June Marcia Williams

Your Insurance Agent in Beverly Hills, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Beverly Hills, FL...

National Producer No.

17209549

Verify ↗

Final Expense Insurance in Beverly Hills, FL

June Williams — simplified issue specialist. Same-day quotes.

Final expense insurance for Beverly Hills, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Beverly Hills, FL

Beverly Hills, FL — Your Local Producer

Hello, Beverly Hills neighbors! I'm June Marcia Williams, your local licensed insurance producer, and I love the unique, peaceful character of our Citrus County community. Life here has a special rhythm, and your financial protection should reflect that. Whether you're planning for your family's future, securing your retirement, or preparing for unexpected life events, I'm here to help you navigate your options. I offer a range of personal insurance solutions, from Term and Whole Life to Final Expense and Critical Illness plans. Let's talk about creating a strategy that fits your life. (NPN: 17209549, Florida License No: W840529)

Beverly Hills Community Park
Central Ridge Library
Intersection of N Lecanto Hwy and W Beverly Hills Blvd

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Beverly Hills

79 on public record · Florida DFS · Fla. Stat. §119.01

Alberto Macrines Oyuela

Life Including Variable Annuity & Health

NPN 21610964 Licensed 2025

Alexis Keenan

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 17510183 Licensed 2020

Alfredo Martinez

Life Including Variable Annuity & Health

NPN 3580659 Licensed 2018

Andrea C Chira Sucre

Life Including Variable Annuity & Health

NPN 20702167 Licensed 2023

Angela Jean Carosella

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20085713 Licensed 2021

Angela Najjar

Life Including Variable Annuity & Health

NPN 18370813 Licensed 2023

Anon Allen Ames

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8409643 Licensed 2005

Anthony Pollare

Life Including Variable Annuity & Health

NPN 21077831 Licensed 2024

Barry Alan Lyman

Life Including Variable Annuity & Health

NPN 20283488 Licensed 2022

Billy Michael Howington

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 646500 Licensed 2007

Brian Richard Murray

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 17112394 Licensed 2013

Connie Monet Deneuve

Life Including Variable Annuity & Health

NPN 19577615 Licensed 2020

Danielle Stiller

Life Including Variable Annuity & Health

NPN 21642318 Licensed 2025

Darin Wilcox

Life Including Variable Annuity & Health

NPN 17131721 Licensed 2026

Dawn Maurer

Life Including Variable Annuity & Health

NPN 18721155 Licensed 2022

Donald Joseph Whiting

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 592911 Licensed 2019

Donna Marie Bateman

Life Including Variable Annuity & Health

NPN 19321823 Licensed 2019

Dylan Scott Adair

Life Including Variable Annuity & Health

NPN 20835294 Licensed 2023

Edward Hynes

Life Including Variable Annuity & Health

NPN 21769773 Licensed 2025

Eric John Stawicki

Life Including Variable Annuity & Health

NPN 21065532 Licensed 2024

Frank Perez

Life Including Variable Annuity & Health

NPN 5708316 Licensed 2015

Frank Ray Rodriguez

Life Including Variable Annuity & Health

NPN 7383313 Licensed 2009

Frieda A Roth

Life Including Variable Annuity & Health

NPN 8077192 Licensed 2016

Gina Cocalas

Life Including Variable Annuity & Health

NPN 20631291 Licensed 2023

View all 79 licensed final expense producers in Beverly Hills →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Beverly Hills regional market. Rates are localized using regional health baselines.

Official Beverly Hills Resources

County Citrus County

Population ~9,787

Lack of insurance (18–64) 13.0%

FIPS code 1206125

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Beverly Hills rates. Start your quote request below.

FL OIR .GOV Citrus County Gov Portal .GOV

Photos by Vincent Leger , Chicharito , ACCEPT-CHRIST &B-SAVED-2DAY , Bob Brennaman(REALTOR) via Google Maps

View on Google Maps

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

✅

Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

⚖️

Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Beverly Hills

More Insurance Options in Beverly Hills, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

⚱️

What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Final Expense Insurance in Beverly Hills, FL

Beverly Hills, FL — Your Local Producer

Licensed Final Expense Producers in Beverly Hills

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official Beverly Hills Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in Beverly Hills, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

Also Serving Citrus County

Black Diamond Financial Security

Citrus Springs Wealth Strategy

Crystal River Financial Security

Floral City Financial Security

Hernando Wealth Strategy

Homosassa Financial Security

The Inverness Legacy Plan

Lecanto Coverage Guide

Pine Ridge Financial Security

Sugarmill Woods Financial Security

The Bayport Legacy Plan

Brookridge Financial Security

The Brooksville Legacy Plan

The Masaryktown Legacy Plan

The Nobleton Legacy Plan

North Brooksville Wealth Strategy

Ridge Manor West Coverage Guide

Spring Hill Coverage Guide

Timber Pines Coverage Guide

Weeki Wachee Financial Security

Bronson Financial Security

Cedar Key Financial Security

The Chiefland Legacy Plan

The East Williston Legacy Plan

Gulf Hammock Financial Security

Inglis Life Protection

Otter Creek Life Protection

Williston Life Protection

The Williston Highlands Legacy Plan

Yankeetown Financial Security

Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official Beverly Hills Resources