June Marcia Williams

Your Insurance Agent in Broomes Island, MD

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Broomes Island, MD...

National Producer No.

17209549

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Affordable Life Insurance in Calvert County | Secure Your Family's Future

Custom Coverage from a Licensed MD Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Calvert County Family

Protect your family in Calvert County. 18 municipalities. 9 product lines. One licensed agent.

Licensed Maryland agent June Marcia Williams (#3004137002, NPN 17209549) writes life insurance for Calvert County, Maryland residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Calvert, MD

Across Calvert County

From the Chesapeake Bay shores to the banks of the Patuxent River, Calvert County is a truly special place to call home. I'm June Marcia Williams, and I'm proud to help protect families and homeowners throughout this beautiful peninsula. Whether you live near the bustling county seat of Prince Frederick, commute along the Route 4 corridor, or rely on our local medical facilities, I'm here to help you understand your options for life and health insurance. My goal is to provide personalized guidance to secure your financial future, ensuring your loved ones are protected. (NPN: 17209549, Maryland License No: 3004137002)

Calvert County Courthouse
CalvertHealth Medical Center
Calvert Cliffs State Park

NPN17209549MD License3004137002

How Calvert County compares to Maryland

MARYLAND · 6.2M RESIDENTS CALVERT COUNTY · 93K RESIDENTS

6,161,707 MARYLAND POPULATION ↳ 1 cell ≈ 100,000 residents

93,244 CALVERT COUNTY RESIDENTS ↳ 1.5% of Maryland residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Calvert County, MD?

Life insurance carriers price Calvert County's ~95,000 residents — 6.5% lacking health insurance — against the local health profile: High blood pressure (36.9%), Obesity (35.9%), High cholesterol (32.6%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~95,000
Lack of health insurance (18–64) 6.5%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 24009

2.6 5 reviews

Photos by Jon S , Calvert County Planning Zoning via Google Maps

View on Google Maps

Calvert County Planning Zoning

Open now · Mon 8:30 AM – 4:30 PM

(410) 535-1600

calvertcountymd.gov .GOV

County Administration Building, 150 Main St, Prince Frederick, MD 20678, USA

Recent Reviews

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Products Available

Nine product lines available in Calvert County.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options

Browse Calvert County

Find coverage in your area.

Coverage is local across all 18 Calvert County cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Calvert County

18Cities

Broomes Island Chesapeake Beach Dowell Dunkirk Huntingtown Lusby North Beach Owings Port Republic Prince Frederick Saint Leonard Solomons Sunderland Calvert Beach Chesapeake Ranch Estates Drum Point Long Beach St. Leonard

🔍 Popular Searches

City × product — what Calvert County residents search for

🛡️ Life Insurance

Broomes Island Term Life Insurance Term→Chesapeake Beach Term Life Insurance Term→Dowell Term Life Insurance Term→Broomes Island Whole Life Insurance Whole→

🏥 Supplemental Health

Broomes Island Critical Illness Insurance Critical→Chesapeake Beach Hospital Indemnity Plans Hospital→Dowell Accident & Injury Coverage Accident→

🏢 Business & Notary

Broomes Island Key Person Insurance Business→

Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

🛡️ Term Life

18 Cities

Affordable Broomes Island Term Life Broomes Island income protection. Affordable term life for families in Calvert County. Top-Rated Chesapeake Beach Term Life Level premiums for Chesapeake Beach families. 10, 20, or 30-year terms available. Compare Dowell Term Life Compare Dowell term life rates from top carriers. Living benefits included. Best Dunkirk Term Life Dunkirk family coverage. Income replacement from a verified MD agent. Local Huntingtown Term Life Affordable term life in Huntingtown, Calvert County. Expert guidance from a 12-year agent. Affordable Lusby Term Life Lusby income protection. Affordable term life for families in Calvert County. Top-Rated North Beach Term Life Level premiums for North Beach families. 10, 20, or 30-year terms available. Compare Owings Term Life Compare Owings term life rates from top carriers. Living benefits included. Best Port Republic Term Life Port Republic family coverage. Income replacement from a verified MD agent. Local Prince Frederick Term Life Affordable term life in Prince Frederick, Calvert County. Expert guidance from a 12-year agent. Affordable Saint Leonard Term Life Saint Leonard income protection. Affordable term life for families in Calvert County. Top-Rated Solomons Term Life Level premiums for Solomons families. 10, 20, or 30-year terms available. Compare Sunderland Term Life Compare Sunderland term life rates from top carriers. Living benefits included. Best Calvert Beach Term Life Calvert Beach family coverage. Income replacement from a verified MD agent. Local Chesapeake Ranch Estates Term Life Affordable term life in Chesapeake Ranch Estates, Calvert County. Expert guidance from a 12-year agent. Affordable Drum Point Term Life Drum Point income protection. Affordable term life for families in Calvert County. Top-Rated Long Beach Term Life Level premiums for Long Beach families. 10, 20, or 30-year terms available. Compare St. Leonard Term Life Compare St. Leonard term life rates from top carriers. Living benefits included.

💎 Whole Life

18 Cities

Affordable Broomes Island Whole Life Broomes Island permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Chesapeake Beach Whole Life Build wealth in Chesapeake Beach with whole life. Tax-deferred cash value growth. Compare Dowell Whole Life Dowell legacy protection. Permanent coverage with guaranteed cash value. Best Dunkirk Whole Life Whole life insurance for Dunkirk families. Coverage that never expires. Local Huntingtown Whole Life Huntingtown estate planning. Whole life from a verified MD agent. Affordable Lusby Whole Life Lusby permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated North Beach Whole Life Build wealth in North Beach with whole life. Tax-deferred cash value growth. Compare Owings Whole Life Owings legacy protection. Permanent coverage with guaranteed cash value. Best Port Republic Whole Life Whole life insurance for Port Republic families. Coverage that never expires. Local Prince Frederick Whole Life Prince Frederick estate planning. Whole life from a verified MD agent. Affordable Saint Leonard Whole Life Saint Leonard permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Solomons Whole Life Build wealth in Solomons with whole life. Tax-deferred cash value growth. Compare Sunderland Whole Life Sunderland legacy protection. Permanent coverage with guaranteed cash value. Best Calvert Beach Whole Life Whole life insurance for Calvert Beach families. Coverage that never expires. Local Chesapeake Ranch Estates Whole Life Chesapeake Ranch Estates estate planning. Whole life from a verified MD agent. Affordable Drum Point Whole Life Drum Point permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Long Beach Whole Life Build wealth in Long Beach with whole life. Tax-deferred cash value growth. Compare St. Leonard Whole Life St. Leonard legacy protection. Permanent coverage with guaranteed cash value.

📈 Universal Life

18 Cities

Affordable Broomes Island Universal Life Broomes Island flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Chesapeake Beach Universal Life IUL options in Chesapeake Beach. Cash value tied to market indexes without market risk. Compare Dowell Universal Life Dowell universal life. Flexible coverage adapting to your financial goals. Best Dunkirk Universal Life Adjustable premiums and death benefit in Dunkirk from a verified agent. Local Huntingtown Universal Life Huntingtown IUL coverage. Tax-free retirement income strategy for professionals. Affordable Lusby Universal Life Lusby flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated North Beach Universal Life IUL options in North Beach. Cash value tied to market indexes without market risk. Compare Owings Universal Life Owings universal life. Flexible coverage adapting to your financial goals. Best Port Republic Universal Life Adjustable premiums and death benefit in Port Republic from a verified agent. Local Prince Frederick Universal Life Prince Frederick IUL coverage. Tax-free retirement income strategy for professionals. Affordable Saint Leonard Universal Life Saint Leonard flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Solomons Universal Life IUL options in Solomons. Cash value tied to market indexes without market risk. Compare Sunderland Universal Life Sunderland universal life. Flexible coverage adapting to your financial goals. Best Calvert Beach Universal Life Adjustable premiums and death benefit in Calvert Beach from a verified agent. Local Chesapeake Ranch Estates Universal Life Chesapeake Ranch Estates IUL coverage. Tax-free retirement income strategy for professionals. Affordable Drum Point Universal Life Drum Point flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Long Beach Universal Life IUL options in Long Beach. Cash value tied to market indexes without market risk. Compare St. Leonard Universal Life St. Leonard universal life. Flexible coverage adapting to your financial goals.

🏥 Critical Illness

18 Cities

Affordable Broomes Island Critical Illness Broomes Island critical illness protection. Lump-sum cash on diagnosis. Top-Rated Chesapeake Beach Critical Illness Cancer, stroke, heart attack — cash benefits for Chesapeake Beach families. Compare Dowell Critical Illness Dowell supplemental coverage. Critical illness pays regardless of health plan. Best Dunkirk Critical Illness Lump-sum critical illness in Dunkirk from a verified MD agent. Local Huntingtown Critical Illness Huntingtown critical illness plans. Financial safety net when it matters most. Affordable Lusby Critical Illness Lusby critical illness protection. Lump-sum cash on diagnosis. Top-Rated North Beach Critical Illness Cancer, stroke, heart attack — cash benefits for North Beach families. Compare Owings Critical Illness Owings supplemental coverage. Critical illness pays regardless of health plan. Best Port Republic Critical Illness Lump-sum critical illness in Port Republic from a verified MD agent. Local Prince Frederick Critical Illness Prince Frederick critical illness plans. Financial safety net when it matters most. Affordable Saint Leonard Critical Illness Saint Leonard critical illness protection. Lump-sum cash on diagnosis. Top-Rated Solomons Critical Illness Cancer, stroke, heart attack — cash benefits for Solomons families. Compare Sunderland Critical Illness Sunderland supplemental coverage. Critical illness pays regardless of health plan. Best Calvert Beach Critical Illness Lump-sum critical illness in Calvert Beach from a verified MD agent. Local Chesapeake Ranch Estates Critical Illness Chesapeake Ranch Estates critical illness plans. Financial safety net when it matters most. Affordable Drum Point Critical Illness Drum Point critical illness protection. Lump-sum cash on diagnosis. Top-Rated Long Beach Critical Illness Cancer, stroke, heart attack — cash benefits for Long Beach families. Compare St. Leonard Critical Illness St. Leonard supplemental coverage. Critical illness pays regardless of health plan.

🏨 Hospital Indemnity

18 Cities

⚡ Accident & Injury

18 Cities

Affordable Broomes Island Accident & Injury Broomes Island accident coverage. 24/7 protection for active families. Top-Rated Chesapeake Beach Accident & Injury Accident & injury plans in Chesapeake Beach. ER, fractures, dislocations covered. Compare Dowell Accident & Injury Dowell accidental injury insurance. Cash benefits from day one. Best Dunkirk Accident & Injury Protect your Dunkirk family. Accident coverage from $10/mo. Local Huntingtown Accident & Injury Huntingtown accident insurance from a verified MD agent. Affordable Lusby Accident & Injury Lusby accident coverage. 24/7 protection for active families. Top-Rated North Beach Accident & Injury Accident & injury plans in North Beach. ER, fractures, dislocations covered. Compare Owings Accident & Injury Owings accidental injury insurance. Cash benefits from day one. Best Port Republic Accident & Injury Protect your Port Republic family. Accident coverage from $10/mo. Local Prince Frederick Accident & Injury Prince Frederick accident insurance from a verified MD agent. Affordable Saint Leonard Accident & Injury Saint Leonard accident coverage. 24/7 protection for active families. Top-Rated Solomons Accident & Injury Accident & injury plans in Solomons. ER, fractures, dislocations covered. Compare Sunderland Accident & Injury Sunderland accidental injury insurance. Cash benefits from day one. Best Calvert Beach Accident & Injury Protect your Calvert Beach family. Accident coverage from $10/mo. Local Chesapeake Ranch Estates Accident & Injury Chesapeake Ranch Estates accident insurance from a verified MD agent. Affordable Drum Point Accident & Injury Drum Point accident coverage. 24/7 protection for active families. Top-Rated Long Beach Accident & Injury Accident & injury plans in Long Beach. ER, fractures, dislocations covered. Compare St. Leonard Accident & Injury St. Leonard accidental injury insurance. Cash benefits from day one.

🏢 Business Life

18 Cities

Affordable Broomes Island Business Life Broomes Island key person insurance. Protect your business continuity. Top-Rated Chesapeake Beach Business Life Buy-sell agreement coverage in Chesapeake Beach. SBA loan compliant. Compare Dowell Business Life Dowell business life insurance. Key employee retention coverage. Best Dunkirk Business Life Business continuity protection in Dunkirk from a 12-year agent. Local Huntingtown Business Life Huntingtown key person and partnership coverage. MD licensed. Affordable Lusby Business Life Lusby key person insurance. Protect your business continuity. Top-Rated North Beach Business Life Buy-sell agreement coverage in North Beach. SBA loan compliant. Compare Owings Business Life Owings business life insurance. Key employee retention coverage. Best Port Republic Business Life Business continuity protection in Port Republic from a 12-year agent. Local Prince Frederick Business Life Prince Frederick key person and partnership coverage. MD licensed. Affordable Saint Leonard Business Life Saint Leonard key person insurance. Protect your business continuity. Top-Rated Solomons Business Life Buy-sell agreement coverage in Solomons. SBA loan compliant. Compare Sunderland Business Life Sunderland business life insurance. Key employee retention coverage. Best Calvert Beach Business Life Business continuity protection in Calvert Beach from a 12-year agent. Local Chesapeake Ranch Estates Business Life Chesapeake Ranch Estates key person and partnership coverage. MD licensed. Affordable Drum Point Business Life Drum Point key person insurance. Protect your business continuity. Top-Rated Long Beach Business Life Buy-sell agreement coverage in Long Beach. SBA loan compliant. Compare St. Leonard Business Life St. Leonard business life insurance. Key employee retention coverage.

🔑 Special Situations

18 Cities

🕊️ Final Expense

18 Cities

Affordable Broomes Island Final Expense Broomes Island burial insurance. No medical exam plans from $5K to $50K. Top-Rated Chesapeake Beach Final Expense Final expense in Chesapeake Beach. Protect your family from end-of-life costs. Compare Dowell Final Expense Affordable Dowell burial coverage. Premiums locked — never increase. Best Dunkirk Final Expense Dunkirk guaranteed issue plans. Same-day approval available. Local Huntingtown Final Expense Final expense for Huntingtown seniors. Coverage from a 12-year MD agent. Affordable Lusby Final Expense Lusby burial insurance. No medical exam plans from $5K to $50K. Top-Rated North Beach Final Expense Final expense in North Beach. Protect your family from end-of-life costs. Compare Owings Final Expense Affordable Owings burial coverage. Premiums locked — never increase. Best Port Republic Final Expense Port Republic guaranteed issue plans. Same-day approval available. Local Prince Frederick Final Expense Final expense for Prince Frederick seniors. Coverage from a 12-year MD agent. Affordable Saint Leonard Final Expense Saint Leonard burial insurance. No medical exam plans from $5K to $50K. Top-Rated Solomons Final Expense Final expense in Solomons. Protect your family from end-of-life costs. Compare Sunderland Final Expense Affordable Sunderland burial coverage. Premiums locked — never increase. Best Calvert Beach Final Expense Calvert Beach guaranteed issue plans. Same-day approval available. Local Chesapeake Ranch Estates Final Expense Final expense for Chesapeake Ranch Estates seniors. Coverage from a 12-year MD agent. Affordable Drum Point Final Expense Drum Point burial insurance. No medical exam plans from $5K to $50K. Top-Rated Long Beach Final Expense Final expense in Long Beach. Protect your family from end-of-life costs. Compare St. Leonard Final Expense Affordable St. Leonard burial coverage. Premiums locked — never increase.

Official Resources

Know your rights in Calvert County.

State and federal resources for insurance consumers. Verify, research, protect.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law. MD Insurance Admin. regulates all insurance in Maryland.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Calvert County insurance — answered.

Six questions covering all product lines. Every answer Calvert County-specific.

💰

How much does life insurance cost in Calvert County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Calvert County

🏙️

What cities does June serve in Calvert County?

All 18 municipalities in Calvert County, including Broomes Island, Chesapeake Beach, Dowell, Dunkirk, Huntingtown, Lusby. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

18 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

⚱️

What is the average MD funeral cost?

Approximately $9,443 in Maryland. Final expense insurance covers burial, memorial, and medical bills — helping Calvert County families avoid this burden.

MD Data

✅

How do I verify June's license?

Verify through MD Insurance Admin. or NIPR. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Affordable Life Insurance in Calvert County | Secure Your Family's Future

Custom Coverage from a Licensed MD Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Calvert County Family

Across Calvert County

How Calvert County compares to Maryland

What are the primary life insurance underwriting factors in Calvert County, MD?

📊 Top Health Considerations (CDC)

🏛️ Official County Resources

Nine product lines available in Calvert County.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Find coverage in your area.

📍 Cities in Calvert County

🔍 Popular Searches

Localized policy options by product line.

🛡️ Term Life

💎 Whole Life

📈 Universal Life

🏥 Critical Illness

🏨 Hospital Indemnity

⚡ Accident & Injury

🏢 Business Life

🔑 Special Situations

🕊️ Final Expense

Know your rights in Calvert County.

Maryland Insurance Administration

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Calvert County insurance — answered.

How much does life insurance cost in Calvert County?

What cities does June serve in Calvert County?

Coverage with a pre-existing condition?

What types of insurance are available here?

What is the average MD funeral cost?

How do I verify June's license?

Coverage across Maryland.

Talk to a real person. Today.