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June Marcia Williams — Licensed Insurance Agent in Kemp Mill, MD
June Marcia Williams
Your Insurance Agent in Kemp Mill, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Kemp Mill, MD...
National Producer No.
17209549
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Trusted Life Insurance in Kemp Mill, MD | Local Expert

Securing Families Across Montgomery County with 9 Tailored Product Lines

Why Kemp Mill Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Kemp Mill, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Kemp Mill, Montgomery County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Kemp Mill, MD

Kemp Mill, MD — Your Local Producer

Hello to my neighbors in Kemp Mill! In a community as close-knit as ours, nestled within the vibrant energy of Montgomery County, we understand the importance of family and looking out for one another. My name is June Marcia Williams, and I'm a licensed insurance producer right here in Maryland, dedicated to helping you protect what matters most. I offer personalized guidance on a range of options, including Term Life, Whole Life, Final Expense, and various health-related policies. As your local resource, I'm here to help you navigate these important decisions with confidence. (NPN: 17209549, Maryland License No: 3004137002)

  • Kemp Mill Shopping Center
  • Wheaton Regional Park
  • Arcola Avenue & Kemp Mill Road
NPN17209549MD License3004137002

Kemp Mill is home to approximately 14,100 residents in Montgomery County, with a median age of 39.7 and a median household income of $152,000. About 84% of homes are owner-occupied; the median home value is $518,000. 60% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 3% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Kemp Mill households.

How Kemp Mill compares to Montgomery County

MONTGOMERY COUNTY · 1.1M RESIDENTS KEMP MILL · 14K RESIDENTS
Montgomery County vs Kemp Mill — population comparison Montgomery County: 1,056,910 residents. Kemp Mill: 14,098 residents, 1.3% of Montgomery County population.
1,056,910 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
14,098 KEMP MILL RESIDENTS ↳ 1.3% of Montgomery County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Kemp Mill, MD?

Coverage is widely available. Kemp Mill sits within Montgomery County (population ~1,058,000, 8.7% uninsured), where 29.0% of adults have obesity alongside 21.4% with arthritis per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Kemp Mill families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Rockville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Kemp Mill (CITY) High cholesterol: 39%. High blood pressure: 31%. Obesity: 29%. Diagnosed diabetes: 11%. Current cigarette smoking: 8.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · KEMP MILL High cholesterol 39.0% High blood pressure 31.0% Obesity 29.0% Diagnosed diabetes 11.0% Current cigarette smoking 8.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~14,098
Lack of health insurance (18–64) 14.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2443200
Google Maps
Kemp Mill photo 1Kemp Mill photo 2
Photos by Veronika Jiranova , South Lynn via Google Maps
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Kemp Mill
Kemp Mill, MD, USA
Available in Kemp Mill

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Montgomery County and Neighboring Maryland Counties

Cities served near Kemp Mill.

June Marcia Williams writes life insurance and supplemental health policies across Montgomery County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Kemp Mill

30 Cities · 3 Counties
Howard County10
ClarksvilleColumbiaDaytonEllicott CityGlenwoodIlchesterLisbonNorth LaurelSavageScaggsville
Montgomery CountyHome10
BeallsvilleBrinklowCloverlyDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandSpencerville
Frederick County10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Official Resources

Know your rights in Kemp Mill.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Kemp Mill insurance — answered.

💰

How much does life insurance cost in Kemp Mill?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Kemp Mill
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Kemp Mill?

Yes. June serves all of Kemp Mill and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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