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Home›Florida›Clay County›Keystone Heights›Accident & Injury Insurance

June Marcia Williams — Licensed Accident & Injury Insurance Agent in Keystone Heights, FL
June Marcia Williams
Your Insurance Agent in Keystone Heights, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Keystone Heights, FL...
National Producer No.
17209549
Verify ↗

Accident & Injury Insurance in Keystone Heights, FL

On-the-job and off-the-job coverage. Disability income rider available.

Accident and injury insurance for Keystone Heights, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum payouts for covered accidents and injuries, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Keystone Heights, FL

Keystone Heights, FL — Your Local Producer

Hello Keystone Heights! As a resident of the beautiful 'City of Lakes,' you appreciate the peace of mind that our unique Clay County lifestyle provides. My name is June Marcia Williams, and I am a licensed insurance producer right here in Florida. I specialize in helping individuals and families find personal insurance solutions, from Term and Whole Life to plans covering critical illness or accidents. My goal is to help you understand your options so you can protect what's most important. Let's talk about a plan that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Keystone Heights Beach Park
  • Keystone Heights Junior/Senior High School
  • Intersection of State Road 21 and State Road 100
NPN17209549FL LicenseW840529

Licensed Accident & Injury Producers in Keystone Heights

60 on public record · Florida DFS · Fla. Stat. §119.01

AC
Aaron Franklin Crews
Life Including Variable Annuity & Health
NPN 17453740 Licensed 2014
AA
Angela Dawn Adams
Life Including Variable Annuity & Health
NPN 8672928 Licensed 2025
AG
Ashley N Griffin
Life Including Variable Annuity & Health
NPN 21044740 Licensed 2024
AW
Ashton Marie Waters
Life Including Variable Annuity & Health
NPN 20839745 Licensed 2023
AJ
Austin Charles Shelton Jones
Life Including Variable Annuity & Health
NPN 19337337 Licensed 2019
BM
Barbara A Mapes
Life Including Variable Annuity & Health
NPN 20727021 Licensed 2023
BF
Barbara Jo Franklin
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7375705 Licensed 2005
BH
Benjamin Tyler Henson
Life Including Variable Annuity & Health
NPN 22178546 Licensed 2026
BE
Beverly R Etheridge
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 16200807 Licensed 2013
BG
Bonnie Griffis
Life Including Variable Annuity & Health
NPN 20969630 Licensed 2023
BM
Braxton Wayne Miller
Life Including Variable Annuity & Health
NPN 22198518 Licensed 2026
CR
Carolyn Roberts
Life Including Variable Annuity & Health
NPN 22200954 Licensed 2026
CC
Christina Jo Coe-Morrell
Life Including Variable Annuity & Health
NPN 20605285 Licensed 2023
CM
Christopher Mercill
Life Including Variable Annuity & Health
NPN 22192425 Licensed 2026
CS
Corley Marie Simmons
Life Including Variable Annuity & Health
NPN 19600340 Licensed 2020
CG
Courtney Danielle George
Life Including Variable Annuity & Health
NPN 20257802 Licensed 2022
CT
Cynthia Dianne Tyre
Life Including Variable Annuity & Health
NPN 21617172 Licensed 2025
DL
Daniel Feliciano Lozano
Life Including Variable Annuity & Health
NPN 21744049 Licensed 2025
DS
Daniel Lee Shepherd
Life Including Variable Annuity & Health
NPN 20257905 Licensed 2022
DM
Danielle Mitcham
Life Including Variable Annuity & Health
NPN 20369629 Licensed 2022
DF
Derek Christopher Frey
Life Including Variable Annuity & Health
NPN 6785207 Licensed 2016
EC
Emma Marie Crawford
Life Including Variable Annuity & Health
NPN 19450762 Licensed 2020
EW
Erika Marie Ware
Life Including Variable Annuity & Health
NPN 18007987 Licensed 2016
GK
Gabriele Faith Kilby
Life Including Variable Annuity & Health
NPN 21766717 Licensed 2025
View all 60 licensed accident & injury producers in Keystone Heights →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Accident & Injury Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Accident & Injury Insurance across the Keystone Heights regional market. Rates are localized using regional health baselines.

Official Keystone Heights Resources

County Clay County
Population ~1,398
Lack of insurance (18–64) 10.8%
FIPS code 1236475

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Keystone Heights rates. Start your quote request below.

FL OIR .GOV Clay County Gov Portal .GOV
Google Maps
3.9 9 reviews
Keystone Heights City Hall photo 1Keystone Heights City Hall photo 2Keystone Heights City Hall photo 3
Photos by Keystone Heights City Hall , Frito B , Johnnys auto Towing and recovery via Google Maps
View on Google Maps
Keystone Heights City Hall
Open now · Mon 8:30 AM – 4:00 PM
(352) 473-4807
keystoneheights.us
555 S Lawrence Blvd, Keystone Heights, FL 32656, USA
Recent Reviews
Pamela Haskins ★★★★★
"Keystone Heights is a great place to live and City Hall is welcoming and informative. Right now early voting is taking place in a side room."
Bryant Stinson ★☆☆☆☆
"City hall employees need more training on civilian rights and proper use of 911. If I called in a false police report, i would be ticketed and paying fines. Government employees should be held account…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Accident & Injury Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Financial backup for life's unexpected bumps — no obligation — fast, personalized options

Select an accident type to see benefit amounts.

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Or call now: (908) 339-7723

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Accident Insurance Options

Core Benefit

Hospital & Emergency

Daily cash when admitted
  • Hospital: $300-$500/day
  • ICU: $600-$1,000/day
  • ER services covered
  • Ambulance (ground + air)
  • Physician office visits
Get Quote

Specific Injuries

Scheduled benefit per injury
  • Fractures: up to $4,800
  • Dislocations: up to $4,000
  • Burns: up to $10,000
  • Lacerations, concussions
  • Pain management + dental
Get Quote

AD&D + Disability

Accidental death & dismemberment
  • AD&D: $50K-$150K
  • Common carrier: up to $300K
  • Dismemberment schedule
  • Paralysis coverage
  • Optional disability income
Get Quote
📖 Accident & Injury Knowledge

Everything You Need to Know About Accident Insurance

🩹

What Is Accident Insurance?

Accident insurance pays cash benefits directly to you when you're injured in an accident — regardless of other insurance. It covers hospital stays, fractures, dislocations, ER visits, ambulance, physical therapy, and more. The money goes to you, not the hospital. Use it for copays, deductibles, rent, groceries — whatever you need while recovering.

🏨

Hospital & ICU Benefits

If an accident puts you in the hospital, you receive $300-$500 per day for inpatient stays and $600-$1,000 per day for ICU — paid for up to 15 days per ICU confinement. These benefits are paid in addition to what health insurance covers. Even a 3-day hospital stay generates $900-$1,500 in cash benefits.

🦴

The Injury Benefit Schedule

Every covered injury has a specific dollar amount. Hip fracture: $2,400-$4,800. Knee dislocation: $1,500-$3,000. Burns over 36 sq inches: $5,000-$10,000. The schedule covers fractures (16 types), dislocations (9 types), lacerations, concussions, coma, and even emergency dental. No guesswork — you know exactly what you'll receive.

⚠️

AD&D: Accidental Death & Dismemberment

Built into every policy: $50,000-$150,000 for accidental death (adult), with enhanced benefits for common carrier accidents (planes, trains) up to double. Dismemberment benefits cover loss of limbs, sight, hearing, and speech. Children covered at 25% of adult benefit. This is real financial protection beyond just injury coverage.

💼

Optional Disability Income

Add a disability income rider for $500-$2,000/month if a covered accident prevents you from working. Off-the-job accidents and 24-hour short-term disability available for up to 12 months. Requires 27.5+ hours/week employment. This turns accident insurance into true income protection — not just medical gap coverage.

⚖️

Florida Consumer Protections

Accident insurance policies through our carriers are guaranteed renewable for life with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). There's a 12-month pre-existing condition lookback for sickness-related riders only — the base accident plan has no health questions for covered accidents. Issue ages 18–69 for new policies.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Keystone Heights

More Insurance Options in Keystone Heights, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

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FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

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Frequently Asked Questions

Accident & Injury Insurance FAQ

💰

How much does accident insurance pay?

Benefits are paid per incident: hospital stays ($300-$500/day), ICU ($600-$1,000/day), fractures (up to $4,800), plus ER, ambulance, and therapy. AD&D up to $150K.

🏥

Does this work with my health insurance?

Yes. Accident insurance pays you directly — on top of whatever your health insurance covers. Use the cash for copays, deductibles, lost wages, or anything else.

👨‍👩‍👧

Can I cover my whole family?

Yes. Coverage options include Individual, Individual + Spouse, Individual + Children, and Family. All covered members receive the same benefit amounts for covered accidents.

🚗

Are car accidents covered?

Yes. Motor vehicle accidents are covered, including enhanced AD&D benefits for motorized vehicle or pedestrian death. All accidental injuries from car, motorcycle, and pedestrian accidents qualify.

📋

Is a medical exam required?

No medical exam for the base accident plan. The optional sickness disability rider may require health questions. Issue ages 18-69, guaranteed renewable for life.

Nearby Accident & Injury Coverage

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Dedicated Accident & Injury coverage page for Bellair-Meadowbrook Terrace with local agent support.

View Bellair-Meadowbrook Terrace Coverage

The Fleming Island Legacy Plan

Personalized Accident & Injury quotes for Fleming Island residents — no obligation.

View Fleming Island Coverage

The Green Cove Springs Legacy Plan

Personalized Accident & Injury quotes for Green Cove Springs residents — no obligation.

View Green Cove Springs Coverage

Lakeside Coverage Guide

Personalized Accident & Injury quotes for Lakeside residents — no obligation.

View Lakeside Coverage

The Middleburg Legacy Plan

Dedicated Accident & Injury coverage page for Middleburg with local agent support.

View Middleburg Coverage

Oakleaf Plantation Wealth Strategy

Compare Accident & Injury rates from licensed carriers serving Oakleaf Plantation.

View Oakleaf Plantation Coverage

Orange Park Life Protection

Accident & Injury protection tailored to Orange Park families and businesses.

View Orange Park Coverage

Penney Farms Wealth Strategy

Accident & Injury protection tailored to Penney Farms families and businesses.

View Penney Farms Coverage

Lake Butler Life Protection

Personalized Accident & Injury quotes for Lake Butler residents — no obligation.

View Lake Butler Coverage

Raiford Coverage Guide

Accident & Injury protection tailored to Raiford families and businesses.

View Raiford Coverage

Worthington Spri Financial Security

Personalized Accident & Injury quotes for Worthington Spri residents — no obligation.

View Worthington Spri Coverage

Worthington Springs Coverage Guide

Compare Accident & Injury rates from licensed carriers serving Worthington Springs.

View Worthington Springs Coverage

Brooker Life Protection

Compare Accident & Injury rates from licensed carriers serving Brooker.

View Brooker Coverage

The Hampton Legacy Plan

Dedicated Accident & Injury coverage page for Hampton with local agent support.

View Hampton Coverage

Lawtey Coverage Guide

Personalized Accident & Injury quotes for Lawtey residents — no obligation.

View Lawtey Coverage

Starke Wealth Strategy

Compare Accident & Injury rates from licensed carriers serving Starke.

View Starke Coverage
Read the Full Accident & Injury Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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