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June Marcia Williams — Licensed Insurance Agent in Oxford, MD
June Marcia Williams
Your Insurance Agent in Oxford, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Oxford, MD...
National Producer No.
17209549
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Trusted Life Insurance in Oxford, MD | Local Expert

Securing Families Across Talbot County with 9 Tailored Product Lines

Why Oxford Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Oxford, Talbot County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Oxford, Talbot County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Oxford, MD

Oxford, MD — Your Local Producer

Hello Oxford! It’s a privilege to live and work alongside neighbors in a place with the unique waterfront charm of Talbot County. From the historic streets to the peaceful Tred Avon River, our community is built on a foundation of looking out for one another. As your local licensed insurance producer, I’m dedicated to helping my fellow Oxford residents understand their options for personal insurance, including Term Life, Final Expense, and Critical Illness policies. My goal is to provide clear, personalized information to help you secure your family’s financial future with confidence. (NPN: 17209549, Maryland License No: 3004137002)

  • Oxford-Bellevue Ferry
  • Oxford Town Park
  • Tred Avon Yacht Club
NPN17209549MD License3004137002

Oxford is home to approximately 817 residents in Talbot County, with a median age of 63.8 and a median household income of $77,200. About 85% of homes are owner-occupied; the median home value is $670,000. 64% of adults hold a bachelor's degree or higher; households with children make up 12%; veterans comprise 10% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Oxford households.

How Oxford compares to Talbot County

TALBOT COUNTY · 38K RESIDENTS OXFORD · 817 RESIDENTS
Talbot County vs Oxford — population comparison Talbot County: 37,663 residents. Oxford: 817 residents, 2.2% of Talbot County population.
37,663 TALBOT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
817 OXFORD RESIDENTS ↳ 2.2% of Talbot County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in Oxford, MD?

Yes. Talbot County's health profile — 38,000 residents, 7.7% uninsured, 47.9% adults with high cholesterol, 47.6% with high blood pressure — shapes how A-rated carriers tier rate classes for Oxford applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Oxford families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Newcomb →

📊 Top Health Considerations (CDC)

Top Health Considerations for Oxford (CITY) High cholesterol: 47.9%. High blood pressure: 47.6%. Obesity: 29.7%. Diagnosed diabetes: 15.5%. Current cigarette smoking: 11.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OXFORD High cholesterol 47.9% High blood pressure 47.6% Obesity 29.7% Diagnosed diabetes 15.5% Current cigarette smoking 11.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Talbot County Gov Portal .GOV
Population ~817
Lack of health insurance (18–64) 6.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2459450
Google Maps
3.0 2 reviews
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Oxford Town Commissioners Office
(410) 226-5122
oxfordmd.net
101 Market St, Oxford, MD 21654, USA
Recent Reviews
John Fairhall ★★★★★
"Oxford is beginning a governmental renaissance with a new town manager and a supportive town commission, all for the benefit of residents and, yes, the town’s many visitors."
Jennifer G ★☆☆☆☆
"So today my mom, her three grandchildren (1year old twins) and I ventured out to Oxford Strand of beach for a nice relaxing day. When we arrive my mom slowed down near it and partly stopped but not un…"
Available in Oxford

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Talbot County and Neighboring Maryland Counties

Cities served near Oxford.

June Marcia Williams writes life insurance and supplemental health policies across Talbot County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Oxford

30 Cities · 3 Counties
Queen Annes County10
BarclayCentrevilleChesterChurch HillCrumptonGrasonvilleInglesideQueen AnneQueenstownStevensville
Talbot CountyHome10
BozmanCordovaEastonMcdanielNewcombRoyal OakSaint MichaelsSherwoodSt. MichaelsTilghman
Dorchester County10
AlgonquinCambridgeCrapoCrocheronEldoradoLinkwoodTaylors IslandToddvilleWingateWoolford
Official Resources

Know your rights in Oxford.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Oxford insurance — answered.

💰

How much does life insurance cost in Oxford?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Oxford
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Oxford?

Yes. June serves all of Oxford and every municipality in Talbot County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Newcomb Talbot County, MD 10 products available
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Next → Royal Oak Talbot County, MD 10 products available

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