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Home›Maryland›Montgomery County›Kensington

June Marcia Williams — Licensed Insurance Agent in Kensington, MD
June Marcia Williams
Your Insurance Agent in Kensington, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Kensington, MD...
National Producer No.
17209549
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Trusted Life Insurance in Kensington, MD | Local Expert

Securing Families Across Montgomery County with 9 Tailored Product Lines

Why Kensington Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Kensington, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Kensington, Montgomery County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Kensington, MD

Kensington, MD — Your Local Producer

As a fellow Marylander, I understand the unique character of communities like Kensington, with its historic charm and strong neighborhood bonds. Life here in Montgomery County is special, and protecting your family's future is a vital part of it. My mission is to help my neighbors navigate their personal insurance options with clarity and confidence. Whether you're considering term life, final expense, or other supplemental health plans, I provide personalized guidance to help you find the right fit. I'm here to be your local resource. (June Marcia Williams, NPN: 17209549, Maryland License No: 3004137002)

  • Kensington MARC Station
  • Noyes Library for Young Children
  • Kensington Antique Row
NPN17209549MD License3004137002

Kensington is home to approximately 2,200 residents in Montgomery County, with a median age of 40.4 and a median household income of $143,000. About 58% of homes are owner-occupied; the median home value is $883,000. 80% of adults hold a bachelor's degree or higher; households with children make up 44%; veterans comprise 3% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Kensington households.

How Kensington compares to Montgomery County

MONTGOMERY COUNTY · 1.1M RESIDENTS KENSINGTON · 2K RESIDENTS
Montgomery County vs Kensington — population comparison Montgomery County: 1,056,910 residents. Kensington: 2,241 residents, 0.2% of Montgomery County population.
1,056,910 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,241 KENSINGTON RESIDENTS ↳ 0.2% of Montgomery County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Kensington, MD?

Coverage is widely available. Kensington sits within Montgomery County (population ~1,058,000, 8.7% uninsured), where 24.6% of adults have obesity alongside 21.4% with arthritis per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Kensington families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Sandy Spring →

📊 Top Health Considerations (CDC)

Top Health Considerations for Kensington (CITY) High cholesterol: 41.8%. High blood pressure: 30.7%. Obesity: 24.6%. Diagnosed diabetes: 8.9%. Current cigarette smoking: 5.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · KENSINGTON High cholesterol 41.8% High blood pressure 30.7% Obesity 24.6% Diagnosed diabetes 8.9% Current cigarette smoking 5.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~2,241
Lack of health insurance (18–64) 6.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2443500
Google Maps
4.1 8 reviews
Kensington Town Office photo 1Kensington Town Office photo 2Kensington Town Office photo 3Kensington Town Office photo 4
Photos by Alex Evan , Alex PennCove Tucker , Annie Thoopsamoot , Austin Graff via Google Maps
View on Google Maps
Kensington Town Office
(301) 949-2424
tok.md.gov .GOV
3710 Mitchell St, Kensington, MD 20895, USA
Recent Reviews
David Beaudet ★★★★★
"As a resident of the Town of Kensington I have been delighted to be the recipient of outstanding public service from the Town Office over the past 16 years. The staff and management are dedicated and…"
Matthew Noonan ★☆☆☆☆
"Overwhelmingly incompetent. This is the reason why FedEx and UPS are doing so well. Even when they know it's going to be busy they do nothing to prepare for it."
Available in Kensington

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Montgomery County and Neighboring Maryland Counties

Cities served near Kensington.

June Marcia Williams writes life insurance and supplemental health policies across Montgomery County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Kensington

30 Cities · 3 Counties
Frederick County10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Montgomery CountyHome10
BeallsvilleBrinklowCloverlyDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandSpencerville
Prince Georges County10
AccokeekAdelphiBowieBrandywineClintonCollege ParkGlenn DaleLanhamOxon HillTemple Hills
Official Resources

Know your rights in Kensington.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Kensington insurance — answered.

💰

How much does life insurance cost in Kensington?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Kensington
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Kensington?

Yes. June serves all of Kensington and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Kemp Mill Montgomery County, MD 10 products available
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