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Home›Maryland›Calvert County›Broomes Island

June Marcia Williams — Licensed Insurance Agent in Broomes Island, MD
June Marcia Williams
Your Insurance Agent in Broomes Island, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Broomes Island, MD...
National Producer No.
17209549
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Life Insurance in Broomes Island, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Broomes Island Without the Complexity

Your local licensed agent in Broomes Island, Calvert County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Broomes Island, Calvert County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Broomes Island, MD

Broomes Island, MD — Your Local Producer

For my neighbors in Broomes Island, life along the Patuxent River offers a unique kind of peace, and protecting that peace of mind for your family is my priority. As a licensed insurance producer for Maryland, I'm dedicated to helping individuals and families across Calvert County understand their options. I can provide clear, personalized guidance on everything from Term and Whole Life to Final Expense, Critical Illness, and Accident & Injury policies. My goal is to help you find the right coverage to secure your loved ones' future. (June Marcia Williams, NPN: 17209549, Maryland License No: 3004137002)

  • Broomes Island Road (MD 264)
  • Island Creek
  • Patuxent River
NPN17209549MD License3004137002

Broomes Island is home to approximately 524 residents in Calvert County, with a median age of 48.1 and a median household income of $183,000. About 100% of homes are owner-occupied; the median home value is $510,000. 27% of adults hold a bachelor's degree or higher; households with children make up 12%; veterans comprise 14% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Broomes Island households.

How Broomes Island compares to Calvert County

CALVERT COUNTY · 93K RESIDENTS BROOMES ISLAND · 524 RESIDENTS
Calvert County vs Broomes Island — population comparison Calvert County: 93,244 residents. Broomes Island: 524 residents, 0.6% of Calvert County population.
93,244 CALVERT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
524 BROOMES ISLAND RESIDENTS ↳ 0.6% of Calvert County residents
Underwriting Guidelines

Does arthritis affect life insurance rates in Broomes Island, MD?

Yes, qualification is common in Broomes Island. Within Calvert County's ~93,000 residents — including the 6.5% currently without health coverage — 23.8% of adults manage arthritis and 11.4% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Drum Point →

📊 Top Health Considerations (CDC)

Top Health Considerations for Broomes Island (CITY) High cholesterol: 41.6%. High blood pressure: 40%. Obesity: 34.7%. Diagnosed diabetes: 11.5%. Current cigarette smoking: 11.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BROOMES ISLAND High cholesterol 41.6% High blood pressure 40.0% Obesity 34.7% Diagnosed diabetes 11.5% Current cigarette smoking 11.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Calvert County Gov Portal .GOV
Population ~524
Lack of health insurance (18–64) 5.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2410650
Google Maps
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Broomes Island
Broomes Island, MD 20615, USA
Available in Broomes Island

Life Insurance Products in Broomes Island, MD

9 insurance products available in Broomes Island

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Calvert County and Nearby Maryland Counties

Life Insurance by City Near Broomes Island, MD

Life insurance by city across Calvert County and adjacent Maryland counties.

🌟 Cities Served near Broomes Island

30 Cities · 3 Counties
St Marys County10
AbellAvenueBushwoodCaliforniaCallawayClementsColtons PointDameronLeonardtownTall Timbers
Calvert CountyHome10
Calvert BeachChesapeake BeachDowellDunkirkHuntingtownLusbyNorth BeachOwingsPort RepublicPrince Frederick
Talbot County10
BozmanClaiborneCordovaEastonMcdanielNewcombOxfordSaint MichaelsSt. MichaelsTrappe
Official Resources

Know your rights in Broomes Island.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Broomes Island Life Insurance Questions

💰

How much does life insurance cost in Broomes Island?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Broomes Island
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Broomes Island?

Yes. June serves all of Broomes Island and every municipality in Calvert County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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