores, FL St. Augustine Shores, FL — in St Johns County. Special Situations in St. Augustine South, FL St. Augustine South, FL — in St Johns County. Special Situations in Sawgrass, FL Sawgrass, FL — in St Johns County. Special Situations in Vilano Beach, FL Vilano Beach, FL — in St Johns County. Special Situations in World Golf Village, FL World Golf Village, FL — in St Johns County.

🕊️ Final Expense

16 Cities
Final Expense in Elkton, FL Elkton, FL — in St Johns County. Final Expense in Hastings, FL Hastings, FL — in St Johns County. Final Expense in Ponte Vedra Beach, FL Ponte Vedra Beach, FL — in St Johns County. Final Expense in Saint Augustine, FL Saint Augustine, FL — in St Johns County. Final Expense in Butler Beach, FL Butler Beach, FL — in St Johns County. Final Expense in Flagler Estates, FL Flagler Estates, FL — in St Johns County. Final Expense in Fruit Cove, FL Fruit Cove, FL — in St Johns County. Final Expense in Nocatee, FL Nocatee, FL — in St Johns County. Final Expense in Palm Valley, FL Palm Valley, FL — in St Johns County. Final Expense in St. Augustine, FL St. Augustine, FL — in St Johns County. Final Expense in St. Augustine Beach, FL St. Augustine Beach, FL — in St Johns County. Final Expense in St. Augustine Shores, FL St. Augustine Shores, FL — in St Johns County. Final Expense in St. Augustine South, FL St. Augustine South, FL — in St Johns County. Final Expense in Sawgrass, FL Sawgrass, FL — in St Johns County. Final Expense in Vilano Beach, FL Vilano Beach, FL — in St Johns County. Final Expense in World Golf Village, FL World Golf Village, FL — in St Johns County.
🏛️ Know Your Agent · Public Record Directory

St. Johns County, Florida — Licensed Insurance Producer Directory

2,852 licensed insurance producers hold active Florida licenses with business addresses in St. Johns County, across 2 cities. All records sourced from Florida DFS public data, updated daily. Select a city or line of authority below.

2,852Licensed producers
2,462Life & Health
742General Lines (P&C)

Browse by line & type

Life & Health Agents
2,462 producers · life-authorised
General Lines (Property & Casualty)
742 producers · 2-20
Insurance Agencies
Licensed agencies · on the map

Browse by city

St. Augustine
96 agencies · 883 producers
Hastings
2 agencies · 21 producers

Featured producers

All agents →
IL
Irving Claiborne Lunsford
Life Including Variable Annuity & Health
NPN 636918 Licensed 2011
JB
Jeffrey William Brooks
Life Including Variable Annuity & Health
NPN 637830 Licensed 2024
JH
John Kevin Harman
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 1358512 Licensed 2019
MF
Mark Edward Ferlin
Life Including Variable Annuity & Health
NPN 534021 Licensed 1997
JH
John Kevin Harman
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 1358512 Licensed 2019

Featured agencies

All on map →
Danny Page Employee Benefits
FL DFS Licensed Agency
St. Augustine, FL View on map →
Accelerated Life Settlements, Inc.
FL DFS Licensed Agency
Ponte Vedra Beach, FL View on map →
Wingate Insurance Group, Inc
FL DFS Licensed Agency
Ponte Vedra Beach, FL View on map →
Hatcher And Associates Insurance, Inc.
FL DFS Licensed Agency
St. Augustine, FL View on map →
Estate Planning Concepts
FL DFS Licensed Agency
St. Johns County, FL View on map →

Producer & agency listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer or agency and is not a government agency.

Official Resources

Know your rights in St Johns County.

State and federal resources for insurance consumers. Verify, research, protect.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law. FL OIR regulates all insurance in Florida.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV
Frequently Asked Questions

St Johns County Life Insurance Questions

Costs, eligibility, and coverage rules for St Johns County.

💰

How much does life insurance cost in St Johns County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

St Johns County
🏙️

What cities does June serve in St Johns County?

All 16 municipalities in St Johns County, including Elkton, Hastings, Ponte Vedra Beach, Saint Augustine, Butler Beach, Flagler Estates. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

16 Cities
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
⚱️

What is the average FL funeral cost?

Approximately $9,443 in Florida. Final expense insurance covers burial, memorial, and medical bills.

FL Data
✅

How do I verify June's license?

Verify through FL OIR or NIPR. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
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