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Home›Maryland›Frederick County›Middletown

June Marcia Williams — Licensed Insurance Agent in Middletown, MD
June Marcia Williams
Your Insurance Agent in Middletown, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Middletown, MD...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Middletown | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Middletown Without the Complexity

Your local licensed agent in Middletown, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Middletown, Frederick County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Middletown, MD

Middletown, MD — Your Local Producer

As a licensed insurance producer serving Maryland, I deeply appreciate the historic charm and tight-knit community feeling you find in places like Middletown. My name is June Marcia Williams (NPN: 17209549, Maryland License No: 3004137002), and I'm dedicated to helping my Frederick County neighbors navigate their personal insurance options. Whether you're considering Term Life, Whole Life, Final Expense, or other plans like Critical Illness or Accident & Injury, my role is to provide clear, personalized information. I'm here to help you understand the choices available so you can feel confident in your decisions for your family's financial security.

  • Middletown High School
  • Middletown Park
  • Middletown Town Hall
NPN17209549MD License3004137002

Middletown is home to approximately 5,000 residents in Frederick County, with a median age of 41.3 and a median household income of $168,000. About 83% of homes are owner-occupied; the median home value is $515,000. 61% of adults hold a bachelor's degree or higher; households with children make up 41%; veterans comprise 8% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Middletown households.

How Middletown compares to Frederick County

FREDERICK COUNTY · 274K RESIDENTS MIDDLETOWN · 5K RESIDENTS
Frederick County vs Middletown — population comparison Frederick County: 273,829 residents. Middletown: 4,978 residents, 1.8% of Frederick County population.
273,829 FREDERICK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,978 MIDDLETOWN RESIDENTS ↳ 1.8% of Frederick County residents
Underwriting Guidelines

Does arthritis affect life insurance rates in Middletown, MD?

Middletown applicants with arthritis qualify routinely. The local risk pool — Frederick County's ~293,000 residents, 7.7% without health coverage — shows 25.3% adult prevalence of arthritis and 9.5% with current asthma. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Middletown families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Unionville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Middletown (CITY) High cholesterol: 41.1%. High blood pressure: 34.5%. Obesity: 33.1%. Diagnosed diabetes: 10%. Current cigarette smoking: 8.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MIDDLETOWN High cholesterol 41.1% High blood pressure 34.5% Obesity 33.1% Diagnosed diabetes 10.0% Current cigarette smoking 8.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population ~4,978
Lack of health insurance (18–64) 5.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2452425
Google Maps
5.0 2 reviews
Middletown Municipal Center photo 1Middletown Municipal Center photo 2Middletown Municipal Center photo 3
Photos by Sergey Reznichenko , Terrence Devlin , Brandi Kerns via Google Maps
View on Google Maps
Middletown Municipal Center
Open now · Mon 8:00 AM – 4:00 PM
(301) 371-6171
middletown.md.us
31 W Main St, Middletown, MD 21769, USA
Recent Reviews
Jemez Fred ★★★★★
"We recently moved to Middletown and have found the town management to be great. We pay a little extra tax but get several large parks, walking trails, yard waste and trash pickup, and more. I have vis…"
Martha McCall ★★★★★
"Great group. Keep up the wonderful work you do."
Available in Middletown

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Frederick County and Neighboring Maryland Counties

Cities served near Middletown.

June Marcia Williams writes life insurance and supplemental health policies across Frederick County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Middletown

30 Cities · 3 Counties
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Frederick CountyHome10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Washington County10
AntietamBagtownCearfossGaplandHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRohrersville
Official Resources

Know your rights in Middletown.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Middletown insurance — answered.

💰

How much does life insurance cost in Middletown?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Middletown
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Middletown?

Yes. June serves all of Middletown and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Linganore Frederick County, MD 10 products available
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