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Home›Maryland›Montgomery County›Bethesda

June Marcia Williams — Licensed Insurance Agent in Bethesda, MD
June Marcia Williams
Your Insurance Agent in Bethesda, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Bethesda, MD...
National Producer No.
17209549
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Life Insurance in Bethesda, MD

Top-Rated Financial Protection for Bethesda Residents

Honest, Local Insurance Guidance for Your Family's Future in Montgomery County

Your local licensed agent in Bethesda, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Bethesda, Montgomery County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Bethesda, MD

Bethesda, MD — Your Local Producer

As a fellow Montgomery County resident, I appreciate the unique blend of vibrant community life and forward-thinking that defines our area. For my neighbors in Bethesda, planning for the future is just as important as enjoying today. My name is June Marcia Williams, and as a licensed insurance producer (NPN: 17209549, Maryland License No: 3004137002), I am committed to helping you understand your options for personal insurance. From Term Life to Final Expense and other specialized coverages, I provide clear, one-on-one guidance to help you secure your family’s financial future with confidence.

  • Bethesda Row
  • Walter Reed National Military Medical Center
  • Bethesda Metro Station
NPN17209549MD License3004137002

Bethesda is home to approximately 66,300 residents in Montgomery County, with a median age of 43.5 and a median household income of $186,000. About 65% of homes are owner-occupied; the median home value is $1,088,000. 88% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 3% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Bethesda households.

How Bethesda compares to Montgomery County

MONTGOMERY COUNTY · 1.1M RESIDENTS BETHESDA · 66K RESIDENTS
Montgomery County vs Bethesda — population comparison Montgomery County: 1,056,910 residents. Bethesda: 66,316 residents, 6.3% of Montgomery County population.
1,056,910 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
66,316 BETHESDA RESIDENTS ↳ 6.3% of Montgomery County residents
Underwriting Guidelines

Can I get life insurance with obesity in Bethesda, MD?

Yes. Montgomery County's health profile — 1,057,000 residents, 8.7% uninsured, 22.2% adults with obesity, 21.4% with arthritis — shapes how A-rated carriers tier rate classes for Bethesda applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Colesville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Bethesda (CITY) High cholesterol: 43.6%. High blood pressure: 31.3%. Obesity: 22.2%. Diagnosed diabetes: 9.1%. Current cigarette smoking: 4.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BETHESDA High cholesterol 43.6% High blood pressure 31.3% Obesity 22.2% Diagnosed diabetes 9.1% Current cigarette smoking 4.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~66,316
Lack of health insurance (18–64) 4.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2407125
Google Maps
Bethesda-Chevy Chase Regional Services Center photo 1Bethesda-Chevy Chase Regional Services Center photo 2
Photos by Bethesda-Chevy Chase Regional Services Center , Ken Hartman via Google Maps
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Bethesda-Chevy Chase Regional Services Center
Open now · Mon 8:30 AM – 5:00 PM
(240) 777-8200
montgomerycountymd.gov .GOV
4805 Edgemoor Ln, Bethesda, MD 20814, USA
Available in Bethesda

Life Insurance Products in Bethesda, MD

9 insurance products available in Bethesda

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Montgomery County and Nearby Maryland Counties

Life Insurance by City Near Bethesda, MD

Life insurance by city across Montgomery County and adjacent Maryland counties.

🌟 Cities Served near Bethesda

30 Cities · 3 Counties
Howard County10
Annapolis JunctiClarksvilleColumbiaCooksvilleDaytonEllicott CityFultonGlenelgGlenwoodHighland
Montgomery CountyHome10
BeallsvilleBrookmontCloverlyDarnestownFriendship Heights VillageGaithersburgKensingtonMontgomery VillageRockvilleSpencerville
Frederick County10
Ballenger CreekBrunswickBurkittsvilleEmmitsburgFrederickMiddletownNew MarketPoint Of RocksThurmontWalkersville
Official Resources

Know your rights in Bethesda.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Bethesda Life Insurance Questions

💰

How much does life insurance cost in Bethesda?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Bethesda
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Bethesda?

Yes. June serves all of Bethesda and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified

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