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Home›Maryland›Charles County›Potomac Heights

June Marcia Williams — Licensed Insurance Agent in Potomac Heights, MD
June Marcia Williams
Your Insurance Agent in Potomac Heights, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Potomac Heights, MD...
National Producer No.
17209549
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Life Insurance in Potomac Heights, MD

Securing Families Across Charles County with 9 Tailored Product Lines

Why Potomac Heights Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Potomac Heights, Charles County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Potomac Heights, Charles County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Potomac Heights, MD

Potomac Heights, MD — Your Local Producer

Hello to my neighbors in Potomac Heights! Living here in Charles County offers a special kind of peace, and I believe your insurance plan should provide that same sense of security. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to serving our community. I help individuals and families navigate options like term life, whole life, final expense, and other personal policies to protect what matters most. My goal is to understand your unique situation and help you find a plan that fits your life. Let's chat about securing your family's future. (NPN: 17209549, Maryland License No: 3004137002)

  • Potomac Heights Elementary School
  • Potomac Heights Community Center
  • Indian Head Highway (MD-210)
NPN17209549MD License3004137002

Potomac Heights is home to approximately 1,200 residents in Charles County, with a median age of 52.7 and a median household income of $66,200. About 79% of homes are owner-occupied; the median home value is $75,000. 24% of adults hold a bachelor's degree or higher; households with children make up 22%; veterans comprise 5% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Potomac Heights households.

How Potomac Heights compares to Charles County

CHARLES COUNTY · 167K RESIDENTS POTOMAC HEIGHTS · 1K RESIDENTS
Charles County vs Potomac Heights — population comparison Charles County: 167,035 residents. Potomac Heights: 1,166 residents, 0.7% of Charles County population.
167,035 CHARLES COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,166 POTOMAC HEIGHTS RESIDENTS ↳ 0.7% of Charles County residents
Underwriting Guidelines

What rate class can Potomac Heights applicants with current cigarette smoking expect from life insurance carriers?

Many Potomac Heights residents secure competitive rates despite current cigarette smoking. Charles County reports 13.2% adult prevalence (CDC PLACES); 41.9% also manage obesity, with 7.5% of the ~167,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Bryans Road →

📊 Top Health Considerations (CDC)

Top Health Considerations for Potomac Heights (CITY) High cholesterol: 36.4%. High blood pressure: 40.7%. Obesity: 41.9%. Diagnosed diabetes: 13.3%. Current cigarette smoking: 13.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · POTOMAC HEIGHTS High cholesterol 36.4% High blood pressure 40.7% Obesity 41.9% Diagnosed diabetes 13.3% Current cigarette smoking 13.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Charles County Gov Portal .GOV
Population ~1,166
Lack of health insurance (18–64) 8.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2463375
Google Maps
4.3 24 reviews
Potomac Heights Community Center photo 1
Photos by Thomas M via Google Maps
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Potomac Heights Community Center
822 Glymont Rd, Indian Head, MD 20640, USA
Recent Reviews
Pamela Bollin ★☆☆☆☆
"Once I got the correct information all went fine in getting to were I wanted to go. After repeated attempts to get the correct directions it finally came. The GPS repeatedly kept sending me to a locat…"
Brett Chambers ★★★★★
"Office workers are great. Head service worker just rides around with another worker. He gets around in a 4x4 2500 truck. He always looks so busy 😫 . That's so funny. Haha.."
Available in Potomac Heights

Life Insurance Products in Potomac Heights, MD

9 insurance products available in Potomac Heights

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Charles County and Nearby Maryland Counties

Life Insurance by City Near Potomac Heights, MD

Life insurance by city across Charles County and adjacent Maryland counties.

🌟 Cities Served near Potomac Heights

30 Cities · 3 Counties
Calvert County10
Broomes IslandCalvert BeachChesapeake BeachDowellDunkirkHuntingtownLusbyNorth BeachOwingsPort Republic
Charles CountyHome10
Bel AltonBenedictBryans RoadBryantownCobb IslandFaulknerHughesvilleIndian HeadIssueLa Plata
St Marys County10
AbellAvenueBushwoodCaliforniaCallawayClementsColtons PointDameronLeonardtownTall Timbers
Official Resources

Know your rights in Potomac Heights.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Potomac Heights Life Insurance Questions

💰

How much does life insurance cost in Potomac Heights?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Potomac Heights
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Potomac Heights?

Yes. June serves all of Potomac Heights and every municipality in Charles County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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