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Home›Maryland›Howard County›Dayton

June Marcia Williams — Licensed Insurance Agent in Dayton, MD
June Marcia Williams
Your Insurance Agent in Dayton, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Dayton, MD...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Dayton | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Dayton Without the Complexity

Your local licensed agent in Dayton, Howard County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Dayton, Howard County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Dayton, MD

Dayton, MD — Your Local Producer

Hello, Dayton neighbors! In a community like ours here in Howard County, where we value both peaceful country living and the security of our families, planning for the future is essential. I'm June Marcia Williams, your local licensed insurance producer, and I'm dedicated to helping my fellow residents navigate their options. Whether you're considering Term Life, Final Expense, or other personal insurance policies to protect what matters most, I'm here to provide clear, straightforward guidance. Let's sit down and discuss your unique needs. (NPN: 17209549, Maryland License No: 3004137002)

  • Dayton Oaks Elementary School
  • The Dayton Post Office
  • Intersection of Green Bridge Road and Ten Oaks Road
NPN17209549MD License3004137002
Underwriting Guidelines

Are Dayton residents with current cigarette smoking able to qualify for life insurance?

Yes. Howard County's health profile — 336,000 residents, 5.7% uninsured, 7.4% adults with current cigarette smoking, 39.5% with high cholesterol — shapes how A-rated carriers tier rate classes for Dayton applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Dayton families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby West Friendship →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Howard County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
4.2 24 reviews
Dayton City Hall photo 1Dayton City Hall photo 2Dayton City Hall photo 3Dayton City Hall photo 4
Photos by Amy Burgess (BarefootBurgess) , acchronicles , Katie Montgomery , Greg Reese via Google Maps
View on Google Maps
Dayton City Hall
Open now · Mon 8:00 AM – 5:00 PM
(937) 333-3333
daytonohio.gov .GOV
101 W Third St, Dayton, OH 45402, USA
Recent Reviews
Amy Burgess (BarefootBurgess) ★★★★☆
"Recently explored downtown Dayton while playing a game from clued up. Had a great time with friends and was glad to see so many people out exploring Dayton. Downtown is looking better but still has a …"
John Howard ★★★☆☆
"Dayton Ohio is alright if you haven't been anywhere else! It's an extremely violent city, with some of the best trauma centers around. The low pay for public employees (Police and Fire/EMS) is pushing…"
Available in Dayton

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Howard County and Neighboring Maryland Counties

Cities served near Dayton.

June Marcia Williams writes life insurance and supplemental health policies across Howard County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Dayton

30 Cities · 3 Counties
Anne Arundel County10
ArnoldBrooklyn ParkFort MeadeGalesvilleJessupLinthicumNaval AcademyPasadenaSeverna ParkSherwood Forest
Howard CountyHome10
ClarksvilleColumbiaEllicott CityGlenwoodIlchesterLisbonNorth LaurelSavageScaggsvilleWest Friendship
Montgomery County10
BeallsvilleBrinklowCloverlyDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandSpencerville
Official Resources

Know your rights in Dayton.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Dayton insurance — answered.

💰

How much does life insurance cost in Dayton?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Dayton
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Dayton?

Yes. June serves all of Dayton and every municipality in Howard County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Cooksville Howard County, MD 10 products available
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