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Home›Maryland›Charles County›Cobb Island

June Marcia Williams — Licensed Insurance Agent in Cobb Island, MD
June Marcia Williams
Your Insurance Agent in Cobb Island, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cobb Island, MD...
National Producer No.
17209549
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Life Insurance in Cobb Island, MD

Top-Rated Financial Protection for Cobb Island Residents

Honest, Local Insurance Guidance for Your Family's Future in Charles County

Your local licensed agent in Cobb Island, Charles County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Cobb Island, Charles County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cobb Island, MD

Cobb Island, MD — Your Local Producer

For my neighbors here on Cobb Island, life by the water is truly special. It's a unique corner of Charles County that deserves dedicated, personal attention when it comes to planning for the future. My name is June Marcia Williams, and as a licensed insurance producer, I'm committed to helping local families navigate their options. Whether you're considering Term Life, Final Expense, or other personal policies to protect what matters most, I provide clear, straightforward guidance tailored to your individual needs. I'm here to help you understand your choices. (NPN: 17209549, Maryland License No: 3004137002)

  • Cobb Island Volunteer Fire Department & EMS
  • Shymansky's Restaurant & Marina
  • Cobb Island Bridge
NPN17209549MD License3004137002

Cobb Island is home to approximately 1,300 residents in Charles County, with a median age of 47.6 and a median household income of $127,000. About 89% of homes are owner-occupied; the median home value is $246,000. 7% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 6% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Cobb Island households.

How Cobb Island compares to Charles County

CHARLES COUNTY · 167K RESIDENTS COBB ISLAND · 1K RESIDENTS
Charles County vs Cobb Island — population comparison Charles County: 167,035 residents. Cobb Island: 1,298 residents, 0.8% of Charles County population.
167,035 CHARLES COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,298 COBB ISLAND RESIDENTS ↳ 0.8% of Charles County residents
Underwriting Guidelines

How does high blood pressure impact life insurance underwriting in Cobb Island, MD?

Coverage is widely available. Cobb Island sits within Charles County (population ~167,000, 7.5% uninsured), where 40.5% of adults have high blood pressure alongside 41.2% with high cholesterol per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Port Tobacco Village →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cobb Island (CITY) High cholesterol: 41.2%. High blood pressure: 40.5%. Obesity: 38%. Diagnosed diabetes: 12.5%. Current cigarette smoking: 13.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · COBB ISLAND High cholesterol 41.2% High blood pressure 40.5% Obesity 38.0% Diagnosed diabetes 12.5% Current cigarette smoking 13.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Charles County Gov Portal .GOV
Population ~1,298
Lack of health insurance (18–64) 7.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2418200
Google Maps
5.0 2 reviews
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Cobb Island Citizens Association
(240) 416-1750
mycobbisland.org
13201 Main Ave, Cobb Island, MD 20625, USA
Recent Reviews
Polly Boggs ★★★★★
"Very nice. Parking was limited. The parking is my only thing I didn't like."
Dan Lohmann ★★★★★
Available in Cobb Island

Life Insurance Products in Cobb Island, MD

9 insurance products available in Cobb Island

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Charles County and Nearby Maryland Counties

Life Insurance by City Near Cobb Island, MD

Life insurance by city across Charles County and adjacent Maryland counties.

🌟 Cities Served near Cobb Island

30 Cities · 3 Counties
Prince Georges County10
AccokeekAdelphiBowieBrandywineCollege ParkGlenn DaleHyattsvilleLanhamLaurelOxon Hill
Charles CountyHome10
Bel AltonBenedictBryans RoadBryantownFaulknerHughesvilleIndian HeadIssueLa PlataPotomac Heights
Calvert County10
Broomes IslandCalvert BeachChesapeake BeachDowellDunkirkHuntingtownLusbyNorth BeachOwingsPort Republic
Official Resources

Know your rights in Cobb Island.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cobb Island Life Insurance Questions

💰

How much does life insurance cost in Cobb Island?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cobb Island
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cobb Island?

Yes. June serves all of Cobb Island and every municipality in Charles County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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