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June Marcia Williams — Licensed Insurance Agent in Ona, FL
June Marcia Williams
Your Insurance Agent in Ona, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ona, FL...
National Producer No.
17209549
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Life Insurance in Hardee County, FL

Protecting Families Across All 9 Hardee County Municipalities

Why Hardee County Residents Trust June for Same-Day Quotes

Protect your family in Hardee County. 9 municipalities. 9 product lines. One licensed agent.

Licensed Florida agent June Marcia Williams (#W840529, NPN 17209549) writes life insurance for Hardee County, Florida residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
County Hub · Hardee, FL

Across Hardee County

As a licensed insurance producer, I am dedicated to serving the families and individuals of Hardee County, a vital hub in the heart of Florida's interior. From the county seat of Wauchula and along the economic corridors of US-17 and SR-64, I understand the unique needs of our close-knit community. My goal is to help you protect your assets and loved ones, whether you're enjoying the natural beauty of the Peace River or building a future here. I offer personalized guidance on life insurance, final expense, and supplemental health plans to provide financial security and peace of mind. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Hardee County Courthouse
  • AdventHealth Wauchula
  • Paynes Creek Historic State Park
NPN17209549FL LicenseW840529

How Hardee County compares to Florida

FLORIDA · 21.6M RESIDENTS HARDEE COUNTY · 26K RESIDENTS
Florida vs Hardee County — population comparison Florida: 21,634,529 residents. Hardee County: 25,528 residents, 0.1% of Florida population.
21,634,529 FLORIDA POPULATION ↳ 1 cell ≈ 100,000 residents
25,528 HARDEE COUNTY RESIDENTS ↳ 0.1% of Florida residents

What are the primary life insurance underwriting factors in Hardee County, FL?

Life insurance carriers price Hardee County's ~26,000 residents — 26.1% lacking health insurance — against the local health profile: Obesity (40.6%), High blood pressure (34.6%), High cholesterol (34.5%) adult prevalence per current CDC PLACES data.

📊 Top Health Considerations (CDC)

Top Health Considerations for Hardee County (COUNTY) Obesity: 40.6%. High blood pressure: 34.6%. High cholesterol: 34.5%. Arthritis: 27%. Current cigarette smoking: 17.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HARDEE COUNTY Obesity 40.6% High blood pressure 34.6% High cholesterol 34.5% Arthritis 27.0% Current cigarette smoking 17.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

🏛️ Official County Resources

  • NACo County Profile .ORG
  • Population ~26,000
  • Lack of health insurance (18–64) 26.1%

    Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

  • FIPS code 12049
Google Maps
3.0 3 reviews
Hardee Board of County Commissioners photo 1
Photos by Zmwevb “Zmwevb” Zmwevb via Google Maps
Hardee Board of County Commissioners
412 W Orange St suite 103, Wauchula, FL 33873, USA
Recent Reviews
Hilda Martinez ★★★★★
"Thanks for your service in Wachula Road. It is a beautiful road."
athena Wilson ★★☆☆☆

Life Insurance Products in Hardee County

9 insurance products available in Hardee County

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Hardee County Insurance by Product

Every city with listings in Hardee County.

🛡️ Term Life

9 Cities
🏛️ Know Your Agent · Public Record Directory

Hardee County, Florida — Licensed Insurance Producer Directory

85 licensed insurance producers hold active Florida licenses with business addresses in Hardee County, across 2 cities. All records sourced from Florida DFS public data, updated daily. Select a city or line of authority below.

85Licensed producers
65Life & Health
34General Lines (P&C)

Browse by line & type

Browse by city

Producer & agency listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer or agency and is not a government agency.

Know your rights in Hardee County.

State and federal resources for insurance consumers. Verify, research, protect.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law. FL OIR regulates all insurance in Florida.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Hardee County Life Insurance Questions

Costs, eligibility, and coverage rules for Hardee County.

💰

How much does life insurance cost in Hardee County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Hardee County
🏙️

What cities does June serve in Hardee County?

All 9 municipalities in Hardee County, including Ona, Wauchula, Zolfo Springs, Bowling Green, Fort Green, Fort Green Springs. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

9 Cities
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
⚱️

What is the average FL funeral cost?

Approximately $9,443 in Florida. Final expense insurance covers burial, memorial, and medical bills.

FL Data

How do I verify June's license?

Verify through FL OIR or NIPR. June Marcia Williams — NPN 17209549, FL License #W840529.

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