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June Marcia Williams — Licensed Insurance Agent in Trappe, MD
June Marcia Williams
Your Insurance Agent in Trappe, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Trappe, MD...
National Producer No.
17209549
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Life Insurance in Trappe, MD

Top-Rated Financial Protection for Trappe Residents

Honest, Local Insurance Guidance for Your Family's Future in Talbot County

Your local licensed agent in Trappe, Talbot County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Trappe, Talbot County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Trappe, MD

Trappe, MD — Your Local Producer

Hello, Trappe neighbors! Living here in Talbot County, we all appreciate the unique history and close-knit community spirit that defines our town. It’s that same principle of looking out for one another that guides my work. I’m June Marcia Williams, a licensed insurance producer serving my fellow Maryland residents with personal insurance solutions. If you're considering options like Term Life, Final Expense, or Accident & Injury coverage, I can help you understand the landscape. My goal is to provide clear, straightforward information to help you protect what matters most. (NPN: 17209549, Maryland License No: 3004137002)

  • Trappe Town Hall
  • White Marsh Elementary School
  • Trappe Post Office
NPN17209549MD License3004137002

Trappe is home to approximately 1,000 residents in Talbot County, with a median age of 40.8 and a median household income of $65,100. About 69% of homes are owner-occupied; the median home value is $239,000. 16% of adults hold a bachelor's degree or higher; households with children make up 26%; veterans comprise 10% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Trappe households.

How Trappe compares to Talbot County

TALBOT COUNTY · 38K RESIDENTS TRAPPE · 1K RESIDENTS
Talbot County vs Trappe — population comparison Talbot County: 37,663 residents. Trappe: 1,019 residents, 2.7% of Talbot County population.
37,663 TALBOT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,019 TRAPPE RESIDENTS ↳ 2.7% of Talbot County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Trappe, MD?

Many Trappe residents secure competitive rates despite current cigarette smoking. Talbot County reports 12.1% adult prevalence (CDC PLACES); 33.2% also manage arthritis, with 7.7% of the ~38,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Tilghman Island →

📊 Top Health Considerations (CDC)

Top Health Considerations for Trappe (CITY) High cholesterol: 40.8%. High blood pressure: 40.7%. Obesity: 32%. Diagnosed diabetes: 13.1%. Current cigarette smoking: 12.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · TRAPPE High cholesterol 40.8% High blood pressure 40.7% Obesity 32.0% Diagnosed diabetes 13.1% Current cigarette smoking 12.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Talbot County Gov Portal .GOV
Population ~1,019
Lack of health insurance (18–64) 7.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2478575
Google Maps
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Town of Trappe Office photo 1Town of Trappe Office photo 2
Photos by Town of Trappe Office , Chad Adams via Google Maps
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Town of Trappe Office
Open now · Mon 8:00 AM – 4:00 PM
(410) 443-0087
trappemd.net
4011 Powell Ave, Trappe, MD 21673, USA
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Available in Trappe

Life Insurance Products in Trappe, MD

9 insurance products available in Trappe

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Talbot County and Nearby Maryland Counties

Life Insurance by City Near Trappe, MD

Life insurance by city across Talbot County and adjacent Maryland counties.

🌟 Cities Served near Trappe

30 Cities · 3 Counties
Calvert County10
Broomes IslandCalvert BeachChesapeake BeachDowellDunkirkHuntingtownLusbyNorth BeachOwingsPort Republic
Talbot CountyHome10
BozmanClaiborneCordovaEastonMcdanielNewcombOxfordRoyal OakSaint MichaelsSt. Michaels
Anne Arundel County10
AnnapolisDavidsonvilleGalesvilleHerald HarborHighland BeachJessupParoleSeverna ParkShady SideSherwood Forest
Official Resources

Know your rights in Trappe.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Trappe Life Insurance Questions

💰

How much does life insurance cost in Trappe?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Trappe
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Trappe?

Yes. June serves all of Trappe and every municipality in Talbot County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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