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Home›Florida›Union County›Lake Butler›Hospital Indemnity Insurance

June Marcia Williams — Licensed Hospital Indemnity Insurance Agent in Lake Butler, FL
June Marcia Williams
Your Insurance Agent in Lake Butler, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lake Butler, FL...
National Producer No.
17209549
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Hospital Indemnity Insurance in Lake Butler, FL

June Williams — supplemental health specialist. HDHP gap coverage.

Hospital indemnity insurance for Lake Butler, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — fixed daily cash benefit for each day admitted to a hospital, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Lake Butler, FL

Lake Butler, FL — Your Local Producer

For my neighbors in Lake Butler, the strong sense of community we share in Union County is truly special. It’s about looking out for one another, and that includes planning for our families' financial futures. As a licensed Florida insurance producer, I'm here to help you navigate your options for personal protection. Whether you're considering Term Life, Whole Life, Final Expense, or coverage for critical illness or accidents, I provide clear, straightforward information to help you find a plan that fits your life. Let's talk about securing your family's well-being. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Lake Butler City Hall
  • Union County High School
  • Lakeside Park
NPN17209549FL LicenseW840529

Licensed Hospital Indemnity Producers in Lake Butler

39 on public record · Florida DFS · Fla. Stat. §119.01

AT
Adrian Tucker
Life Including Variable Annuity & Health
NPN 19723525 Licensed 2020
AB
Amanda Buss
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18543921 Licensed 2017
AC
Andrew Kyle Crews
Life Including Variable Annuity & Health
NPN 20280507 Licensed 2022
BE
Brad Lee Elixson
Life Including Variable Annuity & Health
NPN 1025576 Licensed 1997
CR
Caleb John Romrell
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21153867 Licensed 2024
CC
Chaton Lane Croft
Life Including Variable Annuity & Health
NPN 19498936 Licensed 2020
CK
Chuthamas Keiper
Life Including Variable Annuity & Health
NPN 20879639 Licensed 2023
DB
Daryl Seth Brewer
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 636012 Licensed 1994
DE
Dawn M Ellison
Life Including Variable Annuity & Health
NPN 20769493 Licensed 2023
DA
Deanna Alderman
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21344904 Licensed 2024
DT
Debbie Cook Thomas
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 477893 Licensed 1993
ER
Erica Mains Reddish
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21151167 Licensed 2024
GC
Gary Dewitt Cothren
Life Including Variable Annuity & Health
NPN 20017061 Licensed 2021
HA
Hallie Rebecca Allen
Life Including Variable Annuity & Health
NPN 19875372 Licensed 2021
JY
James H Yonn
Life Including Variable Annuity & Health
NPN 17967906 Licensed 2016
JS
Jamie O Segars
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21577231 Licensed 2025
JF
Jared Rudolph Frey
Life Including Variable Annuity & Health
NPN 21103200 Licensed 2024
JH
John Edwin Harrison
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 489383 Licensed 1998
JB
Johnathon Michael Brown
Life Including Variable Annuity & Health
NPN 17628760 Licensed 2015
KR
Kaleb Chandler Renaldi
Life Including Variable Annuity & Health
NPN 20866105 Licensed 2023
KJ
Kimberly Jenkins
Life Including Variable Annuity & Health
NPN 20682256 Licensed 2023
LS
Lawrence Charles Sost
Life Including Variable Annuity & Health
NPN 13071401 Licensed 2009
MM
Malia Miller
Life Including Variable Annuity & Health
NPN 21119607 Licensed 2024
MO
Melinda Lue Ofallon
Life Including Variable Annuity & Health
NPN 19944190 Licensed 2021
View all 39 licensed hospital indemnity producers in Lake Butler →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Hospital Indemnity Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Hospital Indemnity Insurance across the Lake Butler regional market. Rates are localized using regional health baselines.

Official Lake Butler Resources

County Union County
Population ~1,842
Lack of insurance (18–64) 16.6%
FIPS code 1237650

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Lake Butler rates. Start your quote request below.

FL OIR .GOV Union County Gov Portal .GOV
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4.4 7 reviews
City of Lake Butler photo 1
Photos by Hayden Page via Google Maps
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City of Lake Butler
Open now · Mon 8:00 AM – 5:00 PM
(386) 496-3401
cityoflakebutler.com
200 SW 1st St, Lake Butler, FL 32054, USA
Recent Reviews
Devaughn Brock ★★★★★
"One of my favorite towns in Florida ! Lake Butler never fails me. The people here a nice and friendly ! Way better than corrupted Bradford county I’m glad that this town in is Union County."
C L Mattson ★★★★★
"Drove through this weekend, saw all the American flags along 121. Loved the patriotism! Please Never forget. God bless!!"
About Your Agent

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Hospital Indemnity Options

Core Benefit

Hospital Confinement

Daily cash for inpatient stays
  • $100-$1,100 per day
  • Paid from day 1 of admission
  • Any covered reason
  • No network restrictions
  • Paid directly to you
Get Quote

ICU Confinement

Enhanced daily rate for intensive care
  • $200-$1,500 per day
  • Paid in lieu of hospital rate
  • Critical care situations
  • No lifetime maximum
  • Guaranteed renewable
Get Quote

Optional Benefits

Skilled nursing + outpatient
  • Skilled nursing: $50-$550/day
  • Up to 14 days after 7-day elimination
  • Outpatient surgery: $50-$550
  • One surgery per year
  • Wellness visit: $75/year
Get Quote
📖 Hospital Indemnity Knowledge

Everything You Need to Know About Hospital Indemnity Insurance

🏨

What Is Hospital Indemnity Insurance?

Hospital indemnity pays a fixed daily cash benefit for every day you're confined to a hospital — regardless of the reason. Accident, illness, planned surgery — it doesn't matter. The cash is paid directly to you, not the hospital. Use it for copays, deductibles, lost income, childcare, mortgage, or anything else while you recover.

💲

How Daily Benefits Work

You choose your daily benefit at enrollment: $100 to $1,100/day for hospital, $200 to $1,500/day for ICU. A 5-day hospital stay at $500/day = $2,500 cash. A 3-day ICU stay at $1,000/day = $3,000 cash. Benefits are paid per confinement with no annual or lifetime maximum on the number of stays.

📊

Hospital Indemnity vs. Health Insurance

Health insurance covers hospital bills. Hospital indemnity covers everything health insurance doesn't — your deductible (national average $1,787 for single coverage, KFF 2024), copays, out-of-network charges, transportation, childcare, and lost wages. Even with health insurance, out-of-pocket costs for a hospital stay in Florida can run $1,200–$3,500. Hospital indemnity fills the gap from day one.

💊

Skilled Nursing & Outpatient

Optional riders add skilled nursing facility benefits ($50-$550/day for up to 14 days after a 7-day elimination period) and outpatient surgery benefits ($50-$550 per procedure, one per year). The wellness visit rider pays $75/year for preventative care — a benefit that pays even if you're never hospitalized.

👨‍👩‍👧

Who Needs Hospital Indemnity?

Anyone with a high-deductible health plan (HDHP), an HSA, or Medicare. If your health insurance deductible is $1,000+, hospital indemnity fills the gap from day one. It's also ideal for self-employed workers who lose income during hospital stays, and families where one hospitalization could create a financial emergency.

⚖️

Florida Consumer Protections

Hospital indemnity policies through our carriers are guaranteed renewable with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). Issue ages 18–85. Guaranteed issue available for qualified worksites. Simplified issue for individuals requires health questions. Medicaid may reduce benefits. Federal law (Social Security Act § 1882) requires uniform Medigap disclosure for applicants 65+.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Lake Butler

More Insurance Options in Lake Butler, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
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Frequently Asked Questions

Hospital Indemnity Insurance FAQ

💰

How much does hospital indemnity pay per day?

Hospital confinement benefits range from $100 to $1,100 per day. ICU benefits range from $200 to $1,500 per day. You choose your daily benefit amount at enrollment.

🏥

Does it cover any reason for hospitalization?

Yes. Hospital indemnity pays for any covered hospitalization — accident, illness, or planned surgery. Pre-existing conditions have a 12-month lookback period.

📋

Can I use it with Medicare?

Yes. Hospital indemnity is a popular Medicare supplement. It helps cover Medicare Part A deductibles and copays. Issue ages up to 85. Federal law (Social Security Act § 1882) requires a uniform Medigap Outline of Coverage disclosure for all applicants age 65+.

🏥

Is there a limit on how many times I can use it?

No annual or lifetime maximum on the number of hospital stays. Benefits are paid per confinement. The policy is guaranteed renewable for life with level premiums.

🩺

Is a medical exam required?

No medical exam. Simplified issue requires health questions. Guaranteed issue available through qualified employer groups. Issue ages 18-85.

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Worthington Springs Coverage Guide

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Brooker Life Protection

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View Brooker Coverage

The Hampton Legacy Plan

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Lawtey Coverage Guide

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Starke Wealth Strategy

Compare Hospital Indemnity rates from licensed carriers serving Starke.

View Starke Coverage

Glen Saint Mary Life Protection

Personalized Hospital Indemnity quotes for Glen Saint Mary residents — no obligation.

View Glen Saint Mary Coverage

Glen St. Mary Financial Security

Compare Hospital Indemnity rates from licensed carriers serving Glen St. Mary.

View Glen St. Mary Coverage

Macclenny Coverage Guide

Compare Hospital Indemnity rates from licensed carriers serving Macclenny.

View Macclenny Coverage

Olustee Life Protection

Dedicated Hospital Indemnity coverage page for Olustee with local agent support.

View Olustee Coverage

The Sanderson Legacy Plan

Hospital Indemnity protection tailored to Sanderson families and businesses.

View Sanderson Coverage
Read the Full Hospital Indemnity Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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