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Home›Florida›Duval County›Neptune Beach

June Marcia Williams — Licensed Insurance Agent in Neptune Beach, FL
June Marcia Williams
Your Insurance Agent in Neptune Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Neptune Beach, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Neptune Beach, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Neptune Beach Without the Complexity

Your local licensed agent in Neptune Beach, Duval County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Neptune Beach, Duval County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Neptune Beach, FL

Neptune Beach, FL — Your Local Producer

Hello Neptune Beach! I love the unique, laid-back character of our coastal community here in Duval County. It's a special place to build a life, and protecting that life is what I do. I'm June Marcia Williams, your local licensed insurance producer, and I'm dedicated to helping my neighbors find the right personal insurance plans. Whether you're considering term life, final expense, or coverage for unexpected illnesses or accidents, I can help you navigate your options with clear, personalized guidance. Let's work together to secure your family's future. (NPN: 17209549, Florida License No: W840529)

  • Jarboe Park
  • Neptune Beach City Hall
  • Fletcher High School
NPN17209549FL LicenseW840529

Neptune Beach is home to approximately 6,700 residents in Duval County, with a median age of 44.4 and a median household income of $109,000. About 70% of homes are owner-occupied; the median home value is $559,000. 60% of adults hold a bachelor's degree or higher; households with children make up 19%; veterans comprise 6% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Neptune Beach households.

How Neptune Beach compares to Duval County

DUVAL COUNTY · 996K RESIDENTS NEPTUNE BEACH · 7K RESIDENTS
Duval County vs Neptune Beach — population comparison Duval County: 995,708 residents. Neptune Beach: 6,743 residents, 0.7% of Duval County population.
995,708 DUVAL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,743 NEPTUNE BEACH RESIDENTS ↳ 0.7% of Duval County residents
Underwriting Guidelines

Does arthritis affect life insurance rates in Neptune Beach, FL?

Yes, qualification is common in Neptune Beach. Within Duval County's ~996,000 residents — including the 13.6% currently without health coverage — 25.2% of adults manage arthritis and 9.0% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Jacksonville Naval Air Station →

📊 Top Health Considerations (CDC)

Top Health Considerations for Neptune Beach (CITY) High cholesterol: 34.9%. High blood pressure: 29.8%. Obesity: 27.6%. Diagnosed diabetes: 8.7%. Current cigarette smoking: 9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · NEPTUNE BEACH High cholesterol 34.9% High blood pressure 29.8% Obesity 27.6% Diagnosed diabetes 8.7% Current cigarette smoking 9.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Duval County Gov Portal .GOV
Population ~6,743
Lack of health insurance (18–64) 7.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1248100
Google Maps
3.4 8 reviews
Neptune Beach City Hall photo 1Neptune Beach City Hall photo 2Neptune Beach City Hall photo 3Neptune Beach City Hall photo 4
Photos by Michael Rivera , Michael Friedman , Lee Quarrier , Ryan Vogel via Google Maps
View on Google Maps
Neptune Beach City Hall
Open now · Mon 9:00 AM – 5:00 PM
(904) 270-2400
ci.neptune-beach.fl.us
116 First St, Neptune Beach, FL 32266, USA
Recent Reviews
Joseph Krainin ★☆☆☆☆
"Beware! They have a money-making racket setup to give you a $100 fine for trivial speeding on Florida Blvd. There is a sneaky camera near the school. Haven’t seen a ticket scam like this since I lived…"
Teresa ★☆☆☆☆
"The people are so nice but if you can avoid getting water service here at any cost! They charge you a 30 dollar member ship fee every month so you pay triple what you should for water its ridiculous. …"
Available in Neptune Beach

Life Insurance Products in Neptune Beach, FL

9 insurance products available in Neptune Beach

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Duval County and Nearby Florida Counties

Life Insurance by City Near Neptune Beach, FL

11,084 licensed producers on public record in Duval County.

🌟 Cities Served near Neptune Beach

22 Cities · 3 Counties
St Johns County10
Butler BeachElktonFlagler EstatesFruit CoveHastingsPonte Vedra BeachSaint AugustineSt. Augustine BeachSt. Augustine ShoresWorld Golf Village
Duval CountyHome7
Atlantic BeachBaldwinBlack HammockCecil Field NasJacksonvilleJacksonville BeachJacksonville Naval Air Station
Baker County5
Glen Saint MaryGlen St. MaryMacclennyOlusteeSanderson
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Neptune Beach, Florida

Florida DFS public records show 89 actively licensed insurance producers with business addresses in Neptune Beach (Duval County County). 76 hold Life & Health authority; 21 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

89Licensed producers
76Life & Health
21General Lines (P&C)

Browse producers by line

Life & Health Agents
76 producers · life-authorised
General Lines (Property & Casualty)
21 producers · 2-20

Featured licensed producers

Browse all →
LB
Lonnie W Brooks
Life Including Variable Annuity & Health
NPN 322587 Licensed 2004
JC
Jennifer M Cate
Life Including Variable Annuity & Health
NPN 4550996 Licensed 2022
DL
David Michael Linger
Life Including Variable Annuity & Health
NPN 2333177 Licensed 2000
LW
Larry Thomas Walter
Life Including Variable Annuity & Health
NPN 3586086 Licensed 2010
CS
Carrie Gilbert Steinmeyer
General Lines (Property & Casualty)
NPN 1038808 Licensed 1998
JC
John Warren Clauss
General Lines (Property & Casualty)
NPN 499843 Licensed 1996

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Neptune Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Neptune Beach Life Insurance Questions

💰

How much does life insurance cost in Neptune Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Neptune Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Neptune Beach?

Yes. June serves all of Neptune Beach and every municipality in Duval County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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