Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Maryland›Frederick County›Ballenger Creek

June Marcia Williams — Licensed Insurance Agent in Ballenger Creek, MD
June Marcia Williams
Your Insurance Agent in Ballenger Creek, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ballenger Creek, MD...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Ballenger Creek

Dedicated Coverage Options from Final Expense to Term Life in Frederick County

The Smart Choice for Dependable Life Insurance in Ballenger Creek, MD

Your local licensed agent in Ballenger Creek, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Ballenger Creek, Frederick County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ballenger Creek, MD

Ballenger Creek, MD — Your Local Producer

Hello, Ballenger Creek! As a licensed insurance producer serving our Frederick County community, I understand the importance of protecting what matters most. In an area known for its blend of scenic beauty and growing neighborhoods, planning for the future is key. I specialize in helping individuals and families find personal insurance solutions, from term and whole life to final expense and critical illness coverage. My goal is to provide clear, straightforward guidance so you can make confident decisions. As your neighbor, I'm here to help you navigate your options. (NPN: 17209549, Maryland License No: 3004137002)

  • Ballenger Creek Park
  • Ballenger Creek Elementary School
  • Ballenger Creek Pike & New Design Road
NPN17209549MD License3004137002

Ballenger Creek is home to approximately 24,300 residents in Frederick County, with a median age of 35.4 and a median household income of $106,000. About 66% of homes are owner-occupied; the median home value is $347,000. 45% of adults hold a bachelor's degree or higher; households with children make up 38%; veterans comprise 4% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Ballenger Creek households.

How Ballenger Creek compares to Frederick County

FREDERICK COUNTY · 274K RESIDENTS BALLENGER CREEK · 24K RESIDENTS
Frederick County vs Ballenger Creek — population comparison Frederick County: 273,829 residents. Ballenger Creek: 24,325 residents, 8.9% of Frederick County population.
273,829 FREDERICK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
24,325 BALLENGER CREEK RESIDENTS ↳ 8.9% of Frederick County residents
Underwriting Guidelines

How does arthritis impact life insurance underwriting in Ballenger Creek, MD?

Many Ballenger Creek residents secure competitive rates despite arthritis. Frederick County reports 25.3% adult prevalence (CDC PLACES); 9.5% also manage current asthma, with 7.7% of the ~293,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Ballenger Creek families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Green Valley →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ballenger Creek (CITY) High cholesterol: 36.2%. High blood pressure: 31.9%. Obesity: 36.4%. Diagnosed diabetes: 10.3%. Current cigarette smoking: 9.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BALLENGER CREEK High cholesterol 36.2% High blood pressure 31.9% Obesity 36.4% Diagnosed diabetes 10.3% Current cigarette smoking 9.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population ~24,325
Lack of health insurance (18–64) 10.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2403800
Google Maps
4.7 20 reviews
City Hall Of Frederick photo 1City Hall Of Frederick photo 2City Hall Of Frederick photo 3City Hall Of Frederick photo 4
Photos by Art Anderson , Inggrid Sanders , Sergey Reznichenko , Vinay Patel via Google Maps
View on Google Maps
City Hall Of Frederick
Open now · Mon 8:00 AM – 4:30 PM
(301) 600-1380
101 N Court St, Frederick, MD 21701, USA
Recent Reviews
Aaron Olivas ★★★★★
"It was closed but the outside itself had a decent bit of history. The building itself is lovely and I would totally recommend visiting. Just a 30 second walk down the street is the church where Franci…"
Our Haunted Travels - PANICd ★★★★★
"We stopped to see the building's exterior since it was closed and a stage was being set up for an event. We spent some time walking around the exterior and reading the historical placards. There is …"
Available in Ballenger Creek

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Frederick County and Neighboring Maryland Counties

Cities served near Ballenger Creek.

June Marcia Williams writes life insurance and supplemental health policies across Frederick County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Ballenger Creek

30 Cities · 3 Counties
Washington County10
AntietamBagtownCearfossGaplandHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRohrersville
Frederick CountyHome10
AdamstownBrunswickEmmitsburgFrederickJeffersonKnoxvilleMonroviaPoint Of RocksRocky RidgeWalkersville
Montgomery County10
BeallsvilleBrinklowCloverlyDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandSpencerville
Official Resources

Know your rights in Ballenger Creek.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ballenger Creek insurance — answered.

💰

How much does life insurance cost in Ballenger Creek?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ballenger Creek
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ballenger Creek?

Yes. June serves all of Ballenger Creek and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Adamstown Frederick County, MD 10 products available
•
You Are Here Ballenger Creek Frederick County, MD
•
Next → Bartonsville Frederick County, MD 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia