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Home›Florida›Hamilton County›Jasper›Critical Illness Insurance

June Marcia Williams — Licensed Critical Illness Insurance Agent in Jasper, FL
June Marcia Williams
Your Insurance Agent in Jasper, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Jasper, FL...
National Producer No.
17209549
Verify ↗

Critical Illness Insurance in Jasper, FL

Fill the gap between health insurance and real-life costs.

Critical illness insurance for Jasper, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Jasper, FL

Jasper, FL — Your Local Producer

Hello, Jasper! As a fellow Floridian, I appreciate the unique, close-knit community spirit we have here in Hamilton County. It's that sense of looking out for one another that inspires my work. My name is June Marcia Williams, and I'm a licensed insurance producer serving our community (NPN: 17209549, FL License: W840529). If you're considering how to best protect your family's financial future with options like term life, final expense, or other personal policies, I'm here to offer clear, straightforward guidance. I am committed to helping my neighbors find a plan that fits their life.

  • Jasper City Hall
  • Hamilton County Courthouse
  • Hamilton County High School
NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in Jasper

21 on public record · Florida DFS · Fla. Stat. §119.01

AM
Abigail A Moore
Life Including Variable Annuity & Health
NPN 16287335 Licensed 2011
CR
Carmen Rojas
Life Including Variable Annuity & Health
NPN 20969475 Licensed 2023
CA
Cynthia Ann Allen
Life Including Variable Annuity & Health
NPN 20128498 Licensed 2021
DH
Dana Mccoy Hamlin
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8665539 Licensed 2010
GM
Gary Randal Mccoy
Life Including Variable Annuity & Health
NPN 457951 Licensed 1988
IL
Iesha Runshae Lee
Life Including Variable Annuity & Health
NPN 20386884 Licensed 2022
JT
Jasen Lee Tatum
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7839832 Licensed 2009
JM
Jason B Melvin
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 3892918 Licensed 2001
JB
Jessica Bristol
Life Including Variable Annuity & Health
NPN 21617064 Licensed 2025
JW
Joseph Douglas Whitaker
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 506214 Licensed 1979
KM
Kaylan Nicole Marcano
Life Including Variable Annuity & Health
NPN 19284377 Licensed 2020
KK
Kishrondra Marie Kirkland
Life Including Variable Annuity & Health
NPN 8373160 Licensed 2013
LS
Linda N Smale
Life Including Variable Annuity & Health
NPN 3117444 Licensed 2008
MM
Melody Ann Mccoy
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 479141 Licensed 2000
NS
Nathan Howard Stewart
Life Including Variable Annuity & Health
NPN 22262895 Licensed 2026
RM
Richard D Mccoy
Life Including Variable Annuity & Health
NPN 3927690 Licensed 2000
RM
Richard Earl Mitchell
Life Including Variable Annuity & Health
NPN 21526074 Licensed 2025
SS
Sadie Corinne Stephens
Life Including Variable Annuity & Health
NPN 20798796 Licensed 2023
SM
Sammy Mccoy
Life Including Variable Annuity & Health
NPN 3927687 Licensed 2000
SM
Shiara Morales
Life Including Variable Annuity & Health
NPN 17770211 Licensed 2019
TN
Taylor Leigh Norman
Life Including Variable Annuity & Health
NPN 21267976 Licensed 2024

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the Jasper regional market. Rates are localized using regional health baselines.

Official Jasper Resources

County Hamilton County
Population ~4,310
Lack of insurance (18–64) 22.0%
FIPS code 1235375

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Jasper rates. Start your quote request below.

FL OIR .GOV Hamilton County Gov Portal .GOV
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3.7 6 reviews
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Jasper City Hall
Open now · Mon 8:00 AM – 5:00 PM
(386) 792-1212
208 Hatley St W, Jasper, FL 32052, USA
Recent Reviews
Donna York ★☆☆☆☆
"learned water dept and city waaaay behind the times and tools available to city customers aswell as taxpayers are non existent. while tax rates do not reflect."
Lori Brosseau ★★★★★
"Met 3 different ladies on the desk to pay my bills. All were so helpful and kind."
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

✅

You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

Your info is secure · Never shared · June responds within 30 min
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Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689
Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum
  • 100% lump sum on cancer diagnosis
  • $300 skin cancer benefit
  • $75/yr annual care for 5 years
  • Option B: $200/day hospital
  • Option B: $50/yr wellness screening
Get Quote
Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection
  • 100% lump sum: cancer, heart attack, stroke
  • 50% for bypass surgery
  • 25% for angioplasty, stent, TIA
  • Option B: $100/yr wellness screening
  • Subsequent diagnosis scale to 100%
Get Quote

Heart & Stroke Only

Cardiovascular protection
  • 100% lump sum: heart attack or stroke
  • 50% for coronary artery bypass
  • 25% for angioplasty, stent, TIA
  • End-stage renal failure covered
  • Option B: $50/yr wellness screening
Get Quote
📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

⚖️

Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Jasper

More Insurance Options in Jasper, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

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Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

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Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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