June Marcia Williams

Your Insurance Agent in Jacksonville Beach, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Jacksonville Beach, FL...

National Producer No.

17209549

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Term Life Insurance in Jacksonville Beach, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Jacksonville Beach, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Jacksonville Beach, FL

Jacksonville Beach, FL — Your Local Producer

Living here in Jacksonville Beach means enjoying the sun, sand, and vibrant community spirit that makes our corner of Duval County so special. My name is June Marcia Williams, and as a licensed insurance producer (NPN: 17209549, Florida License No: W840529), I'm dedicated to helping my neighbors protect the life they've built. I offer personal guidance on a range of options, including Term, Whole, and Universal Life, Final Expense, Critical Illness, Hospital Indemnity, and Accident & Injury policies. My goal is to provide clear, straightforward support so you can make confident decisions.

Jacksonville Beach Pier
Huguenot Park
Jacksonville Beach City Hall

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Jacksonville Beach

193 on public record · Florida DFS · Fla. Stat. §119.01

Alexander Patrick Cooper

Life Including Variable Annuity & Health

NPN 9633627 Licensed 2007

Allison Thompson

Life Including Variable Annuity & Health

NPN 20431767 Licensed 2022

Amanda Lundy

Life Including Variable Annuity & Health

NPN 15817317 Licensed 2010

Amandla Jenkins Neil

Life Including Variable Annuity & Health

NPN 22119506 Licensed 2026

Andre Laurence Green

Life Including Variable Annuity & Health

NPN 9794776 Licensed 2019

Andrew P Manwell

Life Including Variable Annuity & Health

NPN 20800531 Licensed 2023

Andrew Spencer Wolfe

Life Including Variable Annuity & Health

NPN 19166773 Licensed 2022

Anita R Sheldon

Life Including Variable Annuity & Health

NPN 533395 Licensed 2016

Anna Margarita Villoch

Life Including Variable Annuity & Health

NPN 6711461 Licensed 2023

Archester Lee Neil

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 82829 Licensed 1998

Arthur Richard Porcelli

Life Including Variable Annuity & Health

NPN 7732087 Licensed 2003

Ashley Beth Napolitano

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18721893 Licensed 2018

Ashley Brooke Blume

Life Including Variable Annuity & Health

NPN 17753054 Licensed 2015

Ashley Paige Mcdougal

Life Including Variable Annuity & Health

NPN 16277401 Licensed 2025

Barbara Reid Tilka

Life Including Variable Annuity & Health

NPN 16773853 Licensed 2012

Benjamin Carter

Life Including Variable Annuity & Health

NPN 17705473 Licensed 2015

Bob Eric Sternfeld

Life Including Variable Annuity & Health

NPN 429169 Licensed 1995

Brandon Anthony Maresma

Life Including Variable Annuity & Health

NPN 7537050 Licensed 2003

Brandon Fortunato

Life Including Variable Annuity & Health

NPN 21291588 Licensed 2024

Brent Lastrapes

Life Including Variable Annuity & Health

NPN 19251073 Licensed 2019

Brian Patrick Dodds

Life Including Variable Annuity & Health

NPN 3663061 Licensed 2011

Brian Ray Parker

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 644632 Licensed 1995

Brian Scott Rassi

Life Including Variable Annuity & Health

NPN 19281081 Licensed 2019

Brock Willis

Life Including Variable Annuity & Health

NPN 20884995 Licensed 2023

View all 193 licensed term life producers in Jacksonville Beach →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Jacksonville Beach regional market. Rates are localized using regional health baselines.

Official Jacksonville Beach Resources

County Duval County

Population ~23,583

Lack of insurance (18–64) 9.3%

FIPS code 1235050

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Jacksonville Beach rates. Start your quote request below.

FL OIR .GOV Duval County Gov Portal .GOV

4.4 111 reviews

Photos by Daniel Wagner , CEO RobT: Robert JD Trego , Chaplain Rivers , Calvin Sonnirea via Google Maps

View on Google Maps

Jacksonville Beach City Hall

Open now · Mon 8:00 AM – 4:30 PM

(904) 247-6100

jacksonvillebeach.org

11 3rd St N, Jacksonville Beach, FL 32250, USA

Recent Reviews

OutdoorWood ★★★★★

"Town of Jacksonville Beach. Lots of back street free parking and plenty of public beach access. Street scapes and new construction up to date on building codes. Local population very fitness minded. R…"

AnnaLaura B. ★★★☆☆

"The beach is beautiful, albeit crowded. The public entrance is nice and well kept. There is public parking. It is usually $7 for all day parking. On "special event" days, it is $12. You can pay by an …"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

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Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

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Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

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Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Jacksonville Beach

More Insurance Options in Jacksonville Beach, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Jacksonville Beach?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Jacksonville Beach, FL

Jacksonville Beach, FL — Your Local Producer

Licensed Term Life Producers in Jacksonville Beach

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Jacksonville Beach Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Jacksonville Beach, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Jacksonville Beach?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Jacksonville Beach Resources