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Home›Maryland›Frederick County›Thurmont

June Marcia Williams — Licensed Insurance Agent in Thurmont, MD
June Marcia Williams
Your Insurance Agent in Thurmont, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Thurmont, MD...
National Producer No.
17209549
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Life Insurance in Thurmont, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Thurmont Without the Complexity

Your local licensed agent in Thurmont, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Thurmont, Frederick County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Thurmont, MD

Thurmont, MD — Your Local Producer

As your neighbor in the Frederick County area, I appreciate the unique charm of life in Thurmont, right at the gateway to the mountains. Protecting your family's future is my highest priority. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my fellow Marylanders find coverage that fits their lives. I offer personal guidance on Term Life, Whole Life, Final Expense, and other policies designed to provide security. Together, we can explore the options that best suit your needs and budget. (NPN: 17209549, Maryland License No: 3004137002)

  • Catoctin High School
  • Thurmont Community Park
  • Thurmont Regional Library
NPN17209549MD License3004137002

Thurmont is home to approximately 6,300 residents in Frederick County, with a median age of 42.0 and a median household income of $88,200. About 75% of homes are owner-occupied; the median home value is $316,000. 23% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 6% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Thurmont households.

How Thurmont compares to Frederick County

FREDERICK COUNTY · 274K RESIDENTS THURMONT · 6K RESIDENTS
Frederick County vs Thurmont — population comparison Frederick County: 273,829 residents. Thurmont: 6,313 residents, 2.3% of Frederick County population.
273,829 FREDERICK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,313 THURMONT RESIDENTS ↳ 2.3% of Frederick County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Thurmont, MD?

Thurmont applicants with current cigarette smoking qualify routinely. The local risk pool — Frederick County's ~274,000 residents, 7.7% without health coverage — shows 11.8% adult prevalence of current cigarette smoking and 41.7% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Buckeystown →

📊 Top Health Considerations (CDC)

Top Health Considerations for Thurmont (CITY) High cholesterol: 41.7%. High blood pressure: 37.2%. Obesity: 35.8%. Diagnosed diabetes: 11.7%. Current cigarette smoking: 11.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · THURMONT High cholesterol 41.7% High blood pressure 37.2% Obesity 35.8% Diagnosed diabetes 11.7% Current cigarette smoking 11.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population ~6,313
Lack of health insurance (18–64) 7.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2477825
Google Maps
3.7 3 reviews
Town of Thurmont Municipal Offices photo 1Town of Thurmont Municipal Offices photo 2
Photos by Josh Kelley , Josh Kelley via Google Maps
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Town of Thurmont Municipal Offices
Open now · Mon 8:00 AM – 4:00 PM
(301) 271-7313
thurmont.com
615 E Main St, Thurmont, MD 21788, USA
Recent Reviews
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"Best town ever!"
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Available in Thurmont

Life Insurance Products in Thurmont, MD

9 insurance products available in Thurmont

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Frederick County and Nearby Maryland Counties

Life Insurance by City Near Thurmont, MD

Life insurance by city across Frederick County and adjacent Maryland counties.

🌟 Cities Served near Thurmont

30 Cities · 3 Counties
Baltimore County10
ArbutusBaldwinBentley SpringsCatonsvilleCockeysvilleDundalkEdgemereEssexGunpowderHoneygo
Frederick CountyHome10
Ballenger CreekBrunswickBurkittsvilleEmmitsburgFrederickMiddletownMyersvilleNew MarketPoint Of RocksWalkersville
Carroll County10
CarrolltonCarrolltowneHampsteadManchesterMount AiryNew WindsorSykesvilleTaneytownUnion BridgeWestminster
Official Resources

Know your rights in Thurmont.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Thurmont Life Insurance Questions

💰

How much does life insurance cost in Thurmont?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Thurmont
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Thurmont?

Yes. June serves all of Thurmont and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified

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