June Marcia Williams

Your Insurance Agent in Lake Butler, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Lake Butler, FL...

National Producer No.

17209549

Verify ↗

Final Expense Insurance in Lake Butler, FL

June Williams — simplified issue specialist. Same-day quotes.

Final expense insurance for Lake Butler, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Lake Butler, FL

Lake Butler, FL — Your Local Producer

For my neighbors in Lake Butler, the strong sense of community we share in Union County is truly special. It’s about looking out for one another, and that includes planning for our families' financial futures. As a licensed Florida insurance producer, I'm here to help you navigate your options for personal protection. Whether you're considering Term Life, Whole Life, Final Expense, or coverage for critical illness or accidents, I provide clear, straightforward information to help you find a plan that fits your life. Let's talk about securing your family's well-being. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Lake Butler City Hall
Union County High School
Lakeside Park

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Lake Butler

39 on public record · Florida DFS · Fla. Stat. §119.01

Adrian Tucker

Life Including Variable Annuity & Health

NPN 19723525 Licensed 2020

Amanda Buss

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18543921 Licensed 2017

Andrew Kyle Crews

Life Including Variable Annuity & Health

NPN 20280507 Licensed 2022

Brad Lee Elixson

Life Including Variable Annuity & Health

NPN 1025576 Licensed 1997

Caleb John Romrell

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21153867 Licensed 2024

Chaton Lane Croft

Life Including Variable Annuity & Health

NPN 19498936 Licensed 2020

Chuthamas Keiper

Life Including Variable Annuity & Health

NPN 20879639 Licensed 2023

Daryl Seth Brewer

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 636012 Licensed 1994

Dawn M Ellison

Life Including Variable Annuity & Health

NPN 20769493 Licensed 2023

Deanna Alderman

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21344904 Licensed 2024

Debbie Cook Thomas

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 477893 Licensed 1993

Erica Mains Reddish

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21151167 Licensed 2024

Gary Dewitt Cothren

Life Including Variable Annuity & Health

NPN 20017061 Licensed 2021

Hallie Rebecca Allen

Life Including Variable Annuity & Health

NPN 19875372 Licensed 2021

James H Yonn

Life Including Variable Annuity & Health

NPN 17967906 Licensed 2016

Jamie O Segars

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21577231 Licensed 2025

Jared Rudolph Frey

Life Including Variable Annuity & Health

NPN 21103200 Licensed 2024

John Edwin Harrison

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 489383 Licensed 1998

Johnathon Michael Brown

Life Including Variable Annuity & Health

NPN 17628760 Licensed 2015

Kaleb Chandler Renaldi

Life Including Variable Annuity & Health

NPN 20866105 Licensed 2023

Kimberly Jenkins

Life Including Variable Annuity & Health

NPN 20682256 Licensed 2023

Lawrence Charles Sost

Life Including Variable Annuity & Health

NPN 13071401 Licensed 2009

Malia Miller

Life Including Variable Annuity & Health

NPN 21119607 Licensed 2024

Melinda Lue Ofallon

Life Including Variable Annuity & Health

NPN 19944190 Licensed 2021

View all 39 licensed final expense producers in Lake Butler →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Lake Butler regional market. Rates are localized using regional health baselines.

Official Lake Butler Resources

County Union County

Population ~1,842

Lack of insurance (18–64) 16.6%

FIPS code 1237650

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Lake Butler rates. Start your quote request below.

FL OIR .GOV Union County Gov Portal .GOV

4.4 7 reviews

Photos by Hayden Page via Google Maps

View on Google Maps

City of Lake Butler

Open now · Mon 8:00 AM – 5:00 PM

(386) 496-3401

cityoflakebutler.com

200 SW 1st St, Lake Butler, FL 32054, USA

Recent Reviews

Devaughn Brock ★★★★★

"One of my favorite towns in Florida ! Lake Butler never fails me. The people here a nice and friendly ! Way better than corrupted Bradford county I’m glad that this town in is Union County."

C L Mattson ★★★★★

"Drove through this weekend, saw all the American flags along 121. Loved the patriotism! Please Never forget. God bless!!"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

✅

Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

⚖️

Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Lake Butler

More Insurance Options in Lake Butler, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

⚱️

What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Final Expense Insurance in Lake Butler, FL

Lake Butler, FL — Your Local Producer

Licensed Final Expense Producers in Lake Butler

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official Lake Butler Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in Lake Butler, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

Also Serving Union County

Raiford Coverage Guide

Worthington Spri Financial Security

Worthington Springs Coverage Guide

Brooker Life Protection

The Hampton Legacy Plan

Lawtey Coverage Guide

Starke Wealth Strategy

Glen Saint Mary Life Protection

Glen St. Mary Financial Security

Macclenny Coverage Guide

Olustee Life Protection

The Sanderson Legacy Plan

Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official Lake Butler Resources