June Marcia Williams

Your Insurance Agent in Atlantic Beach, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Atlantic Beach, FL...

National Producer No.

17209549

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Expert Life Insurance Agent in Atlantic Beach, FL | 12+ Years Experience

Top-Rated Financial Protection for Atlantic Beach Residents

Honest, Local Insurance Guidance for Your Family's Future in Duval County

Your local licensed agent in Atlantic Beach, Duval County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Atlantic Beach, Duval County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Atlantic Beach, FL

Atlantic Beach, FL — Your Local Producer

For those of us who call Atlantic Beach home, life is about more than just the beautiful coastline; it's about the strong sense of community we share here in Duval County. Protecting your family's future is just as important as enjoying our unique way of life. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors navigate their options for life insurance and other personal policies. I offer clear, straightforward guidance on everything from Term and Whole Life to Final Expense plans, helping you feel secure. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Beaches Town Center
Dutton Island Preserve
Howell Park

NPN17209549FL LicenseW840529

Atlantic Beach is home to approximately 13,400 residents in Duval County, with a median age of 49.0 and a median household income of $99,600. About 72% of homes are owner-occupied; the median home value is $482,000. 54% of adults hold a bachelor's degree or higher; households with children make up 20%; veterans comprise 9% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Atlantic Beach households.

How Atlantic Beach compares to Duval County

DUVAL COUNTY · 996K RESIDENTS ATLANTIC BEACH · 13K RESIDENTS

995,708 DUVAL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

13,381 ATLANTIC BEACH RESIDENTS ↳ 1.3% of Duval County residents

Underwriting Guidelines

What rate class can Atlantic Beach applicants with obesity expect from life insurance carriers?

Many Atlantic Beach residents secure competitive rates despite obesity. Duval County reports 31.1% adult prevalence (CDC PLACES); 35.4% also manage high cholesterol, with 13.6% of the ~1,031,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Atlantic Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Neptune Beach →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Duval County Gov Portal .GOV

Population ~13,381

Lack of health insurance (18–64) 11.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1202400

3.4 17 reviews

Photos by God's Love , Robert Moore , Smith Werbenjagermanjensen via Google Maps

View on Google Maps

Atlantic Beach City Hall

Open now · Mon 8:00 AM – 5:00 PM

(904) 247-5800

coab.us

800 Seminole Rd, Atlantic Beach, FL 32233, USA

Recent Reviews

God's Love ★☆☆☆☆

"I wonder do the residents or guests of your community understand they're being watched on Seminole Road as they turn right or left from Atlantic Blvd. By most likely a License Plate Reader "Axis Commu…"

Lori Sherban ★★★★★

"Every time I go into this office, mainly the utilities department, they are always so friendly and helpful. I usually dread going to businesses like these, but this office I do not mind. Thank you for…"

Available in Atlantic Beach

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Coverage Across Duval County and Neighboring Florida Counties

Cities served near Atlantic Beach.

June Marcia Williams writes life insurance and supplemental health policies across Duval County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Atlantic Beach

24 Cities · 3 Counties

Official Resources

Know your rights in Atlantic Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Atlantic Beach insurance — answered.

💰

How much does life insurance cost in Atlantic Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Atlantic Beach

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Atlantic Beach?

Yes. June serves all of Atlantic Beach and every municipality in Duval County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Nearby Cities

Coverage continues next door.

← Previous Neptune Beach Duval County, FL 10 products available

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You Are Here Atlantic Beach Duval County, FL

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Next → Baldwin Duval County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Expert Life Insurance Agent in Atlantic Beach, FL | 12+ Years Experience

Top-Rated Financial Protection for Atlantic Beach Residents

Honest, Local Insurance Guidance for Your Family's Future in Duval County

Atlantic Beach, FL — Your Local Producer

How Atlantic Beach compares to Duval County

What rate class can Atlantic Beach applicants with obesity expect from life insurance carriers?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Your coverage options.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Cities served near Atlantic Beach.

🌟 Cities Served near Atlantic Beach

Know your rights in Atlantic Beach.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Atlantic Beach insurance — answered.

How much does life insurance cost in Atlantic Beach?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Atlantic Beach?

What is critical illness insurance?

How do I verify June's FL license?

Coverage continues next door.

Talk to a real person. Today.

Official City Resources