June Marcia Williams

Your Insurance Agent in Crescent City, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Crescent City, FL...

National Producer No.

17209549

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Term Life Insurance in Crescent City, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Crescent City, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Crescent City, FL

Crescent City, FL — Your Local Producer

Hello, Crescent City neighbors! In a place as special as ours, nestled between the beautiful waters of Crescent Lake and Lake Stella, it's easy to appreciate the peace of mind that comes with feeling secure. My name is June Marcia Williams, and as a licensed insurance producer (NPN: 17209549, Florida License No: W840529), I'm dedicated to helping my Putnam County neighbors find that security. I offer a range of personal insurance options, from life and final expense to critical illness and accident policies, all tailored to your unique needs. Let's chat about protecting what matters most to you and your family.

Crescent City City Hall
Eva Lyon Park
Crescent City Jr./Sr. High School

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Crescent City

29 on public record · Florida DFS · Fla. Stat. §119.01

Adam Bornstein

Life Including Variable Annuity & Health

NPN 15777978 Licensed 2010

Addison Lynn Mitchell

Life Including Variable Annuity & Health

NPN 19806722 Licensed 2021

Amanda Marie Smiley

Life Including Variable Annuity & Health

NPN 22262936 Licensed 2026

Amanda Noriega

Life Including Variable Annuity & Health

NPN 21291964 Licensed 2024

Ashley Felton

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 16990768 Licensed 2015

Brandy Nicole Greenfield

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21595555 Licensed 2025

Christopher A Coleman

Life Including Variable Annuity & Health

NPN 19665798 Licensed 2020

Danielle Gillentine Dupont

Life Including Variable Annuity & Health

NPN 17940400 Licensed 2026

Darian Walton

Life Including Variable Annuity & Health

NPN 20256574 Licensed 2022

Denise K Bryson

Life Including Variable Annuity & Health

NPN 7460849 Licensed 2017

Derik J Ortiz

Life Including Variable Annuity & Health

NPN 18574346 Licensed 2017

Gloria Kaye Collins

Life Including Variable Annuity & Health

NPN 11218913 Licensed 2008

Jennifer Lynn Reiter

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 603372 Licensed 1994

Joel Lawrence Dennerle

Life Including Variable Annuity & Health

NPN 9142099 Licensed 2013

Kim Lynn Landry

Life Including Variable Annuity & Health

NPN 22142395 Licensed 2026

Latussa Mariear Batts

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 7011447 Licensed 2002

Layla Virginia Coleman

Life Including Variable Annuity & Health

NPN 19665880 Licensed 2020

Lee Roy Harris

Life Including Variable Annuity & Health

NPN 18671 Licensed 2024

Lisa Marie Cooper

Life Including Variable Annuity & Health

NPN 21053016 Licensed 2024

Melissa Hall

Life Including Variable Annuity & Health

NPN 20457273 Licensed 2022

Michael Kenneth Mitchell

Life Including Variable Annuity & Health

NPN 19242717 Licensed 2019

Morgan Mitchell

Life Including Variable Annuity & Health

NPN 20744850 Licensed 2023

Robert E Fenn

Life Including Variable Annuity & Health

NPN 6724141 Licensed 2023

Rose Mary Delaney

Life Including Variable Annuity & Health

NPN 21132651 Licensed 2024

View all 29 licensed term life producers in Crescent City →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Crescent City regional market. Rates are localized using regional health baselines.

Official Crescent City Resources

County Putnam County

Population Data Pending

Lack of insurance (18–64) 26.4%

FIPS code 1215375

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Crescent City rates. Start your quote request below.

FL OIR .GOV Putnam County Gov Portal .GOV

4.9 14 reviews

Photos by Pat Boyda , Summit Flooring LLC , Pat Boyda via Google Maps

View on Google Maps

City of Crescent City

Open now · Mon 8:00 AM – 5:00 PM

(386) 698-2525

crescentcity-fl.com

3 N Summit St, Crescent City, FL 32112, USA

Recent Reviews

Pat Boyda ★★★★★

"I love the small town feel, markets, and community events."

Ken Newstead ★★★★★

"The people at crescent city natural gas office were amazing to deal with. They were pleasant and informative. Getting our sevices turned on was a breeze thanks to the wonderful women working there."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Crescent City

More Insurance Options in Crescent City, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Crescent City?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Crescent City, FL

Crescent City, FL — Your Local Producer

Licensed Term Life Producers in Crescent City

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Crescent City Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Crescent City, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Crescent City?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Crescent City Resources