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Home›Maryland›Frederick County›New Market

June Marcia Williams — Licensed Insurance Agent in New Market, MD
June Marcia Williams
Your Insurance Agent in New Market, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing New Market, MD...
National Producer No.
17209549
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Life Insurance in New Market, MD

Dedicated Coverage Options from Final Expense to Term Life in Frederick County

The Smart Choice for Dependable Life Insurance in New Market, MD

Your local licensed agent in New Market, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for New Market, Frederick County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · New Market, MD

New Market, MD — Your Local Producer

For my neighbors in New Market, living in this historic part of Frederick County offers a unique blend of charm and community. Just as our town values its history, I believe in helping you protect your family's future. As a licensed insurance producer, I'm here to help you navigate your options for personal insurance, whether you're considering Term Life, Whole Life, Final Expense, or coverage for unexpected illnesses or accidents. My goal is to provide clear, straightforward guidance so you can make informed decisions. I'm June Marcia Williams, and I'm proud to serve the New Market community. (NPN: 17209549, Maryland License No: 3004137002)

  • New Market Town Hall
  • New Market Elementary School
  • New Market Community Park
NPN17209549MD License3004137002

New Market is home to approximately 1,500 residents in Frederick County, with a median age of 35.5 and a median household income of $191,000. About 94% of homes are owner-occupied; the median home value is $596,000. 68% of adults hold a bachelor's degree or higher; households with children make up 52%; veterans comprise 4% of residents. Average household size is 3.3. These demographic markers shape which life insurance products fit New Market households.

How New Market compares to Frederick County

FREDERICK COUNTY · 274K RESIDENTS NEW MARKET · 2K RESIDENTS
Frederick County vs New Market — population comparison Frederick County: 273,829 residents. New Market: 1,534 residents, 0.6% of Frederick County population.
273,829 FREDERICK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,534 NEW MARKET RESIDENTS ↳ 0.6% of Frederick County residents
Underwriting Guidelines

What rate class can New Market applicants with current cigarette smoking expect from life insurance carriers?

Many New Market residents secure competitive rates despite current cigarette smoking. Frederick County reports 8.0% adult prevalence (CDC PLACES); 37.0% also manage high cholesterol, with 7.7% of the ~274,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Woodsboro →

📊 Top Health Considerations (CDC)

Top Health Considerations for New Market (CITY) High cholesterol: 37%. High blood pressure: 29.5%. Obesity: 33%. Diagnosed diabetes: 8.3%. Current cigarette smoking: 8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · NEW MARKET High cholesterol 37.0% High blood pressure 29.5% Obesity 33.0% Diagnosed diabetes 8.3% Current cigarette smoking 8.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population ~1,534
Lack of health insurance (18–64) 5.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2455650
Google Maps
3.2 5 reviews
Town Hall of New Market, Maryland photo 1Town Hall of New Market, Maryland photo 2Town Hall of New Market, Maryland photo 3
Photos by Colin Hubbard , NANCY T , André T. via Google Maps
View on Google Maps
Town Hall of New Market, Maryland
Open now · Mon 8:00 AM – 4:00 PM
(301) 865-5544
townofnewmarket.org
40 South Alley, New Market, MD 21774, USA
Recent Reviews
André T. ★★★★★
"Quaint little town with a rich history."
NANCY T ★★★★☆
"Very quaint; historically significant in MD past; shoppes and restaurant. Hosts annual home tour."
Available in New Market

Life Insurance Products in New Market, MD

9 insurance products available in New Market

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Frederick County and Nearby Maryland Counties

Life Insurance by City Near New Market, MD

Life insurance by city across Frederick County and adjacent Maryland counties.

🌟 Cities Served near New Market

30 Cities · 3 Counties
Howard County10
Annapolis JunctiClarksvilleColumbiaCooksvilleDaytonEllicott CityFultonGlenelgGlenwoodHighland
Frederick CountyHome10
Ballenger CreekBrunswickBurkittsvilleEmmitsburgFrederickMiddletownMyersvillePoint Of RocksThurmontWalkersville
Baltimore County10
ArbutusBaldwinBentley SpringsCatonsvilleCockeysvilleDundalkEdgemereEssexGunpowderHoneygo
Official Resources

Know your rights in New Market.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

New Market Life Insurance Questions

💰

How much does life insurance cost in New Market?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

New Market
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of New Market?

Yes. June serves all of New Market and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified

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