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June Marcia Williams — Licensed Insurance Agent in Spencerville, MD
June Marcia Williams
Your Insurance Agent in Spencerville, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Spencerville, MD...
National Producer No.
17209549
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Life Insurance in Spencerville, MD

Securing Families Across Montgomery County with 9 Tailored Product Lines

Why Spencerville Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Spencerville, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Spencerville, Montgomery County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Spencerville, MD

Spencerville, MD — Your Local Producer

Hello Spencerville! I appreciate the unique character of our corner of Montgomery County, where a strong sense of community meets the convenience of our region. As a local, licensed insurance producer, my focus is on helping my neighbors right here in Maryland protect what matters most. I can help you explore personal insurance options, from term and whole life policies to final expense, critical illness, and accident coverage. My goal is to provide clear, personalized guidance so you can feel confident in your decisions. I'm June Marcia Williams, here to serve our community. (NPN: 17209549, MD License: 3004137002)

  • Spencerville Deli
  • Spencerville Local Park
  • Intersection of Spencerville Rd (MD 198) & New Hampshire Ave (MD 650)
NPN17209549MD License3004137002

Spencerville is home to approximately 1,300 residents in Montgomery County, with a median age of 39.3 and a median household income of $107,000. About 89% of homes are owner-occupied; the median home value is $647,000. 37% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 4% of residents. Average household size is 3.5. These demographic markers shape which life insurance products fit Spencerville households.

How Spencerville compares to Montgomery County

MONTGOMERY COUNTY · 1.1M RESIDENTS SPENCERVILLE · 1K RESIDENTS
Montgomery County vs Spencerville — population comparison Montgomery County: 1,056,910 residents. Spencerville: 1,277 residents, 0.1% of Montgomery County population.
1,056,910 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,277 SPENCERVILLE RESIDENTS ↳ 0.1% of Montgomery County residents
Underwriting Guidelines

Can I get life insurance with obesity in Spencerville, MD?

Coverage is widely available. Spencerville sits within Montgomery County (population ~1,057,000, 8.7% uninsured), where 25.9% of adults have obesity alongside 21.4% with arthritis per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Brinklow →

📊 Top Health Considerations (CDC)

Top Health Considerations for Spencerville (CITY) High cholesterol: 43%. High blood pressure: 34.5%. Obesity: 25.9%. Diagnosed diabetes: 11.5%. Current cigarette smoking: 6.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SPENCERVILLE High cholesterol 43.0% High blood pressure 34.5% Obesity 25.9% Diagnosed diabetes 11.5% Current cigarette smoking 6.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~1,277
Lack of health insurance (18–64) 7.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2474050
Google Maps
4.6 468 reviews
Spencerville Deli photo 1Spencerville Deli photo 2Spencerville Deli photo 3Spencerville Deli photo 4
Photos by Mark David Garrison , Vinicio Guerra Vlogs , Lavim Hidalgo , Spencerville Deli via Google Maps
View on Google Maps
Spencerville Deli
Open now · Mon 9:00 AM – 10:00 PM
(301) 476-7800
2215 Spencerville Rd, Spencerville, MD 20868, USA
Recent Reviews
R. T. G. ★★★★★
"Bro..........BROOO!!!!!!.....just go. I can't speak for dine-in service but can for carryout... Needed a refuel post training session and the reviews looked pretty good so had high expectations and th…"
Alex S ★★★★☆
"I went on a Friday night with a couple of friends and we had a great time. They had karaoke that night as well as a live DJ which made for a lively atmosphere. The service was really slow, expect to w…"
Available in Spencerville

Life Insurance Products in Spencerville, MD

9 insurance products available in Spencerville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Montgomery County and Nearby Maryland Counties

Life Insurance by City Near Spencerville, MD

Life insurance by city across Montgomery County and adjacent Maryland counties.

🌟 Cities Served near Spencerville

30 Cities · 3 Counties
Howard County10
Annapolis JunctiClarksvilleColumbiaCooksvilleDaytonEllicott CityFultonGlenelgGlenwoodHighland
Montgomery CountyHome10
BeallsvilleBrookmontCloverlyDarnestownFriendship Heights VillageGaithersburgKensingtonMontgomery VillageNorth KensingtonRockville
Frederick County10
Ballenger CreekBrunswickBurkittsvilleEmmitsburgFrederickMiddletownNew MarketPoint Of RocksThurmontWalkersville
Official Resources

Know your rights in Spencerville.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Spencerville Life Insurance Questions

💰

How much does life insurance cost in Spencerville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Spencerville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Spencerville?

Yes. June serves all of Spencerville and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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