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Home›Maryland›Howard County›Columbia

June Marcia Williams — Licensed Insurance Agent in Columbia, MD
June Marcia Williams
Your Insurance Agent in Columbia, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Columbia, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in Columbia, MD | 12+ Years Experience

Top-Rated Financial Protection for Columbia Residents

Honest, Local Insurance Guidance for Your Family's Future in Howard County

Your local licensed agent in Columbia, Howard County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Columbia, Howard County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Columbia, MD

Columbia, MD — Your Local Producer

Hello, Columbia! As a fellow Marylander, I appreciate the unique, forward-thinking spirit that makes Howard County such a wonderful place to call home. Planning for the future is a key part of that spirit. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors navigate their personal insurance options. From Term Life and Final Expense to policies covering critical illness or accidents, I provide clear, personalized guidance. My goal is to help you understand your choices so you can confidently protect your family. (NPN: 17209549, Maryland License No: 3004137002)

  • The Mall in Columbia
  • Merriweather Post Pavilion
  • Lake Kittamaqundi
NPN17209549MD License3004137002

Columbia is home to approximately 106,600 residents in Howard County, with a median age of 38.8 and a median household income of $125,000. About 64% of homes are owner-occupied; the median home value is $459,000. 64% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 5% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Columbia households.

How Columbia compares to Howard County

HOWARD COUNTY · 332K RESIDENTS COLUMBIA · 107K RESIDENTS
Howard County vs Columbia — population comparison Howard County: 332,011 residents. Columbia: 106,600 residents, 32.1% of Howard County population.
332,011 HOWARD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
106,600 COLUMBIA RESIDENTS ↳ 32.1% of Howard County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in Columbia, MD?

Coverage is widely available. Columbia sits within Howard County (population ~336,000, 5.7% uninsured), where 38.6% of adults have high cholesterol alongside 35.0% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Columbia families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Savage →

📊 Top Health Considerations (CDC)

Top Health Considerations for Columbia (CITY) High cholesterol: 38.6%. High blood pressure: 35%. Obesity: 31.6%. Diagnosed diabetes: 10.4%. Current cigarette smoking: 7.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · COLUMBIA High cholesterol 38.6% High blood pressure 35.0% Obesity 31.6% Diagnosed diabetes 10.4% Current cigarette smoking 7.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Howard County Gov Portal .GOV
Population ~106,600
Lack of health insurance (18–64) 5.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2419125
Google Maps
3.4 44 reviews
City of Columbia photo 1City of Columbia photo 2City of Columbia photo 3City of Columbia photo 4
Photos by Safy AJ , ماما صافي , Kihoon Kang , Paul T. Backes via Google Maps
View on Google Maps
City of Columbia
Open now · Mon 8:00 AM – 5:00 PM
(573) 874-7111
gocolumbiamo.com
701 E Broadway, Columbia, MO 65205, USA
Recent Reviews
Casey Walker ★★★★☆
"I have lived here for many years and have never had any major issues personally. No city is perfect, and there is more violent crime here than there should be, but overall, Columbia has been a great p…"
Mandi Conyers ★☆☆☆☆
"Terrible city officials. The homelessness is out of control. The crime is out of control. This office has ran the city into the ground. What an embarrassment!"
Available in Columbia

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Howard County and Neighboring Maryland Counties

Cities served near Columbia.

June Marcia Williams writes life insurance and supplemental health policies across Howard County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Columbia

30 Cities · 3 Counties
Baltimore County10
ArbutusDundalkEdgemereGraniteGunpowderHalethorpeHamptonHoneygoJacksonvilleMays Chapel
Howard CountyHome10
ClarksvilleDaytonEllicott CityGlenwoodIlchesterLisbonNorth LaurelSavageScaggsvilleWest Friendship
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Official Resources

Know your rights in Columbia.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Columbia insurance — answered.

💰

How much does life insurance cost in Columbia?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Columbia
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Columbia?

Yes. June serves all of Columbia and every municipality in Howard County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Clarksville Howard County, MD 10 products available
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