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Home›Maryland›Frederick County›Point Of Rocks

June Marcia Williams — Licensed Insurance Agent in Point Of Rocks, MD
June Marcia Williams
Your Insurance Agent in Point Of Rocks, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Point Of Rocks, MD...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Point Of Rocks

Dedicated Coverage Options from Final Expense to Term Life in Frederick County

The Smart Choice for Dependable Life Insurance in Point Of Rocks, MD

Your local licensed agent in Point Of Rocks, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Point Of Rocks, Frederick County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Point Of Rocks, MD

Point Of Rocks, MD — Your Local Producer

For my neighbors in Point Of Rocks, life is a unique blend of historic Frederick County character and the natural beauty along the Potomac. As you build your future here, protecting your family is likely a top priority. I'm June Marcia Williams, your local licensed insurance producer, and I'm committed to helping Point Of Rocks residents find personal insurance solutions that fit their lives. From Term Life and Final Expense to other coverages for special situations, I provide clear, one-on-one guidance to help you understand your options and plan with confidence. (NPN: 17209549, Maryland License No: 3004137002)

  • Point of Rocks Train Station
  • C&O Canal National Historical Park
  • Point of Rocks Ruritan Club
NPN17209549MD License3004137002

Point Of Rocks is home to approximately 2,400 residents in Frederick County, with a median age of 38.3 and a median household income of $127,000. About 99% of homes are owner-occupied; the median home value is $398,000. 42% of adults hold a bachelor's degree or higher; households with children make up 49%; veterans comprise 11% of residents. Average household size is 3.3. These demographic markers shape which life insurance products fit Point Of Rocks households.

How Point Of Rocks compares to Frederick County

FREDERICK COUNTY · 274K RESIDENTS POINT OF ROCKS · 2K RESIDENTS
Frederick County vs Point Of Rocks — population comparison Frederick County: 273,829 residents. Point Of Rocks: 2,360 residents, 0.9% of Frederick County population.
273,829 FREDERICK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,360 POINT OF ROCKS RESIDENTS ↳ 0.9% of Frederick County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Point Of Rocks, MD?

Yes. Frederick County's health profile — 293,000 residents, 7.7% uninsured, 9.1% adults with current cigarette smoking, 38.2% with high cholesterol — shapes how A-rated carriers tier rate classes for Point Of Rocks applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Point Of Rocks families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Adamstown →

📊 Top Health Considerations (CDC)

Top Health Considerations for Point Of Rocks (CITY) High cholesterol: 38.2%. High blood pressure: 31.6%. Obesity: 34.5%. Diagnosed diabetes: 9.3%. Current cigarette smoking: 9.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · POINT OF ROCKS High cholesterol 38.2% High blood pressure 31.6% Obesity 34.5% Diagnosed diabetes 9.3% Current cigarette smoking 9.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population ~2,360
Lack of health insurance (18–64) 6.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2462575
Google Maps
4.5 33 reviews
Point of Rocks Community Center photo 1Point of Rocks Community Center photo 2
Photos by Courtney Pearce , Friday13th fan via Google Maps
View on Google Maps
Point of Rocks Community Center
pointofrocks.org
1635 Ballenger Creek Pike, Point of Rocks, MD 21777, USA
Recent Reviews
Friday13th fan ★★★★★
"Nice park with plenty to do for the kids. Tennis courts, soccer fields, playgrounds, community center, and walking trails. My wife and I like the walking trails as the are the reason we visit the park…"
Shaun Wayne (TIPSY) ★★★★★
"Nice, clean park close to the Potomac River"
Available in Point Of Rocks

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Frederick County and Neighboring Maryland Counties

Cities served near Point Of Rocks.

June Marcia Williams writes life insurance and supplemental health policies across Frederick County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Point Of Rocks

30 Cities · 3 Counties
Baltimore County10
ArbutusDundalkEdgemereGraniteGunpowderHalethorpeHamptonHoneygoJacksonvilleMays Chapel
Frederick CountyHome10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonKnoxvilleMonroviaRocky RidgeWalkersville
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Official Resources

Know your rights in Point Of Rocks.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Point Of Rocks insurance — answered.

💰

How much does life insurance cost in Point Of Rocks?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Point Of Rocks
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Point Of Rocks?

Yes. June serves all of Point Of Rocks and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

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