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Home›Maryland›Howard County›Ellicott City

June Marcia Williams — Licensed Insurance Agent in Ellicott City, MD
June Marcia Williams
Your Insurance Agent in Ellicott City, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ellicott City, MD...
National Producer No.
17209549
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Trusted Life Insurance in Ellicott City, MD | Local Expert

Securing Families Across Howard County with 9 Tailored Product Lines

Why Ellicott City Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Ellicott City, Howard County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Ellicott City, Howard County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ellicott City, MD

Ellicott City, MD — Your Local Producer

As a fellow Marylander familiar with the unique charm of Howard County, I am dedicated to serving the residents of Ellicott City. My goal is to help you and your family secure your financial future with confidence. As a licensed insurance producer, I can help you navigate a variety of personal insurance options, including term life, final expense, and critical illness policies, tailored to your specific needs. I'm here to provide clear, straightforward guidance so you can make informed decisions for your loved ones. (June Marcia Williams, NPN: 17209549, Maryland License No: 3004137002)

  • B&O Ellicott City Station Museum
  • Patapsco Valley State Park
  • Howard County Courthouse
NPN17209549MD License3004137002
Underwriting Guidelines

Can I get life insurance with high cholesterol in Ellicott City, MD?

Coverage is widely available. Ellicott City sits within Howard County (population ~336,000, 5.7% uninsured), where 42.4% of adults have high cholesterol alongside 34.4% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Ellicott City families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Clarksville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ellicott City (CITY) High cholesterol: 42.4%. High blood pressure: 34.4%. Obesity: 26.5%. Diagnosed diabetes: 10.1%. Current cigarette smoking: 6.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ELLICOTT CITY High cholesterol 42.4% High blood pressure 34.4% Obesity 26.5% Diagnosed diabetes 10.1% Current cigarette smoking 6.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Howard County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 4.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2426000
Google Maps
2.9 11 reviews
George Howard Building Howard County Government photo 1George Howard Building Howard County Government photo 2George Howard Building Howard County Government photo 3
Photos by Advanced Aerial Imaging Concepts , Waqas Malik , Hamid Shabbir via Google Maps
View on Google Maps
George Howard Building Howard County Government
Open now · Mon 8:00 AM – 5:00 PM
(410) 313-2022
msa.maryland.gov .GOV
3430 Court House Dr #100, Ellicott City, MD 21043, USA
Recent Reviews
Rachel Christopher ★☆☆☆☆
"You should be embarrassed to enforce people to remove fruit sculptures. God forbid I see a peach or eggplant sculpture in front of a merchant’s shop. For all those curious, the sculptures add some ni…"
Stephen Marlo ★☆☆☆☆
"I arrived at the George Howard Building to pay my real estate taxes. I and many others were turned away because the building was closed for Energy Saving Day. I wonder how much energy was wasted, not …"
Available in Ellicott City

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Howard County and Neighboring Maryland Counties

Cities served near Ellicott City.

June Marcia Williams writes life insurance and supplemental health policies across Howard County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Ellicott City

22 Cities · 3 Counties
Baltimore City2
BaltimoreGwynn Oak
Howard CountyHome10
ClarksvilleColumbiaDaytonGlenwoodIlchesterLisbonNorth LaurelSavageScaggsvilleWest Friendship
Baltimore County10
ArbutusDundalkEdgemereGraniteGunpowderHalethorpeHamptonHoneygoJacksonvilleMays Chapel
Official Resources

Know your rights in Ellicott City.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ellicott City insurance — answered.

💰

How much does life insurance cost in Ellicott City?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ellicott City
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ellicott City?

Yes. June serves all of Ellicott City and every municipality in Howard County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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