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June Marcia Williams — Licensed Insurance Agent in Chesapeake Beach, MD
June Marcia Williams
Your Insurance Agent in Chesapeake Beach, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Chesapeake Beach, MD...
National Producer No.
17209549
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Life Insurance in Chesapeake Beach, MD

Top-Rated Financial Protection for Chesapeake Beach Residents

Honest, Local Insurance Guidance for Your Family's Future in Calvert County

Your local licensed agent in Chesapeake Beach, Calvert County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Chesapeake Beach, Calvert County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Chesapeake Beach, MD

Chesapeake Beach, MD — Your Local Producer

For those of us who call Calvert County home, the unique charm of a place like Chesapeake Beach is something special. Protecting your family's future here is just as important as enjoying our beautiful bayfront lifestyle. My name is June Marcia Williams, and as a local licensed insurance producer, I'm here to help you understand your options. I specialize in personal plans like Term Life, Whole Life, Final Expense, and Critical Illness coverage. My focus is on providing clear, personalized guidance so you can secure the right protection for your loved ones. (NPN: 17209549, Maryland License No: 3004137002).

  • Chesapeake Beach Water Park
  • Chesapeake Beach Railway Museum
  • Kellam's Field
NPN17209549MD License3004137002

Chesapeake Beach is home to approximately 6,400 residents in Calvert County, with a median age of 42.5 and a median household income of $130,000. About 78% of homes are owner-occupied; the median home value is $407,000. 49% of adults hold a bachelor's degree or higher; households with children make up 40%; veterans comprise 6% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Chesapeake Beach households.

How Chesapeake Beach compares to Calvert County

CALVERT COUNTY · 93K RESIDENTS CHESAPEAKE BEACH · 6K RESIDENTS
Calvert County vs Chesapeake Beach — population comparison Calvert County: 93,244 residents. Chesapeake Beach: 6,358 residents, 6.8% of Calvert County population.
93,244 CALVERT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,358 CHESAPEAKE BEACH RESIDENTS ↳ 6.8% of Calvert County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Chesapeake Beach, MD?

Coverage is widely available. Chesapeake Beach sits within Calvert County (population ~93,000, 6.5% uninsured), where 11.4% of adults have current cigarette smoking alongside 10.5% with current asthma per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Huntingtown →

📊 Top Health Considerations (CDC)

Top Health Considerations for Chesapeake Beach (CITY) High cholesterol: 36.3%. High blood pressure: 35.1%. Obesity: 36.7%. Diagnosed diabetes: 10.1%. Current cigarette smoking: 11.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHESAPEAKE BEACH High cholesterol 36.3% High blood pressure 35.1% Obesity 36.7% Diagnosed diabetes 10.1% Current cigarette smoking 11.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Calvert County Gov Portal .GOV
Population ~6,358
Lack of health insurance (18–64) 6.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2415925
Google Maps
4.4 17 reviews
Chesapeake Beach Town Hall photo 1Chesapeake Beach Town Hall photo 2Chesapeake Beach Town Hall photo 3Chesapeake Beach Town Hall photo 4
Photos by Maryann Humphries , F Guidry , Jeremy Alvarez , Bessie Y Hoskins via Google Maps
View on Google Maps
Chesapeake Beach Town Hall
Open now · Mon 8:30 AM – 4:30 PM
(301) 855-8398
chesapeakebeachmd.gov .GOV
8200 Bayside Rd, Chesapeake Beach, MD 20732, USA
Recent Reviews
J P Lars ★★★★☆
"If I gave 5 stars it could possibly create complacency and entitlement, otherwise town hall would get all 5."
Lisa Coombes ★★★★☆
"Very helpful place for new residents, lots of local information"
Available in Chesapeake Beach

Life Insurance Products in Chesapeake Beach, MD

9 insurance products available in Chesapeake Beach

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Calvert County and Nearby Maryland Counties

Life Insurance by City Near Chesapeake Beach, MD

Life insurance by city across Calvert County and adjacent Maryland counties.

🌟 Cities Served near Chesapeake Beach

30 Cities · 3 Counties
Charles County10
Bel AltonBenedictBryans RoadBryantownCobb IslandFaulknerHughesvilleIndian HeadLa PlataPotomac Heights
Calvert CountyHome10
Broomes IslandCalvert BeachDowellDunkirkHuntingtownLusbyNorth BeachOwingsPort RepublicPrince Frederick
Dorchester County10
CambridgeChurch CreekCrapoCrocheronEast New MarketFishing CreekLinkwoodMadisonRhodesdaleSecretary
Official Resources

Know your rights in Chesapeake Beach.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Chesapeake Beach Life Insurance Questions

💰

How much does life insurance cost in Chesapeake Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Chesapeake Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Chesapeake Beach?

Yes. June serves all of Chesapeake Beach and every municipality in Calvert County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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