June Marcia Williams

Your Insurance Agent in Beverly Hills, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Beverly Hills, FL...

National Producer No.

17209549

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Top-Rated Life Insurance in Citrus County, FL | Local Expert

Protecting Families Across All 15 Citrus County Municipalities

Why Citrus County Residents Trust June for Same-Day Quotes

Protect your family in Citrus County. 15 municipalities. 9 product lines. One licensed agent.

Licensed Florida agent June Marcia Williams (#W840529, NPN 17209549) writes life insurance for Citrus County, Florida residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Citrus, FL

Across Citrus County

As a licensed insurance producer here in Florida, I'm proud to serve the families and businesses of Citrus County. From the beautiful coastal marshes to the vibrant communities inland, this area is a unique hub on Florida's Nature Coast. I understand the needs of residents who work in our growing medical sector or commute along corridors like US-19 and State Road 44. My goal is to help protect your family's financial future and your assets, whether you live near the county seat of Inverness or in one of the many charming surrounding towns. I'm here to help you navigate your life insurance options. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Citrus County Courthouse
HCA Florida Citrus Hospital
Homosassa Springs Wildlife State Park

NPN17209549FL LicenseW840529

How Citrus County compares to Florida

FLORIDA · 21.6M RESIDENTS CITRUS COUNTY · 155K RESIDENTS

21,634,529 FLORIDA POPULATION ↳ 1 cell ≈ 100,000 residents

155,173 CITRUS COUNTY RESIDENTS ↳ 0.7% of Florida residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Citrus County, FL?

Life insurance carriers price Citrus County's ~167,000 residents — 12.4% lacking health insurance — against the local health profile: High cholesterol (33.9%), Obesity (32.3%), High blood pressure (30.0%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~167,000
Lack of health insurance (18–64) 12.4%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 12017

1.6 13 reviews

Photos by Herve Andrieu , Herve Andrieu via Google Maps

View on Google Maps

Citrus County Commissioners

Open now · Mon 8:00 AM – 5:00 PM

(352) 341-6560

citrusbocc.com

110 N Apopka Ave, Inverness, FL 34450, USA

Recent Reviews

Terry Hunsaid ★★★★★

"This was my 1st experience with our county commissioners yesterday at the hearing for changing the zoning in Oak Village, SMW. I was so impressed with their professionalism, kindness and ability to li…"

Maria Sabul ★☆☆☆☆

"Spoke with “Doug” couple of times. Apparently no one else totally with. Very rude, dismissive. We have no water on property so I tried to figure out how to solve the issue. “Doug” was no help. Maybe, …"

Products Available

Nine product lines available in Citrus County.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options

Browse Citrus County

Find coverage in your area.

Coverage is local across all 15 Citrus County cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Citrus County

15Cities

Beverly Hills Citrus Springs Crystal River Floral City Hernando Homosassa Inverness Lecanto Black Diamond Citrus Hills Homosassa Springs Inverness Highlands North Inverness Highlands South Pine Ridge Sugarmill Woods

🔍 Popular Searches

City × product — what Citrus County residents search for

🛡️ Life Insurance

Beverly Hills Term Life Insurance Term→Citrus Springs Term Life Insurance Term→Crystal River Term Life Insurance Term→Beverly Hills Whole Life Insurance Whole→

🏥 Supplemental Health

Beverly Hills Critical Illness Insurance Critical→Citrus Springs Hospital Indemnity Plans Hospital→Crystal River Accident & Injury Coverage Accident→

🏢 Business & Notary

Beverly Hills Key Person Insurance Business→

Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

🛡️ Term Life

15 Cities

Affordable Beverly Hills Term Life Beverly Hills income protection. Affordable term life for families in Citrus County. Top-Rated Citrus Springs Term Life Level premiums for Citrus Springs families. 10, 20, or 30-year terms available. Compare Crystal River Term Life Compare Crystal River term life rates from top carriers. Living benefits included. Best Floral City Term Life Floral City family coverage. Income replacement from a verified FL agent. Local Hernando Term Life Affordable term life in Hernando, Citrus County. Expert guidance from a 12-year agent. Affordable Homosassa Term Life Homosassa income protection. Affordable term life for families in Citrus County. Top-Rated Inverness Term Life Level premiums for Inverness families. 10, 20, or 30-year terms available. Compare Lecanto Term Life Compare Lecanto term life rates from top carriers. Living benefits included. Best Black Diamond Term Life Black Diamond family coverage. Income replacement from a verified FL agent. Local Citrus Hills Term Life Affordable term life in Citrus Hills, Citrus County. Expert guidance from a 12-year agent. Affordable Homosassa Springs Term Life Homosassa Springs income protection. Affordable term life for families in Citrus County. Top-Rated Inverness Highlands North Term Life Level premiums for Inverness Highlands North families. 10, 20, or 30-year terms available. Compare Inverness Highlands South Term Life Compare Inverness Highlands South term life rates from top carriers. Living benefits included. Best Pine Ridge Term Life Pine Ridge family coverage. Income replacement from a verified FL agent. Local Sugarmill Woods Term Life Affordable term life in Sugarmill Woods, Citrus County. Expert guidance from a 12-year agent.

💎 Whole Life

15 Cities

Affordable Beverly Hills Whole Life Beverly Hills permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Citrus Springs Whole Life Build wealth in Citrus Springs with whole life. Tax-deferred cash value growth. Compare Crystal River Whole Life Crystal River legacy protection. Permanent coverage with guaranteed cash value. Best Floral City Whole Life Whole life insurance for Floral City families. Coverage that never expires. Local Hernando Whole Life Hernando estate planning. Whole life from a verified FL agent. Affordable Homosassa Whole Life Homosassa permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Inverness Whole Life Build wealth in Inverness with whole life. Tax-deferred cash value growth. Compare Lecanto Whole Life Lecanto legacy protection. Permanent coverage with guaranteed cash value. Best Black Diamond Whole Life Whole life insurance for Black Diamond families. Coverage that never expires. Local Citrus Hills Whole Life Citrus Hills estate planning. Whole life from a verified FL agent. Affordable Homosassa Springs Whole Life Homosassa Springs permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Inverness Highlands North Whole Life Build wealth in Inverness Highlands North with whole life. Tax-deferred cash value growth. Compare Inverness Highlands South Whole Life Inverness Highlands South legacy protection. Permanent coverage with guaranteed cash value. Best Pine Ridge Whole Life Whole life insurance for Pine Ridge families. Coverage that never expires. Local Sugarmill Woods Whole Life Sugarmill Woods estate planning. Whole life from a verified FL agent.

📈 Universal Life

15 Cities

Affordable Beverly Hills Universal Life Beverly Hills flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Citrus Springs Universal Life IUL options in Citrus Springs. Cash value tied to market indexes without market risk. Compare Crystal River Universal Life Crystal River universal life. Flexible coverage adapting to your financial goals. Best Floral City Universal Life Adjustable premiums and death benefit in Floral City from a verified agent. Local Hernando Universal Life Hernando IUL coverage. Tax-free retirement income strategy for professionals. Affordable Homosassa Universal Life Homosassa flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Inverness Universal Life IUL options in Inverness. Cash value tied to market indexes without market risk. Compare Lecanto Universal Life Lecanto universal life. Flexible coverage adapting to your financial goals. Best Black Diamond Universal Life Adjustable premiums and death benefit in Black Diamond from a verified agent. Local Citrus Hills Universal Life Citrus Hills IUL coverage. Tax-free retirement income strategy for professionals. Affordable Homosassa Springs Universal Life Homosassa Springs flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Inverness Highlands North Universal Life IUL options in Inverness Highlands North. Cash value tied to market indexes without market risk. Compare Inverness Highlands South Universal Life Inverness Highlands South universal life. Flexible coverage adapting to your financial goals. Best Pine Ridge Universal Life Adjustable premiums and death benefit in Pine Ridge from a verified agent. Local Sugarmill Woods Universal Life Sugarmill Woods IUL coverage. Tax-free retirement income strategy for professionals.

🏥 Critical Illness

15 Cities

Affordable Beverly Hills Critical Illness Beverly Hills critical illness protection. Lump-sum cash on diagnosis. Top-Rated Citrus Springs Critical Illness Cancer, stroke, heart attack — cash benefits for Citrus Springs families. Compare Crystal River Critical Illness Crystal River supplemental coverage. Critical illness pays regardless of health plan. Best Floral City Critical Illness Lump-sum critical illness in Floral City from a verified FL agent. Local Hernando Critical Illness Hernando critical illness plans. Financial safety net when it matters most. Affordable Homosassa Critical Illness Homosassa critical illness protection. Lump-sum cash on diagnosis. Top-Rated Inverness Critical Illness Cancer, stroke, heart attack — cash benefits for Inverness families. Compare Lecanto Critical Illness Lecanto supplemental coverage. Critical illness pays regardless of health plan. Best Black Diamond Critical Illness Lump-sum critical illness in Black Diamond from a verified FL agent. Local Citrus Hills Critical Illness Citrus Hills critical illness plans. Financial safety net when it matters most. Affordable Homosassa Springs Critical Illness Homosassa Springs critical illness protection. Lump-sum cash on diagnosis. Top-Rated Inverness Highlands North Critical Illness Cancer, stroke, heart attack — cash benefits for Inverness Highlands North families. Compare Inverness Highlands South Critical Illness Inverness Highlands South supplemental coverage. Critical illness pays regardless of health plan. Best Pine Ridge Critical Illness Lump-sum critical illness in Pine Ridge from a verified FL agent. Local Sugarmill Woods Critical Illness Sugarmill Woods critical illness plans. Financial safety net when it matters most.

🏨 Hospital Indemnity

15 Cities

Affordable Beverly Hills Hospital Indemnity Beverly Hills hospital cash benefits. Daily income during inpatient stays. Top-Rated Citrus Springs Hospital Indemnity Bridge your deductible gap in Citrus Springs. Hospital indemnity coverage. Compare Crystal River Hospital Indemnity Crystal River hospital indemnity. Pays cash directly — no network restrictions. Best Floral City Hospital Indemnity Daily cash benefits for Floral City hospital stays. From $10/mo. Local Hernando Hospital Indemnity Hernando supplemental hospital coverage from a verified FL agent. Affordable Homosassa Hospital Indemnity Homosassa hospital cash benefits. Daily income during inpatient stays. Top-Rated Inverness Hospital Indemnity Bridge your deductible gap in Inverness. Hospital indemnity coverage. Compare Lecanto Hospital Indemnity Lecanto hospital indemnity. Pays cash directly — no network restrictions. Best Black Diamond Hospital Indemnity Daily cash benefits for Black Diamond hospital stays. From $10/mo. Local Citrus Hills Hospital Indemnity Citrus Hills supplemental hospital coverage from a verified FL agent. Affordable Homosassa Springs Hospital Indemnity Homosassa Springs hospital cash benefits. Daily income during inpatient stays. Top-Rated Inverness Highlands North Hospital Indemnity Bridge your deductible gap in Inverness Highlands North. Hospital indemnity coverage. Compare Inverness Highlands South Hospital Indemnity Inverness Highlands South hospital indemnity. Pays cash directly — no network restrictions. Best Pine Ridge Hospital Indemnity Daily cash benefits for Pine Ridge hospital stays. From $10/mo. Local Sugarmill Woods Hospital Indemnity Sugarmill Woods supplemental hospital coverage from a verified FL agent.

⚡ Accident & Injury

15 Cities

Affordable Beverly Hills Accident & Injury Beverly Hills accident coverage. 24/7 protection for active families. Top-Rated Citrus Springs Accident & Injury Accident & injury plans in Citrus Springs. ER, fractures, dislocations covered. Compare Crystal River Accident & Injury Crystal River accidental injury insurance. Cash benefits from day one. Best Floral City Accident & Injury Protect your Floral City family. Accident coverage from $10/mo. Local Hernando Accident & Injury Hernando accident insurance from a verified FL agent. Affordable Homosassa Accident & Injury Homosassa accident coverage. 24/7 protection for active families. Top-Rated Inverness Accident & Injury Accident & injury plans in Inverness. ER, fractures, dislocations covered. Compare Lecanto Accident & Injury Lecanto accidental injury insurance. Cash benefits from day one. Best Black Diamond Accident & Injury Protect your Black Diamond family. Accident coverage from $10/mo. Local Citrus Hills Accident & Injury Citrus Hills accident insurance from a verified FL agent. Affordable Homosassa Springs Accident & Injury Homosassa Springs accident coverage. 24/7 protection for active families. Top-Rated Inverness Highlands North Accident & Injury Accident & injury plans in Inverness Highlands North. ER, fractures, dislocations covered. Compare Inverness Highlands South Accident & Injury Inverness Highlands South accidental injury insurance. Cash benefits from day one. Best Pine Ridge Accident & Injury Protect your Pine Ridge family. Accident coverage from $10/mo. Local Sugarmill Woods Accident & Injury Sugarmill Woods accident insurance from a verified FL agent.

🏢 Business Life

15 Cities

Affordable Beverly Hills Business Life Beverly Hills key person insurance. Protect your business continuity. Top-Rated Citrus Springs Business Life Buy-sell agreement coverage in Citrus Springs. SBA loan compliant. Compare Crystal River Business Life Crystal River business life insurance. Key employee retention coverage. Best Floral City Business Life Business continuity protection in Floral City from a 12-year agent. Local Hernando Business Life Hernando key person and partnership coverage. FL licensed. Affordable Homosassa Business Life Homosassa key person insurance. Protect your business continuity. Top-Rated Inverness Business Life Buy-sell agreement coverage in Inverness. SBA loan compliant. Compare Lecanto Business Life Lecanto business life insurance. Key employee retention coverage. Best Black Diamond Business Life Business continuity protection in Black Diamond from a 12-year agent. Local Citrus Hills Business Life Citrus Hills key person and partnership coverage. FL licensed. Affordable Homosassa Springs Business Life Homosassa Springs key person insurance. Protect your business continuity. Top-Rated Inverness Highlands North Business Life Buy-sell agreement coverage in Inverness Highlands North. SBA loan compliant. Compare Inverness Highlands South Business Life Inverness Highlands South business life insurance. Key employee retention coverage. Best Pine Ridge Business Life Business continuity protection in Pine Ridge from a 12-year agent. Local Sugarmill Woods Business Life Sugarmill Woods key person and partnership coverage. FL licensed.

🔑 Special Situations

15 Cities

🕊️ Final Expense

15 Cities

Affordable Beverly Hills Final Expense Beverly Hills burial insurance. No medical exam plans from $5K to $50K. Top-Rated Citrus Springs Final Expense Final expense in Citrus Springs. Protect your family from end-of-life costs. Compare Crystal River Final Expense Affordable Crystal River burial coverage. Premiums locked — never increase. Best Floral City Final Expense Floral City guaranteed issue plans. Same-day approval available. Local Hernando Final Expense Final expense for Hernando seniors. Coverage from a 12-year FL agent. Affordable Homosassa Final Expense Homosassa burial insurance. No medical exam plans from $5K to $50K. Top-Rated Inverness Final Expense Final expense in Inverness. Protect your family from end-of-life costs. Compare Lecanto Final Expense Affordable Lecanto burial coverage. Premiums locked — never increase. Best Black Diamond Final Expense Black Diamond guaranteed issue plans. Same-day approval available. Local Citrus Hills Final Expense Final expense for Citrus Hills seniors. Coverage from a 12-year FL agent. Affordable Homosassa Springs Final Expense Homosassa Springs burial insurance. No medical exam plans from $5K to $50K. Top-Rated Inverness Highlands North Final Expense Final expense in Inverness Highlands North. Protect your family from end-of-life costs. Compare Inverness Highlands South Final Expense Affordable Inverness Highlands South burial coverage. Premiums locked — never increase. Best Pine Ridge Final Expense Pine Ridge guaranteed issue plans. Same-day approval available. Local Sugarmill Woods Final Expense Final expense for Sugarmill Woods seniors. Coverage from a 12-year FL agent.

Official Resources

Know your rights in Citrus County.

State and federal resources for insurance consumers. Verify, research, protect.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law. FL OIR regulates all insurance in Florida.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Citrus County insurance — answered.

Six questions covering all product lines. Every answer Citrus County-specific.

💰

How much does life insurance cost in Citrus County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Citrus County

🏙️

What cities does June serve in Citrus County?

All 15 municipalities in Citrus County, including Beverly Hills, Citrus Springs, Crystal River, Floral City, Hernando, Homosassa. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

15 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

⚱️

What is the average FL funeral cost?

Approximately $9,443 in Florida. Final expense insurance covers burial, memorial, and medical bills — helping Citrus County families avoid this burden.

FL Data

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