Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in La Plata, MD
June Marcia Williams
Your Insurance Agent in La Plata, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing La Plata, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in La Plata, MD | 12+ Years Experience

Top-Rated Financial Protection for La Plata Residents

Honest, Local Insurance Guidance for Your Family's Future in Charles County

Your local licensed agent in La Plata, Charles County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for La Plata, Charles County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · La Plata, MD

La Plata, MD — Your Local Producer

As a fellow Marylander, I understand the strong sense of community that makes La Plata such a special part of Charles County. I believe in looking out for our neighbors, and I bring that same commitment to my work as a licensed insurance producer. My focus is helping local families like yours navigate their options for personal insurance, from Term and Whole Life to plans covering critical illness or final expenses. I'm here to provide clear, individual guidance so you can feel confident in your decisions for the future. (June Marcia Williams, NPN: 17209549, Maryland License No: 3004137002)

  • La Plata Town Hall
  • Charles County Courthouse
  • La Plata High School
NPN17209549MD License3004137002

La Plata is home to approximately 10,300 residents in Charles County, with a median age of 42.0 and a median household income of $117,000. About 79% of homes are owner-occupied; the median home value is $396,000. 34% of adults hold a bachelor's degree or higher; households with children make up 33%; veterans comprise 9% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit La Plata households.

How La Plata compares to Charles County

CHARLES COUNTY · 167K RESIDENTS LA PLATA · 10K RESIDENTS
Charles County vs La Plata — population comparison Charles County: 167,035 residents. La Plata: 10,283 residents, 6.2% of Charles County population.
167,035 CHARLES COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
10,283 LA PLATA RESIDENTS ↳ 6.2% of Charles County residents

Can I get life insurance with current cigarette smoking in La Plata, MD?

Yes. Charles County's health profile — 172,000 residents, 7.5% uninsured, 11.4% adults with current cigarette smoking, 37.9% with obesity — shapes how A-rated carriers tier rate classes for La Plata applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches La Plata families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Waldorf →

📊 Top Health Considerations (CDC)

Top Health Considerations for La Plata (CITY) High cholesterol: 38.8%. High blood pressure: 39.4%. Obesity: 37.9%. Diagnosed diabetes: 12.1%. Current cigarette smoking: 11.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LA PLATA High cholesterol 38.8% High blood pressure 39.4% Obesity 37.9% Diagnosed diabetes 12.1% Current cigarette smoking 11.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~10,283
Lack of health insurance (18–64) 6.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2445750
Google Maps
4.4 25 reviews
La Plata Town Hall photo 1La Plata Town Hall photo 2La Plata Town Hall photo 3La Plata Town Hall photo 4
Photos by Jim McDonald , Mike Donahue , Life in La Plata , Diane Fisher via Google Maps
La Plata Town Hall
Open now · Mon 8:00 AM – 4:00 PM
305 Queen Anne St, La Plata, MD 20646, USA
Recent Reviews
Hye Hwang ★☆☆☆☆
"I don't understand why town hall not open by 8AM. We're there after 8 , someone at the counter but not open the gate. we don't have time for back and forth. Some body have to get it right."
Michael ★★★★★
"We see concerts there in the summer. Good music and great people in the town of LaPlata!"

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near La Plata.

June Marcia Williams writes life insurance and supplemental health policies across Charles County and adjacent Maryland counties — all within the same Maryland regulatory framework.

Know your rights in La Plata.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

La Plata insurance — answered.

💰

How much does life insurance cost in La Plata?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

La Plata
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of La Plata?

Yes. June serves all of La Plata and every municipality in Charles County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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Licensed in 5 states NPN verified No obligation
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