June Marcia Williams

Your Insurance Agent in Lake Butler, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Lake Butler, FL...

National Producer No.

17209549

Verify ↗

Affordable Life Insurance in Union County | Secure Your Family's Future

Custom Coverage from a Licensed FL Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Union County Family

Protect your family in Union County. 4 municipalities. 9 product lines. One licensed agent.

Licensed Florida agent June Marcia Williams (#W840529, NPN 17209549) writes life insurance for Union County, Florida residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Union, FL

Across Union County

As a licensed insurance producer right here in Florida (NPN: 17209549, FL License No: W840529), I'm dedicated to serving the hardworking families of Union County. From the county seat of Lake Butler to the surrounding rural landscapes, I understand that our community is a vital hub in North Florida, connected by key commuter corridors that link us to the wider region. My focus is on providing personal, one-on-one guidance to help you protect your family's financial future. I'm here to help you navigate your options for life and health insurance, ensuring you have the right protection in place for your unique needs and goals.

Union County Courthouse
Reception and Medical Center (RMC) at Lake Butler
John M. Bethea State Forest

NPN17209549FL LicenseW840529

How Union County compares to Florida

FLORIDA · 21.6M RESIDENTS UNION COUNTY · 16K RESIDENTS

21,634,529 FLORIDA POPULATION ↳ 1 cell ≈ 100,000 residents

15,524 UNION COUNTY RESIDENTS ↳ 0.1% of Florida residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Union County, FL?

Life insurance carriers price Union County's ~16,000 residents — 17.3% lacking health insurance — against the local health profile: Obesity (41.6%), High blood pressure (41.0%), High cholesterol (39.7%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~16,000
Lack of health insurance (18–64) 17.3%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 12125

Photos by Union County, Florida BOCC via Google Maps

View on Google Maps

Union County, Florida BOCC

Open now · Mon 8:00 AM – 5:00 PM

(386) 496-4241

unioncounty-fl.gov .GOV

15 NE 1st St, Lake Butler, FL 32054, USA

Products Available

Nine product lines available in Union County.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options

Browse Union County

Find coverage in your area.

Coverage is local across all 4 Union County cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Union County

4Cities

Lake Butler Raiford Worthington Spri Worthington Springs

🔍 Popular Searches

City × product — what Union County residents search for

🛡️ Life Insurance

Lake Butler Term Life Insurance Term→Raiford Term Life Insurance Term→Worthington Spri Term Life Insurance Term→Lake Butler Whole Life Insurance Whole→

🏥 Supplemental Health

Lake Butler Critical Illness Insurance Critical→Raiford Hospital Indemnity Plans Hospital→Worthington Spri Accident & Injury Coverage Accident→

🏢 Business & Notary

Lake Butler Key Person Insurance Business→

Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

🛡️ Term Life

4 Cities

Affordable Lake Butler Term Life Lake Butler income protection. Affordable term life for families in Union County. Top-Rated Raiford Term Life Level premiums for Raiford families. 10, 20, or 30-year terms available. Compare Worthington Spri Term Life Compare Worthington Spri term life rates from top carriers. Living benefits included. Best Worthington Springs Term Life Worthington Springs family coverage. Income replacement from a verified FL agent.

💎 Whole Life

4 Cities

Affordable Lake Butler Whole Life Lake Butler permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Raiford Whole Life Build wealth in Raiford with whole life. Tax-deferred cash value growth. Compare Worthington Spri Whole Life Worthington Spri legacy protection. Permanent coverage with guaranteed cash value. Best Worthington Springs Whole Life Whole life insurance for Worthington Springs families. Coverage that never expires.

📈 Universal Life

4 Cities

Affordable Lake Butler Universal Life Lake Butler flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Raiford Universal Life IUL options in Raiford. Cash value tied to market indexes without market risk. Compare Worthington Spri Universal Life Worthington Spri universal life. Flexible coverage adapting to your financial goals. Best Worthington Springs Universal Life Adjustable premiums and death benefit in Worthington Springs from a verified agent.

🏥 Critical Illness

4 Cities

Affordable Lake Butler Critical Illness Lake Butler critical illness protection. Lump-sum cash on diagnosis. Top-Rated Raiford Critical Illness Cancer, stroke, heart attack — cash benefits for Raiford families. Compare Worthington Spri Critical Illness Worthington Spri supplemental coverage. Critical illness pays regardless of health plan. Best Worthington Springs Critical Illness Lump-sum critical illness in Worthington Springs from a verified FL agent.

🏨 Hospital Indemnity

4 Cities

Affordable Lake Butler Hospital Indemnity Lake Butler hospital cash benefits. Daily income during inpatient stays. Top-Rated Raiford Hospital Indemnity Bridge your deductible gap in Raiford. Hospital indemnity coverage. Compare Worthington Spri Hospital Indemnity Worthington Spri hospital indemnity. Pays cash directly — no network restrictions. Best Worthington Springs Hospital Indemnity Daily cash benefits for Worthington Springs hospital stays. From $10/mo.

⚡ Accident & Injury

4 Cities

Affordable Lake Butler Accident & Injury Lake Butler accident coverage. 24/7 protection for active families. Top-Rated Raiford Accident & Injury Accident & injury plans in Raiford. ER, fractures, dislocations covered. Compare Worthington Spri Accident & Injury Worthington Spri accidental injury insurance. Cash benefits from day one. Best Worthington Springs Accident & Injury Protect your Worthington Springs family. Accident coverage from $10/mo.

🏢 Business Life

4 Cities

Affordable Lake Butler Business Life Lake Butler key person insurance. Protect your business continuity. Top-Rated Raiford Business Life Buy-sell agreement coverage in Raiford. SBA loan compliant. Compare Worthington Spri Business Life Worthington Spri business life insurance. Key employee retention coverage. Best Worthington Springs Business Life Business continuity protection in Worthington Springs from a 12-year agent.

🔑 Special Situations

4 Cities

Affordable Lake Butler Special Situations Lake Butler pre-existing condition coverage. Marijuana, diabetes, DUI accepted. Top-Rated Raiford Special Situations High-risk life insurance in Raiford. Foreign nationals and visa holders. Compare Worthington Spri Special Situations Worthington Spri coverage for ages 60-85. No medical exam options available. Best Worthington Springs Special Situations Special situations insurance in Worthington Springs. Substandard risk specialists.

🕊️ Final Expense

4 Cities

Affordable Lake Butler Final Expense Lake Butler burial insurance. No medical exam plans from $5K to $50K. Top-Rated Raiford Final Expense Final expense in Raiford. Protect your family from end-of-life costs. Compare Worthington Spri Final Expense Affordable Worthington Spri burial coverage. Premiums locked — never increase. Best Worthington Springs Final Expense Worthington Springs guaranteed issue plans. Same-day approval available.

Official Resources

Know your rights in Union County.

State and federal resources for insurance consumers. Verify, research, protect.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law. FL OIR regulates all insurance in Florida.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Union County insurance — answered.

Six questions covering all product lines. Every answer Union County-specific.

💰

How much does life insurance cost in Union County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Union County

🏙️

What cities does June serve in Union County?

All 4 municipalities in Union County, including Lake Butler, Raiford, Worthington Spri, Worthington Springs. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

4 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

⚱️

What is the average FL funeral cost?

Approximately $9,443 in Florida. Final expense insurance covers burial, memorial, and medical bills — helping Union County families avoid this burden.

FL Data

✅