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Home›Florida›Liberty County

June Marcia Williams — Licensed Insurance Agent in Bristol, FL
June Marcia Williams
Your Insurance Agent in Bristol, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Bristol, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Liberty County, FL

Your Dedicated Advocate for Simplified-Issue Policies in Liberty County

Why Working with a Local FL Producer Beats the Big Carriers

Protect your family in Liberty County. 5 municipalities. 9 product lines. One licensed agent.

Licensed Florida agent June Marcia Williams (#W840529, NPN 17209549) writes life insurance for Liberty County, Florida residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
County Hub · Liberty, FL

Across Liberty County

As a licensed insurance producer, I am dedicated to serving the families of Liberty County, a community truly defined by its stunning natural landscapes. From the winding Apalachicola River to the vast Apalachicola National Forest, I help protect assets for homeowners and families throughout our unique geographic region. My focus is on providing personalized life and health insurance guidance to my neighbors in Bristol and across the county, whether they're commuting along State Road 20 or relying on our vital local medical services. I'm here to help you secure your family’s financial future. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Liberty County Courthouse
  • Liberty Hospital
  • Apalachicola National Forest
NPN17209549FL LicenseW840529

How Liberty County compares to Florida

FLORIDA · 21.6M RESIDENTS LIBERTY COUNTY · 8K RESIDENTS
Florida vs Liberty County — population comparison Florida: 21,634,529 residents. Liberty County: 7,704 residents, 0.0% of Florida population.
21,634,529 FLORIDA POPULATION ↳ 1 cell ≈ 100,000 residents
7,704 LIBERTY COUNTY RESIDENTS ↳ 0.0% of Florida residents
Underwriting Guidelines

What are the primary life insurance underwriting factors in Liberty County, FL?

Life insurance carriers price Liberty County's ~8,000 residents — 18.0% lacking health insurance — against the local health profile: Obesity (44.5%), High cholesterol (38.2%), High blood pressure (37.1%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Top Health Considerations for Liberty County (COUNTY) Obesity: 44.5%. High cholesterol: 38.2%. High blood pressure: 37.1%. Arthritis: 25.4%. Current cigarette smoking: 19.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LIBERTY COUNTY Obesity 44.5% High cholesterol 38.2% High blood pressure 37.1% Arthritis 25.4% Current cigarette smoking 19.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

🏛️ Official County Resources

  • NACo County Profile .ORG
  • Population ~8,000
  • Lack of health insurance (18–64) 18.0%

    Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

  • FIPS code 12077
Google Maps
View on Google Maps
Liberty County Board-Commissioners
Open now · Mon 8:00 AM – 5:00 PM
(850) 643-5404
libertycountyfl.org
10818 FL-20, Bristol, FL 32321, USA
Products Available

Life Insurance Products in Liberty County

9 insurance products available in Liberty County

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage by Product

Liberty County Insurance by Product

Every city with listings in Liberty County.

🛡️ Term Life

5 Cities
Term Life in Bristol, FL Bristol, FL — in Liberty County. Term Life in Hosford, FL Hosford, FL — in Liberty County. Term Life in Sumatra, FL Sumatra, FL — in Liberty County. Term Life in Telogia, FL Telogia, FL — in Liberty County. Term Life in Lake Mystic, FL Lake Mystic, FL — in Liberty County.

💎 Whole Life

5 Cities
Whole Life in Bristol, FL Bristol, FL — in Liberty County. Whole Life in Hosford, FL Hosford, FL — in Liberty County. Whole Life in Sumatra, FL Sumatra, FL — in Liberty County. Whole Life in Telogia, FL Telogia, FL — in Liberty County. Whole Life in Lake Mystic, FL Lake Mystic, FL — in Liberty County.

📈 Universal Life

5 Cities
Universal Life in Bristol, FL Bristol, FL — in Liberty County. Universal Life in Hosford, FL Hosford, FL — in Liberty County. Universal Life in Sumatra, FL Sumatra, FL — in Liberty County. Universal Life in Telogia, FL Telogia, FL — in Liberty County. Universal Life in Lake Mystic, FL Lake Mystic, FL — in Liberty County.

🏥 Critical Illness

5 Cities
Critical Illness in Bristol, FL Bristol, FL — in Liberty County. Critical Illness in Hosford, FL Hosford, FL — in Liberty County. Critical Illness in Sumatra, FL Sumatra, FL — in Liberty County. Critical Illness in Telogia, FL Telogia, FL — in Liberty County. Critical Illness in Lake Mystic, FL Lake Mystic, FL — in Liberty County.

🏨 Hospital Indemnity

5 Cities
Hospital Indemnity in Bristol, FL Bristol, FL — in Liberty County. Hospital Indemnity in Hosford, FL Hosford, FL — in Liberty County. Hospital Indemnity in Sumatra, FL Sumatra, FL — in Liberty County. Hospital Indemnity in Telogia, FL Telogia, FL — in Liberty County. Hospital Indemnity in Lake Mystic, FL Lake Mystic, FL — in Liberty County.

⚡ Accident & Injury

5 Cities
Accident & Injury in Bristol, FL Bristol, FL — in Liberty County. Accident & Injury in Hosford, FL Hosford, FL — in Liberty County. Accident & Injury in Sumatra, FL Sumatra, FL — in Liberty County. Accident & Injury in Telogia, FL Telogia, FL — in Liberty County. Accident & Injury in Lake Mystic, FL Lake Mystic, FL — in Liberty County.

🏢 Business Life

5 Cities
Business Life in Bristol, FL Bristol, FL — in Liberty County. Business Life in Hosford, FL Hosford, FL — in Liberty County. Business Life in Sumatra, FL Sumatra, FL — in Liberty County. Business Life in Telogia, FL Telogia, FL — in Liberty County. Business Life in Lake Mystic, FL Lake Mystic, FL — in Liberty County.

🔑 Special Situations

5 Cities
Special Situations in Bristol, FL Bristol, FL — in Liberty County. Special Situations in Hosford, FL Hosford, FL — in Liberty County. Special Situations in Sumatra, FL Sumatra, FL — in Liberty County. Special Situations in Telogia, FL Telogia, FL — in Liberty County. Special Situations in Lake Mystic, FL Lake Mystic, FL — in Liberty County.

🕊️ Final Expense

5 Cities
Final Expense in Bristol, FL Bristol, FL — in Liberty County. Final Expense in Hosford, FL Hosford, FL — in Liberty County. Final Expense in Sumatra, FL Sumatra, FL — in Liberty County. Final Expense in Telogia, FL Telogia, FL — in Liberty County. Final Expense in Lake Mystic, FL Lake Mystic, FL — in Liberty County.
🏛️ Know Your Agent · Public Record Directory

Liberty County, Florida — Licensed Insurance Producer Directory

17 licensed insurance producers hold active Florida licenses with business addresses in Liberty County, across 1 cities. All records sourced from Florida DFS public data, updated daily. Select a city or line of authority below.

17Licensed producers
16Life & Health
3General Lines (P&C)

Browse by line & type

Life & Health Agents
16 producers · life-authorised
General Lines (Property & Casualty)
3 producers · 2-20
Insurance Agencies
Licensed agencies · on the map

Browse by city

Bristol
4 agencies · 14 producers

Featured producers

All agents →
PA
Perry Wade Anderson
Life Including Variable Annuity & Health
NPN 475666 Licensed 1984
SS
Samuel Roy Shuler
Life Including Variable Annuity & Health
NPN 466405 Licensed 1981
SF
Stephen L Ford
Life Including Variable Annuity & Health
NPN 3747811 Licensed 2000
MR
Michael Richter
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 11675762 Licensed 2008
MR
Michael Richter
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 11675762 Licensed 2008

Featured agencies

All on map →
Richter Financial Group, Llc
FL DFS Licensed Agency
Bristol, FL View on map →
Ford Insurance Agency
FL DFS Licensed Agency
Bristol, FL View on map →
Shuler Insurance Agency
FL DFS Licensed Agency
Bristol, FL View on map →
Matt Durden Inc
FL DFS Licensed Agency
Bristol, FL View on map →

Producer & agency listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer or agency and is not a government agency.

Official Resources

Know your rights in Liberty County.

State and federal resources for insurance consumers. Verify, research, protect.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law. FL OIR regulates all insurance in Florida.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV
Frequently Asked Questions

Liberty County Life Insurance Questions

Costs, eligibility, and coverage rules for Liberty County.

💰

How much does life insurance cost in Liberty County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Liberty County
🏙️

What cities does June serve in Liberty County?

All 5 municipalities in Liberty County, including Bristol, Hosford, Sumatra, Telogia, Lake Mystic. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

5 Cities
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
⚱️

What is the average FL funeral cost?

Approximately $9,443 in Florida. Final expense insurance covers burial, memorial, and medical bills.

FL Data
✅

How do I verify June's license?

Verify through FL OIR or NIPR. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
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