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Home›Florida›Duval County›Jacksonville›Critical Illness Insurance

June Marcia Williams — Licensed Critical Illness Insurance Agent in Jacksonville, FL
June Marcia Williams
Your Insurance Agent in Jacksonville, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Jacksonville, FL...
National Producer No.
17209549
Verify ↗

Critical Illness Insurance in Jacksonville, FL

Fill the gap between health insurance and real-life costs.

Critical illness insurance for Jacksonville, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Jacksonville, FL

Jacksonville, FL — Your Local Producer

Hello, Jacksonville! From the energy of downtown to the quiet neighborhoods across Duval County, I know this community is built on strong foundations. As a local licensed insurance producer, I'm here to help you protect what matters most. Whether you're thinking about securing your family's future with term or whole life insurance, planning for final expenses, or exploring options for critical illness or accident coverage, I can guide you through the process. My goal is to help you understand your choices so you can find a plan that fits your life. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Jacksonville City Hall
  • Friendship Fountain
  • TIAA Bank Field
NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in Jacksonville

8859 on public record · Florida DFS · Fla. Stat. §119.01

AS
A V Shaw
Life Including Variable Annuity & Health
NPN 41655 Licensed 2012
AF
A'Lexus Desiree Ferguson
Life Including Variable Annuity & Health
NPN 19759220 Licensed 2021
AB
A'Lonie Denise Bush
Life Including Variable Annuity & Health
NPN 20267955 Licensed 2022
AS
Aalayjah Nzinga Simmons
Life Including Variable Annuity & Health
NPN 20970949 Licensed 2023
AG
Aaliyah Gibbons
Life Including Variable Annuity & Health
NPN 21104675 Licensed 2024
AI
Aarianne Mi'Chole Israel
Life Including Variable Annuity & Health
NPN 8883005 Licensed 2014
AB
Aaron Bentley
Life Including Variable Annuity & Health
NPN 21701000 Licensed 2025
AB
Aaron Beyer
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 20539148 Licensed 2024
AD
Aaron Dahl
Life Including Variable Annuity & Health
NPN 20744749 Licensed 2023
AL
Aaron Daniel Lamb
Life Including Variable Annuity & Health
NPN 19951330 Licensed 2021
AF
Aaron Fulton
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 9017512 Licensed 2007
AR
Aaron J Reed
Life Including Variable Annuity & Health
NPN 19699536 Licensed 2020
AD
Aaron James Dame
Life Including Variable Annuity & Health
NPN 8655893 Licensed 2019
AV
Aaron King Vaughn
Life Including Variable Annuity & Health
NPN 20562679 Licensed 2022
AO
Aaron Lloyd O'Neal
Life Including Variable Annuity & Health
NPN 21448894 Licensed 2025
AB
Aaron Matthew Brown
Life Including Variable Annuity & Health
NPN 19213177 Licensed 2019
AS
Aaron Michael Streater
Life Including Variable Annuity & Health
NPN 18705385 Licensed 2018
AM
Aaron Mobley
Life Including Variable Annuity & Health
NPN 15724171 Licensed 2010
AN
Aaron Parker Noles
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 17703934 Licensed 2015
AW
Aaron Paxton Wheat
Life Including Variable Annuity & Health
NPN 21643395 Licensed 2025
AG
Aaron Sean Gross
Life Including Variable Annuity & Health
NPN 20991357 Licensed 2023
AT
Aaron Thomason
Life Including Variable Annuity & Health
NPN 20750373 Licensed 2023
AW
Aaron Williams
Life Including Variable Annuity & Health
NPN 17048670 Licensed 2013
AL
Abby Brooke Lajoie
Life Including Variable Annuity & Health
NPN 21206544 Licensed 2024
View all 8859 licensed critical illness producers in Jacksonville →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the Jacksonville regional market. Rates are localized using regional health baselines.

Official Jacksonville Resources

County Duval County
Population ~950,203
Lack of insurance (18–64) 13.8%
FIPS code 1235000

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Jacksonville rates. Start your quote request below.

FL OIR .GOV Duval County Gov Portal .GOV
Google Maps
3.8 107 reviews
Jacksonville City Hall photo 1Jacksonville City Hall photo 2Jacksonville City Hall photo 3Jacksonville City Hall photo 4
Photos by stan zhu , Hoang Hieu , Freyja Rushing , TawanC via Google Maps
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Jacksonville City Hall
Open now · Mon 8:00 AM – 5:00 PM
(904) 630-2489
coj.net
117 W Duval St, Jacksonville, FL 32202, USA
Recent Reviews
John Hootman (Shoot It Raw Photograph) ★★★★☆
"Come here one too many times. But when you want change, you must act. Beautiful building and park just outside. If you are going after hours, you can find parking on the street nearby. If not, the…"
Kara Turney ★★★★★
"It’s beautiful inside and has a cute cafe!"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

✅

You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

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Or call now: (908) 339-7723

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Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689
Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum
  • 100% lump sum on cancer diagnosis
  • $300 skin cancer benefit
  • $75/yr annual care for 5 years
  • Option B: $200/day hospital
  • Option B: $50/yr wellness screening
Get Quote
Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection
  • 100% lump sum: cancer, heart attack, stroke
  • 50% for bypass surgery
  • 25% for angioplasty, stent, TIA
  • Option B: $100/yr wellness screening
  • Subsequent diagnosis scale to 100%
Get Quote

Heart & Stroke Only

Cardiovascular protection
  • 100% lump sum: heart attack or stroke
  • 50% for coronary artery bypass
  • 25% for angioplasty, stent, TIA
  • End-stage renal failure covered
  • Option B: $50/yr wellness screening
Get Quote
📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

⚖️

Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Jacksonville

More Insurance Options in Jacksonville, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
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Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

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Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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