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Home›Maryland›Calvert County›Calvert Beach

June Marcia Williams — Licensed Insurance Agent in Calvert Beach, MD
June Marcia Williams
Your Insurance Agent in Calvert Beach, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Calvert Beach, MD...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Calvert Beach

Dedicated Coverage Options from Final Expense to Term Life in Calvert County

The Smart Choice for Dependable Life Insurance in Calvert Beach, MD

Your local licensed agent in Calvert Beach, Calvert County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Calvert Beach, Calvert County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Calvert Beach, MD

Calvert Beach, MD — Your Local Producer

Living in Calvert County, especially in a beautiful coastal community like Calvert Beach, offers a unique and cherished way of life. I believe your financial safety net should be just as thoughtfully prepared. My name is June Marcia Williams, and as a licensed insurance producer right here in Maryland, I am dedicated to helping my neighbors navigate their options. From Term Life and Final Expense to other personal coverages, I provide clear, straightforward guidance to help you protect what matters most. Let's work together to secure your family's future. (NPN: 17209549, Maryland License No: 3004137002)

  • Calvert Beach Road
  • Bayside Road (MD Route 261)
  • Plum Point Creek
NPN17209549MD License3004137002

Calvert Beach is home to approximately 1,000 residents in Calvert County, with a median age of 39.3 and a median household income of $104,000. About 92% of homes are owner-occupied; the median home value is $316,000. 5% of adults hold a bachelor's degree or higher; households with children make up 58%; veterans comprise 8% of residents. Average household size is 3.2. These demographic markers shape which life insurance products fit Calvert Beach households.

How Calvert Beach compares to Calvert County

CALVERT COUNTY · 93K RESIDENTS CALVERT BEACH · 1K RESIDENTS
Calvert County vs Calvert Beach — population comparison Calvert County: 93,244 residents. Calvert Beach: 1,026 residents, 1.1% of Calvert County population.
93,244 CALVERT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,026 CALVERT BEACH RESIDENTS ↳ 1.1% of Calvert County residents
Underwriting Guidelines

Can I get life insurance with obesity in Calvert Beach, MD?

Coverage is widely available. Calvert Beach sits within Calvert County (population ~95,000, 6.5% uninsured), where 36.2% of adults have obesity alongside 37.6% with high cholesterol per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Calvert Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Dunkirk →

📊 Top Health Considerations (CDC)

Top Health Considerations for Calvert Beach (CITY) High cholesterol: 37.6%. High blood pressure: 36.5%. Obesity: 36.2%. Diagnosed diabetes: 10.7%. Current cigarette smoking: 11.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CALVERT BEACH High cholesterol 37.6% High blood pressure 36.5% Obesity 36.2% Diagnosed diabetes 10.7% Current cigarette smoking 11.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Calvert County Gov Portal .GOV
Population ~1,026
Lack of health insurance (18–64) 6.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2412300
Google Maps
4.4 17 reviews
Chesapeake Beach Town Hall photo 1Chesapeake Beach Town Hall photo 2Chesapeake Beach Town Hall photo 3Chesapeake Beach Town Hall photo 4
Photos by Maryann Humphries , F Guidry , Jeremy Alvarez , Bessie Y Hoskins via Google Maps
View on Google Maps
Chesapeake Beach Town Hall
Open now · Mon 8:30 AM – 4:30 PM
(301) 855-8398
chesapeakebeachmd.gov .GOV
8200 Bayside Rd, Chesapeake Beach, MD 20732, USA
Recent Reviews
J P Lars ★★★★☆
"If I gave 5 stars it could possibly create complacency and entitlement, otherwise town hall would get all 5."
Lisa Coombes ★★★★☆
"Very helpful place for new residents, lots of local information"
Available in Calvert Beach

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Calvert County and Neighboring Maryland Counties

Cities served near Calvert Beach.

June Marcia Williams writes life insurance and supplemental health policies across Calvert County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Calvert Beach

30 Cities · 3 Counties
Talbot County10
BozmanCordovaEastonMcdanielNewcombOxfordRoyal OakSaint MichaelsSt. MichaelsTilghman
Calvert CountyHome10
Chesapeake BeachChesapeake Ranch EstatesDowellDunkirkHuntingtownLong BeachLusbyPrince FrederickSaint LeonardSt. Leonard
Charles County10
Cobb IslandHughesvilleIndian HeadIssueLa PlataNewburgPisgahPotomac HeightsSaint CharlesWhite Plains
Official Resources

Know your rights in Calvert Beach.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Calvert Beach insurance — answered.

💰

How much does life insurance cost in Calvert Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Calvert Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Calvert Beach?

Yes. June serves all of Calvert Beach and every municipality in Calvert County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Broomes Island Calvert County, MD 10 products available
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Next → Chesapeake Beach Calvert County, MD 10 products available

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