June Marcia Williams

Your Insurance Agent in Atlantic Beach, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Atlantic Beach, FL...

National Producer No.

17209549

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Affordable Life Insurance in Duval County | Secure Your Family's Future

Custom Coverage from a Licensed FL Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Duval County Family

Protect your family in Duval County. 8 municipalities. 9 product lines. One licensed agent.

Licensed Florida agent June Marcia Williams (#W840529, NPN 17209549) writes life insurance for Duval County, Florida residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Duval, FL

Across Duval County

As a licensed insurance producer, I'm proud to serve the families and professionals of Duval County, a true regional hub for Northeast Florida. From the bustling commuter corridors connecting our communities to the world-class medical facilities that anchor our region, life here is dynamic. My focus is on providing personalized life and health insurance solutions for my neighbors, whether you live near the vibrant heart of our county seat, Jacksonville, or along the beautiful St. Johns River. I'm here to help you protect your assets and secure your family's future. I'm June Marcia Williams, your local resource for insurance planning (NPN: 17209549, Florida License No: W840529).

Duval County Courthouse
Mayo Clinic - Florida
Timucuan Ecological and Historic Preserve

NPN17209549FL LicenseW840529

How Duval County compares to Florida

FLORIDA · 21.6M RESIDENTS DUVAL COUNTY · 996K RESIDENTS

21,634,529 FLORIDA POPULATION ↳ 1 cell ≈ 100,000 residents

995,708 DUVAL COUNTY RESIDENTS ↳ 4.6% of Florida residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Duval County, FL?

Life insurance carriers price Duval County's ~1,031,000 residents — 13.6% lacking health insurance — against the local health profile: High blood pressure (35.4%), Obesity (34.3%), High cholesterol (30.9%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~1,031,000
Lack of health insurance (18–64) 13.6%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 12031

3.3 35 reviews

Photos by James Sanders , Maureen “Dobby” Johnson via Google Maps

View on Google Maps

Duval County School Board

Open now · Mon 8:00 AM – 4:00 PM

(904) 390-2000

duvalschools.org

4037 Boulevard Center Dr, Jacksonville, FL 32207, USA

Recent Reviews

Amanda Garnes ★☆☆☆☆

"Was hoping to call and find help but as soon as I started complaining she cut me off and sent me to a vm. No empathy at all. Not like I am calling about my children!!!!"

James Sanders ★★★★★

"This the new location, changed address for kids enrollment."

Products Available

Nine product lines available in Duval County.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options

Browse Duval County

Find coverage in your area.

Coverage is local across all 8 Duval County cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Duval County

8Cities

Atlantic Beach Baldwin Cecil Field Nas Jacksonville Beach Jacksonville Naval Air Station Neptune Beach Jacksonville Black Hammock

🔍 Popular Searches

City × product — what Duval County residents search for

🛡️ Life Insurance

Atlantic Beach Term Life Insurance Term→Baldwin Term Life Insurance Term→Cecil Field Nas Term Life Insurance Term→Atlantic Beach Whole Life Insurance Whole→

🏥 Supplemental Health

Atlantic Beach Critical Illness Insurance Critical→Baldwin Hospital Indemnity Plans Hospital→Cecil Field Nas Accident & Injury Coverage Accident→

🏢 Business & Notary

Atlantic Beach Key Person Insurance Business→

Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

🛡️ Term Life

8 Cities

Affordable Atlantic Beach Term Life Atlantic Beach income protection. Affordable term life for families in Duval County. Top-Rated Baldwin Term Life Level premiums for Baldwin families. 10, 20, or 30-year terms available. Compare Cecil Field Nas Term Life Compare Cecil Field Nas term life rates from top carriers. Living benefits included. Best Jacksonville Beach Term Life Jacksonville Beach family coverage. Income replacement from a verified FL agent. Local Jacksonville Naval Air Station Term Life Affordable term life in Jacksonville Naval Air Station, Duval County. Expert guidance from a 12-year agent. Affordable Neptune Beach Term Life Neptune Beach income protection. Affordable term life for families in Duval County. Top-Rated Jacksonville Term Life Level premiums for Jacksonville families. 10, 20, or 30-year terms available. Compare Black Hammock Term Life Compare Black Hammock term life rates from top carriers. Living benefits included.

💎 Whole Life

8 Cities

Affordable Atlantic Beach Whole Life Atlantic Beach permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Baldwin Whole Life Build wealth in Baldwin with whole life. Tax-deferred cash value growth. Compare Cecil Field Nas Whole Life Cecil Field Nas legacy protection. Permanent coverage with guaranteed cash value. Best Jacksonville Beach Whole Life Whole life insurance for Jacksonville Beach families. Coverage that never expires. Local Jacksonville Naval Air Station Whole Life Jacksonville Naval Air Station estate planning. Whole life from a verified FL agent. Affordable Neptune Beach Whole Life Neptune Beach permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Jacksonville Whole Life Build wealth in Jacksonville with whole life. Tax-deferred cash value growth. Compare Black Hammock Whole Life Black Hammock legacy protection. Permanent coverage with guaranteed cash value.

📈 Universal Life

8 Cities

Affordable Atlantic Beach Universal Life Atlantic Beach flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Baldwin Universal Life IUL options in Baldwin. Cash value tied to market indexes without market risk. Compare Cecil Field Nas Universal Life Cecil Field Nas universal life. Flexible coverage adapting to your financial goals. Best Jacksonville Beach Universal Life Adjustable premiums and death benefit in Jacksonville Beach from a verified agent. Local Jacksonville Naval Air Station Universal Life Jacksonville Naval Air Station IUL coverage. Tax-free retirement income strategy for professionals. Affordable Neptune Beach Universal Life Neptune Beach flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Jacksonville Universal Life IUL options in Jacksonville. Cash value tied to market indexes without market risk. Compare Black Hammock Universal Life Black Hammock universal life. Flexible coverage adapting to your financial goals.

🏥 Critical Illness

8 Cities

Affordable Atlantic Beach Critical Illness Atlantic Beach critical illness protection. Lump-sum cash on diagnosis. Top-Rated Baldwin Critical Illness Cancer, stroke, heart attack — cash benefits for Baldwin families. Compare Cecil Field Nas Critical Illness Cecil Field Nas supplemental coverage. Critical illness pays regardless of health plan. Best Jacksonville Beach Critical Illness Lump-sum critical illness in Jacksonville Beach from a verified FL agent. Local Jacksonville Naval Air Station Critical Illness Jacksonville Naval Air Station critical illness plans. Financial safety net when it matters most. Affordable Neptune Beach Critical Illness Neptune Beach critical illness protection. Lump-sum cash on diagnosis. Top-Rated Jacksonville Critical Illness Cancer, stroke, heart attack — cash benefits for Jacksonville families. Compare Black Hammock Critical Illness Black Hammock supplemental coverage. Critical illness pays regardless of health plan.

🏨 Hospital Indemnity

8 Cities

Affordable Atlantic Beach Hospital Indemnity Atlantic Beach hospital cash benefits. Daily income during inpatient stays. Top-Rated Baldwin Hospital Indemnity Bridge your deductible gap in Baldwin. Hospital indemnity coverage. Compare Cecil Field Nas Hospital Indemnity Cecil Field Nas hospital indemnity. Pays cash directly — no network restrictions. Best Jacksonville Beach Hospital Indemnity Daily cash benefits for Jacksonville Beach hospital stays. From $10/mo. Local Jacksonville Naval Air Station Hospital Indemnity Jacksonville Naval Air Station supplemental hospital coverage from a verified FL agent. Affordable Neptune Beach Hospital Indemnity Neptune Beach hospital cash benefits. Daily income during inpatient stays. Top-Rated Jacksonville Hospital Indemnity Bridge your deductible gap in Jacksonville. Hospital indemnity coverage. Compare Black Hammock Hospital Indemnity Black Hammock hospital indemnity. Pays cash directly — no network restrictions.

⚡ Accident & Injury

8 Cities

Affordable Atlantic Beach Accident & Injury Atlantic Beach accident coverage. 24/7 protection for active families. Top-Rated Baldwin Accident & Injury Accident & injury plans in Baldwin. ER, fractures, dislocations covered. Compare Cecil Field Nas Accident & Injury Cecil Field Nas accidental injury insurance. Cash benefits from day one. Best Jacksonville Beach Accident & Injury Protect your Jacksonville Beach family. Accident coverage from $10/mo. Local Jacksonville Naval Air Station Accident & Injury Jacksonville Naval Air Station accident insurance from a verified FL agent. Affordable Neptune Beach Accident & Injury Neptune Beach accident coverage. 24/7 protection for active families. Top-Rated Jacksonville Accident & Injury Accident & injury plans in Jacksonville. ER, fractures, dislocations covered. Compare Black Hammock Accident & Injury Black Hammock accidental injury insurance. Cash benefits from day one.

🏢 Business Life

8 Cities

Affordable Atlantic Beach Business Life Atlantic Beach key person insurance. Protect your business continuity. Top-Rated Baldwin Business Life Buy-sell agreement coverage in Baldwin. SBA loan compliant. Compare Cecil Field Nas Business Life Cecil Field Nas business life insurance. Key employee retention coverage. Best Jacksonville Beach Business Life Business continuity protection in Jacksonville Beach from a 12-year agent. Local Jacksonville Naval Air Station Business Life Jacksonville Naval Air Station key person and partnership coverage. FL licensed. Affordable Neptune Beach Business Life Neptune Beach key person insurance. Protect your business continuity. Top-Rated Jacksonville Business Life Buy-sell agreement coverage in Jacksonville. SBA loan compliant. Compare Black Hammock Business Life Black Hammock business life insurance. Key employee retention coverage.

🔑 Special Situations

8 Cities

🕊️ Final Expense

8 Cities

Affordable Atlantic Beach Final Expense Atlantic Beach burial insurance. No medical exam plans from $5K to $50K. Top-Rated Baldwin Final Expense Final expense in Baldwin. Protect your family from end-of-life costs. Compare Cecil Field Nas Final Expense Affordable Cecil Field Nas burial coverage. Premiums locked — never increase. Best Jacksonville Beach Final Expense Jacksonville Beach guaranteed issue plans. Same-day approval available. Local Jacksonville Naval Air Station Final Expense Final expense for Jacksonville Naval Air Station seniors. Coverage from a 12-year FL agent. Affordable Neptune Beach Final Expense Neptune Beach burial insurance. No medical exam plans from $5K to $50K. Top-Rated Jacksonville Final Expense Final expense in Jacksonville. Protect your family from end-of-life costs. Compare Black Hammock Final Expense Affordable Black Hammock burial coverage. Premiums locked — never increase.

Official Resources

Know your rights in Duval County.

State and federal resources for insurance consumers. Verify, research, protect.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law. FL OIR regulates all insurance in Florida.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Duval County insurance — answered.

Six questions covering all product lines. Every answer Duval County-specific.

💰

How much does life insurance cost in Duval County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Duval County

🏙️

What cities does June serve in Duval County?

All 8 municipalities in Duval County, including Atlantic Beach, Baldwin, Cecil Field Nas, Jacksonville Beach, Jacksonville Naval Air Station, Neptune Beach. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

8 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

⚱️

What is the average FL funeral cost?

Approximately $9,443 in Florida. Final expense insurance covers burial, memorial, and medical bills — helping Duval County families avoid this burden.

FL Data

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