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Home›Maryland›Montgomery County›Cloverly

June Marcia Williams — Licensed Insurance Agent in Cloverly, MD
June Marcia Williams
Your Insurance Agent in Cloverly, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cloverly, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in Cloverly, MD | 12+ Years Experience

Top-Rated Financial Protection for Cloverly Residents

Honest, Local Insurance Guidance for Your Family's Future in Montgomery County

Your local licensed agent in Cloverly, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Cloverly, Montgomery County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cloverly, MD

Cloverly, MD — Your Local Producer

For my neighbors in Cloverly, I know that life in this part of Montgomery County is all about creating a secure and comfortable home for your family. As a licensed insurance producer right here in your community, my focus is helping you protect that. I'm June Marcia Williams, and I offer personalized guidance on a range of options, including Term Life, Whole Life, Final Expense, and Critical Illness policies. My goal is to help you understand your choices and find a path to financial security that makes sense for your unique needs. (NPN: 17209549, Maryland License No: 3004137002)

  • Cloverly Elementary School
  • Cloverly Park
  • Intersection of New Hampshire Avenue and Briggs Chaney Road
NPN17209549MD License3004137002

Cloverly is home to approximately 16,400 residents in Montgomery County, with a median age of 42.1 and a median household income of $144,000. About 88% of homes are owner-occupied; the median home value is $626,000. 60% of adults hold a bachelor's degree or higher; households with children make up 40%; veterans comprise 3% of residents. Average household size is 3.3. These demographic markers shape which life insurance products fit Cloverly households.

How Cloverly compares to Montgomery County

MONTGOMERY COUNTY · 1.1M RESIDENTS CLOVERLY · 16K RESIDENTS
Montgomery County vs Cloverly — population comparison Montgomery County: 1,056,910 residents. Cloverly: 16,436 residents, 1.6% of Montgomery County population.
1,056,910 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
16,436 CLOVERLY RESIDENTS ↳ 1.6% of Montgomery County residents
Underwriting Guidelines

Does obesity affect life insurance rates in Cloverly, MD?

Yes, qualification is common in Cloverly. Within Montgomery County's ~1,058,000 residents — including the 8.7% currently without health coverage — 25.9% of adults manage obesity and 21.4% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Cloverly families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Glenmont →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cloverly (CITY) High cholesterol: 43%. High blood pressure: 34.5%. Obesity: 25.9%. Diagnosed diabetes: 11.5%. Current cigarette smoking: 6.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CLOVERLY High cholesterol 43.0% High blood pressure 34.5% Obesity 25.9% Diagnosed diabetes 11.5% Current cigarette smoking 6.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~16,436
Lack of health insurance (18–64) 7.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2418150
Google Maps
4.1 489 reviews
Cloverly Village Center photo 1Cloverly Village Center photo 2Cloverly Village Center photo 3Cloverly Village Center photo 4
Photos by Chomar , Red Neck , Zebulon Clayton , RJ Moore via Google Maps
View on Google Maps
Cloverly Village Center
Open now · Mon 10:00 AM – 9:00 PM
(240) 560-6056
15521 New Hampshire Ave, Silver Spring, MD 20905, USA
Recent Reviews
Mark Banfield ★★★☆☆
"So, it's not the greatest shopping area ever devised. It's a little tight to get in and out of the parking areas. BUT, there's pretty much everything you might need in a quick stop area. Chinese foo…"
Edgardo Zuñiga ★★★★★
"Small but very convenient"
Available in Cloverly

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Montgomery County and Neighboring Maryland Counties

Cities served near Cloverly.

June Marcia Williams writes life insurance and supplemental health policies across Montgomery County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Cloverly

22 Cities · 3 Counties
Baltimore City2
BaltimoreGwynn Oak
Montgomery CountyHome10
BeallsvilleBrinklowDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandRockvilleSpencerville
Howard County10
ClarksvilleColumbiaDaytonEllicott CityGlenwoodIlchesterLisbonNorth LaurelSavageScaggsville
Official Resources

Know your rights in Cloverly.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cloverly insurance — answered.

💰

How much does life insurance cost in Cloverly?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cloverly
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cloverly?

Yes. June serves all of Cloverly and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Clarksburg Montgomery County, MD 10 products available
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