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June Marcia Williams — Licensed Insurance Agent in Broomes Island, MD
June Marcia Williams
Your Insurance Agent in Broomes Island, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Broomes Island, MD...
National Producer No.
17209549
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Life Insurance in Calvert County, MD

Custom Coverage from a Licensed MD Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Calvert County Family

Protect your family in Calvert County. 18 municipalities. 9 product lines. One licensed agent.

Licensed Maryland agent June Marcia Williams (#3004137002, NPN 17209549) writes life insurance for Calvert County, Maryland residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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County Hub · Calvert, MD

Across Calvert County

From the Chesapeake Bay shores to the banks of the Patuxent River, Calvert County is a truly special place to call home. I'm June Marcia Williams, and I'm proud to help protect families and homeowners throughout this beautiful peninsula. Whether you live near the bustling county seat of Prince Frederick, commute along the Route 4 corridor, or rely on our local medical facilities, I'm here to help you understand your options for life and health insurance. My goal is to provide personalized guidance to secure your financial future, ensuring your loved ones are protected. (NPN: 17209549, Maryland License No: 3004137002)

  • Calvert County Courthouse
  • CalvertHealth Medical Center
  • Calvert Cliffs State Park
NPN17209549MD License3004137002

How Calvert County compares to Maryland

MARYLAND · 6.2M RESIDENTS CALVERT COUNTY · 93K RESIDENTS
Maryland vs Calvert County — population comparison Maryland: 6,161,707 residents. Calvert County: 93,244 residents, 1.5% of Maryland population.
6,161,707 MARYLAND POPULATION ↳ 1 cell ≈ 100,000 residents
93,244 CALVERT COUNTY RESIDENTS ↳ 1.5% of Maryland residents
Underwriting Guidelines

What are the primary life insurance underwriting factors in Calvert County, MD?

Life insurance carriers price Calvert County's ~93,000 residents — 6.5% lacking health insurance — against the local health profile: High blood pressure (36.9%), Obesity (35.9%), High cholesterol (32.6%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Top Health Considerations for Calvert County (COUNTY) High blood pressure: 36.9%. Obesity: 35.9%. High cholesterol: 32.6%. Arthritis: 23.8%. Current cigarette smoking: 11.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CALVERT COUNTY High blood pressure 36.9% Obesity 35.9% High cholesterol 32.6% Arthritis 23.8% Current cigarette smoking 11.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

🏛️ Official County Resources

  • NACo County Profile .ORG
  • Population ~93,000
  • Lack of health insurance (18–64) 6.5%

    Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

  • FIPS code 24009
Google Maps
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Photos by Jon S , Calvert County Planning Zoning via Google Maps
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Calvert County Planning Zoning
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(410) 535-1600
calvertcountymd.gov .GOV
County Administration Building, 150 Main St, Prince Frederick, MD 20678, USA
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Products Available

Life Insurance Products in Calvert County

9 insurance products available in Calvert County

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage by Product

Calvert County Insurance by Product

Every city with listings in Calvert County.

🛡️ Term Life

18 Cities
Term Life in Broomes Island, MD Broomes Island, MD — in Calvert County. Term Life in Chesapeake Beach, MD Chesapeake Beach, MD — in Calvert County. Term Life in Dowell, MD Dowell, MD — in Calvert County. Term Life in Dunkirk, MD Dunkirk, MD — in Calvert County. Term Life in Huntingtown, MD Huntingtown, MD — in Calvert County. Term Life in Lusby, MD Lusby, MD — in Calvert County. Term Life in North Beach, MD North Beach, MD — in Calvert County. Term Life in Owings, MD Owings, MD — in Calvert County. Term Life in Port Republic, MD Port Republic, MD — in Calvert County. Term Life in Prince Frederick, MD Prince Frederick, MD — in Calvert County. Term Life in Saint Leonard, MD Saint Leonard, MD — in Calvert County. Term Life in Solomons, MD Solomons, MD — in Calvert County. Term Life in Sunderland, MD Sunderland, MD — in Calvert County. Term Life in Calvert Beach, MD Calvert Beach, MD — in Calvert County. Term Life in Chesapeake Ranch Estates, MD Chesapeake Ranch Estates, MD — in Calvert County. Term Life in Drum Point, MD Drum Point, MD — in Calvert County. Term Life in Long Beach, MD Long Beach, MD — in Calvert County. Term Life in St. Leonard, MD St. Leonard, MD — in Calvert County.

💎 Whole Life

18 Cities
Whole Life in Broomes Island, MD Broomes Island, MD — in Calvert County. Whole Life in Chesapeake Beach, MD Chesapeake Beach, MD — in Calvert County. Whole Life in Dowell, MD Dowell, MD — in Calvert County. Whole Life in Dunkirk, MD Dunkirk, MD — in Calvert County. Whole Life in Huntingtown, MD Huntingtown, MD — in Calvert County. Whole Life in Lusby, MD Lusby, MD — in Calvert County. Whole Life in North Beach, MD North Beach, MD — in Calvert County. Whole Life in Owings, MD Owings, MD — in Calvert County. Whole Life in Port Republic, MD Port Republic, MD — in Calvert County. Whole Life in Prince Frederick, MD Prince Frederick, MD — in Calvert County. Whole Life in Saint Leonard, MD Saint Leonard, MD — in Calvert County. Whole Life in Solomons, MD Solomons, MD — in Calvert County. Whole Life in Sunderland, MD Sunderland, MD — in Calvert County. Whole Life in Calvert Beach, MD Calvert Beach, MD — in Calvert County. Whole Life in Chesapeake Ranch Estates, MD Chesapeake Ranch Estates, MD — in Calvert County. Whole Life in Drum Point, MD Drum Point, MD — in Calvert County. Whole Life in Long Beach, MD Long Beach, MD — in Calvert County. Whole Life in St. Leonard, MD St. Leonard, MD — in Calvert County.

📈 Universal Life

18 Cities
Universal Life in Broomes Island, MD Broomes Island, MD — in Calvert County. Universal Life in Chesapeake Beach, MD Chesapeake Beach, MD — in Calvert County. Universal Life in Dowell, MD Dowell, MD — in Calvert County. Universal Life in Dunkirk, MD Dunkirk, MD — in Calvert County. Universal Life in Huntingtown, MD Huntingtown, MD — in Calvert County. Universal Life in Lusby, MD Lusby, MD — in Calvert County. Universal Life in North Beach, MD North Beach, MD — in Calvert County. Universal Life in Owings, MD Owings, MD — in Calvert County. Universal Life in Port Republic, MD Port Republic, MD — in Calvert County. Universal Life in Prince Frederick, MD Prince Frederick, MD — in Calvert County. Universal Life in Saint Leonard, MD Saint Leonard, MD — in Calvert County. Universal Life in Solomons, MD Solomons, MD — in Calvert County. Universal Life in Sunderland, MD Sunderland, MD — in Calvert County. Universal Life in Calvert Beach, MD Calvert Beach, MD — in Calvert County. Universal Life in Chesapeake Ranch Estates, MD Chesapeake Ranch Estates, MD — in Calvert County. Universal Life in Drum Point, MD Drum Point, MD — in Calvert County. Universal Life in Long Beach, MD Long Beach, MD — in Calvert County. Universal Life in St. Leonard, MD St. Leonard, MD — in Calvert County.

🏥 Critical Illness

18 Cities
Critical Illness in Broomes Island, MD Broomes Island, MD — in Calvert County. Critical Illness in Chesapeake Beach, MD Chesapeake Beach, MD — in Calvert County. Critical Illness in Dowell, MD Dowell, MD — in Calvert County. Critical Illness in Dunkirk, MD Dunkirk, MD — in Calvert County. Critical Illness in Huntingtown, MD Huntingtown, MD — in Calvert County. Critical Illness in Lusby, MD Lusby, MD — in Calvert County. Critical Illness in North Beach, MD North Beach, MD — in Calvert County. Critical Illness in Owings, MD Owings, MD — in Calvert County. Critical Illness in Port Republic, MD Port Republic, MD — in Calvert County. Critical Illness in Prince Frederick, MD Prince Frederick, MD — in Calvert County. Critical Illness in Saint Leonard, MD Saint Leonard, MD — in Calvert County. Critical Illness in Solomons, MD Solomons, MD — in Calvert County. Critical Illness in Sunderland, MD Sunderland, MD — in Calvert County. Critical Illness in Calvert Beach, MD Calvert Beach, MD — in Calvert County. Critical Illness in Chesapeake Ranch Estates, MD Chesapeake Ranch Estates, MD — in Calvert County. Critical Illness in Drum Point, MD Drum Point, MD — in Calvert County. Critical Illness in Long Beach, MD Long Beach, MD — in Calvert County. Critical Illness in St. Leonard, MD St. Leonard, MD — in Calvert County.

🏨 Hospital Indemnity

18 Cities
Hospital Indemnity in Broomes Island, MD Broomes Island, MD — in Calvert County. Hospital Indemnity in Chesapeake Beach, MD Chesapeake Beach, MD — in Calvert County. Hospital Indemnity in Dowell, MD Dowell, MD — in Calvert County. Hospital Indemnity in Dunkirk, MD Dunkirk, MD — in Calvert County. Hospital Indemnity in Huntingtown, MD Huntingtown, MD — in Calvert County. Hospital Indemnity in Lusby, MD Lusby, MD — in Calvert County. Hospital Indemnity in North Beach, MD North Beach, MD — in Calvert County. Hospital Indemnity in Owings, MD Owings, MD — in Calvert County. Hospital Indemnity in Port Republic, MD Port Republic, MD — in Calvert County. Hospital Indemnity in Prince Frederick, MD Prince Frederick, MD — in Calvert County. Hospital Indemnity in Saint Leonard, MD Saint Leonard, MD — in Calvert County. Hospital Indemnity in Solomons, MD Solomons, MD — in Calvert County. Hospital Indemnity in Sunderland, MD Sunderland, MD — in Calvert County. Hospital Indemnity in Calvert Beach, MD Calvert Beach, MD — in Calvert County. Hospital Indemnity in Chesapeake Ranch Estates, MD Chesapeake Ranch Estates, MD — in Calvert County. Hospital Indemnity in Drum Point, MD Drum Point, MD — in Calvert County. Hospital Indemnity in Long Beach, MD Long Beach, MD — in Calvert County. Hospital Indemnity in St. Leonard, MD St. Leonard, MD — in Calvert County.

⚡ Accident & Injury

18 Cities
Accident & Injury in Broomes Island, MD Broomes Island, MD — in Calvert County. Accident & Injury in Chesapeake Beach, MD Chesapeake Beach, MD — in Calvert County. Accident & Injury in Dowell, MD Dowell, MD — in Calvert County. Accident & Injury in Dunkirk, MD Dunkirk, MD — in Calvert County. Accident & Injury in Huntingtown, MD Huntingtown, MD — in Calvert County. Accident & Injury in Lusby, MD Lusby, MD — in Calvert County. Accident & Injury in North Beach, MD North Beach, MD — in Calvert County. Accident & Injury in Owings, MD Owings, MD — in Calvert County. Accident & Injury in Port Republic, MD Port Republic, MD — in Calvert County. Accident & Injury in Prince Frederick, MD Prince Frederick, MD — in Calvert County. Accident & Injury in Saint Leonard, MD Saint Leonard, MD — in Calvert County. Accident & Injury in Solomons, MD Solomons, MD — in Calvert County. Accident & Injury in Sunderland, MD Sunderland, MD — in Calvert County. Accident & Injury in Calvert Beach, MD Calvert Beach, MD — in Calvert County. Accident & Injury in Chesapeake Ranch Estates, MD Chesapeake Ranch Estates, MD — in Calvert County. Accident & Injury in Drum Point, MD Drum Point, MD — in Calvert County. Accident & Injury in Long Beach, MD Long Beach, MD — in Calvert County. Accident & Injury in St. Leonard, MD St. Leonard, MD — in Calvert County.

🏢 Business Life

18 Cities
Business Life in Broomes Island, MD Broomes Island, MD — in Calvert County. Business Life in Chesapeake Beach, MD Chesapeake Beach, MD — in Calvert County. Business Life in Dowell, MD Dowell, MD — in Calvert County. Business Life in Dunkirk, MD Dunkirk, MD — in Calvert County. Business Life in Huntingtown, MD Huntingtown, MD — in Calvert County. Business Life in Lusby, MD Lusby, MD — in Calvert County. Business Life in North Beach, MD North Beach, MD — in Calvert County. Business Life in Owings, MD Owings, MD — in Calvert County. Business Life in Port Republic, MD Port Republic, MD — in Calvert County. Business Life in Prince Frederick, MD Prince Frederick, MD — in Calvert County. Business Life in Saint Leonard, MD Saint Leonard, MD — in Calvert County. Business Life in Solomons, MD Solomons, MD — in Calvert County. Business Life in Sunderland, MD Sunderland, MD — in Calvert County. Business Life in Calvert Beach, MD Calvert Beach, MD — in Calvert County. Business Life in Chesapeake Ranch Estates, MD Chesapeake Ranch Estates, MD — in Calvert County. Business Life in Drum Point, MD Drum Point, MD — in Calvert County. Business Life in Long Beach, MD Long Beach, MD — in Calvert County. Business Life in St. Leonard, MD St. Leonard, MD — in Calvert County.

🔑 Special Situations

18 Cities
Special Situations in Broomes Island, MD Broomes Island, MD — in Calvert County. Special Situations in Chesapeake Beach, MD Chesapeake Beach, MD — in Calvert County. Special Situations in Dowell, MD Dowell, MD — in Calvert County. Special Situations in Dunkirk, MD Dunkirk, MD — in Calvert County. Special Situations in Huntingtown, MD Huntingtown, MD — in Calvert County. Special Situations in Lusby, MD Lusby, MD — in Calvert County. Special Situations in North Beach, MD North Beach, MD — in Calvert County. Special Situations in Owings, MD Owings, MD — in Calvert County. Special Situations in Port Republic, MD Port Republic, MD — in Calvert County. Special Situations in Prince Frederick, MD Prince Frederick, MD — in Calvert County. Special Situations in Saint Leonard, MD Saint Leonard, MD — in Calvert County. Special Situations in Solomons, MD Solomons, MD — in Calvert County. Special Situations in Sunderland, MD Sunderland, MD — in Calvert County. Special Situations in Calvert Beach, MD Calvert Beach, MD — in Calvert County. Special Situations in Chesapeake Ranch Estates, MD Chesapeake Ranch Estates, MD — in Calvert County. Special Situations in Drum Point, MD Drum Point, MD — in Calvert County. Special Situations in Long Beach, MD Long Beach, MD — in Calvert County. Special Situations in St. Leonard, MD St. Leonard, MD — in Calvert County.

🕊️ Final Expense

18 Cities
Final Expense in Broomes Island, MD Broomes Island, MD — in Calvert County. Final Expense in Chesapeake Beach, MD Chesapeake Beach, MD — in Calvert County. Final Expense in Dowell, MD Dowell, MD — in Calvert County. Final Expense in Dunkirk, MD Dunkirk, MD — in Calvert County. Final Expense in Huntingtown, MD Huntingtown, MD — in Calvert County. Final Expense in Lusby, MD Lusby, MD — in Calvert County. Final Expense in North Beach, MD North Beach, MD — in Calvert County. Final Expense in Owings, MD Owings, MD — in Calvert County. Final Expense in Port Republic, MD Port Republic, MD — in Calvert County. Final Expense in Prince Frederick, MD Prince Frederick, MD — in Calvert County. Final Expense in Saint Leonard, MD Saint Leonard, MD — in Calvert County. Final Expense in Solomons, MD Solomons, MD — in Calvert County. Final Expense in Sunderland, MD Sunderland, MD — in Calvert County. Final Expense in Calvert Beach, MD Calvert Beach, MD — in Calvert County. Final Expense in Chesapeake Ranch Estates, MD Chesapeake Ranch Estates, MD — in Calvert County. Final Expense in Drum Point, MD Drum Point, MD — in Calvert County. Final Expense in Long Beach, MD Long Beach, MD — in Calvert County. Final Expense in St. Leonard, MD St. Leonard, MD — in Calvert County.
Official Resources

Know your rights in Calvert County.

State and federal resources for insurance consumers. Verify, research, protect.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law. MD Insurance Admin. regulates all insurance in Maryland.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV
Frequently Asked Questions

Calvert County Life Insurance Questions

Costs, eligibility, and coverage rules for Calvert County.

💰

How much does life insurance cost in Calvert County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Calvert County
🏙️

What cities does June serve in Calvert County?

All 18 municipalities in Calvert County, including Broomes Island, Chesapeake Beach, Dowell, Dunkirk, Huntingtown, Lusby. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

18 Cities
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
⚱️

What is the average MD funeral cost?

Approximately $9,443 in Maryland. Final expense insurance covers burial, memorial, and medical bills.

MD Data
✅

How do I verify June's license?

Verify through MD Insurance Admin. or NIPR. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
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