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Home›Maryland›Calvert County›Broomes Island

June Marcia Williams — Licensed Insurance Agent in Broomes Island, MD
June Marcia Williams
Your Insurance Agent in Broomes Island, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Broomes Island, MD...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Broomes Island | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Broomes Island Without the Complexity

Your local licensed agent in Broomes Island, Calvert County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Broomes Island, Calvert County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Broomes Island, MD

Broomes Island, MD — Your Local Producer

For my neighbors in Broomes Island, life along the Patuxent River offers a unique kind of peace, and protecting that peace of mind for your family is my priority. As a licensed insurance producer for Maryland, I'm dedicated to helping individuals and families across Calvert County understand their options. I can provide clear, personalized guidance on everything from Term and Whole Life to Final Expense, Critical Illness, and Accident & Injury policies. My goal is to help you find the right coverage to secure your loved ones' future. (June Marcia Williams, NPN: 17209549, Maryland License No: 3004137002)

  • Broomes Island Road (MD 264)
  • Island Creek
  • Patuxent River
NPN17209549MD License3004137002

Broomes Island is home to approximately 524 residents in Calvert County, with a median age of 48.1 and a median household income of $183,000. About 100% of homes are owner-occupied; the median home value is $510,000. 27% of adults hold a bachelor's degree or higher; households with children make up 12%; veterans comprise 14% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Broomes Island households.

How Broomes Island compares to Calvert County

CALVERT COUNTY · 93K RESIDENTS BROOMES ISLAND · 524 RESIDENTS
Calvert County vs Broomes Island — population comparison Calvert County: 93,244 residents. Broomes Island: 524 residents, 0.6% of Calvert County population.
93,244 CALVERT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
524 BROOMES ISLAND RESIDENTS ↳ 0.6% of Calvert County residents
Underwriting Guidelines

Does arthritis affect life insurance rates in Broomes Island, MD?

Yes, qualification is common in Broomes Island. Within Calvert County's ~95,000 residents — including the 6.5% currently without health coverage — 23.8% of adults manage arthritis and 11.4% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Broomes Island families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Drum Point →

📊 Top Health Considerations (CDC)

Top Health Considerations for Broomes Island (CITY) High cholesterol: 41.6%. High blood pressure: 40%. Obesity: 34.7%. Diagnosed diabetes: 11.5%. Current cigarette smoking: 11.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BROOMES ISLAND High cholesterol 41.6% High blood pressure 40.0% Obesity 34.7% Diagnosed diabetes 11.5% Current cigarette smoking 11.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Calvert County Gov Portal .GOV
Population ~524
Lack of health insurance (18–64) 5.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2410650
Google Maps
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Broomes Island
Broomes Island, MD 20615, USA
Available in Broomes Island

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Calvert County and Neighboring Maryland Counties

Cities served near Broomes Island.

June Marcia Williams writes life insurance and supplemental health policies across Calvert County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Broomes Island

30 Cities · 3 Counties
St Marys County10
AbellAvenueCaliforniaCallawayClementsDameronLexington ParkPark HallRidgeTall Timbers
Calvert CountyHome10
Calvert BeachChesapeake BeachChesapeake Ranch EstatesDowellDunkirkHuntingtownLong BeachLusbyPrince FrederickSaint Leonard
Talbot County10
BozmanCordovaEastonMcdanielNewcombOxfordRoyal OakSaint MichaelsSt. MichaelsTilghman
Official Resources

Know your rights in Broomes Island.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Broomes Island insurance — answered.

💰

How much does life insurance cost in Broomes Island?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Broomes Island
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Broomes Island?

Yes. June serves all of Broomes Island and every municipality in Calvert County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

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