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Home›Maryland›Calvert County›North Beach

June Marcia Williams — Licensed Insurance Agent in North Beach, MD
June Marcia Williams
Your Insurance Agent in North Beach, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing North Beach, MD...
National Producer No.
17209549
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Fast & Affordable Life Insurance in North Beach | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in North Beach Without the Complexity

Your local licensed agent in North Beach, Calvert County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for North Beach, Calvert County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · North Beach, MD

North Beach, MD — Your Local Producer

Hello, North Beach! As a fellow Marylander who loves the unique charm of our Calvert County communities, I understand the appeal of life here by the Chesapeake Bay. Whether you're enjoying a stroll on the boardwalk or appreciating the small-town atmosphere, this is a special place to call home. As a licensed insurance producer, my goal is to help my neighbors navigate their options for personal insurance with clarity and confidence. I offer guidance on Term Life, Final Expense, Critical Illness, and other policies to help you protect what matters most. I'm June Marcia Williams (NPN: 17209549, Maryland License No: 3004137002), and I'm here to help.

  • North Beach Boardwalk
  • North Beach Town Hall
  • Bayside Park
NPN17209549MD License3004137002

North Beach is home to approximately 2,600 residents in Calvert County, with a median age of 32.2 and a median household income of $78,400. About 54% of homes are owner-occupied; the median home value is $315,000. 42% of adults hold a bachelor's degree or higher; households with children make up 36%; veterans comprise 7% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit North Beach households.

How North Beach compares to Calvert County

CALVERT COUNTY · 93K RESIDENTS NORTH BEACH · 3K RESIDENTS
Calvert County vs North Beach — population comparison Calvert County: 93,244 residents. North Beach: 2,646 residents, 2.8% of Calvert County population.
93,244 CALVERT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,646 NORTH BEACH RESIDENTS ↳ 2.8% of Calvert County residents
Underwriting Guidelines

Can I get life insurance with arthritis in North Beach, MD?

Yes. Calvert County's health profile — 95,000 residents, 6.5% uninsured, 23.8% adults with arthritis, 11.0% with current cigarette smoking — shapes how A-rated carriers tier rate classes for North Beach applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches North Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Solomons →

📊 Top Health Considerations (CDC)

Top Health Considerations for North Beach (CITY) High cholesterol: 37.1%. High blood pressure: 35.1%. Obesity: 35.4%. Diagnosed diabetes: 10.2%. Current cigarette smoking: 11%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · NORTH BEACH High cholesterol 37.1% High blood pressure 35.1% Obesity 35.4% Diagnosed diabetes 10.2% Current cigarette smoking 11.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Calvert County Gov Portal .GOV
Population ~2,646
Lack of health insurance (18–64) 6.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2456300
Google Maps
4.2 5 reviews
View on Google Maps
North Beach Town Hall
Open now · Mon 8:30 AM – 4:30 PM
(410) 257-9618
ci.north-beach.md.us
8916 Chesapeake Ave, North Beach, MD 20714, USA
Recent Reviews
Millie DePallo ★★★★★
"My spouse and I just had the North Beach Town Clerk Stacey help us with notarizing some documents, and we just wanted to take the opportunity to let other town residents know how helpful and professio…"
Pete Lehmann ★★★★★
"Very clean and extremely helpful town officials. I'm proud to live in a town with such dedicated staff!"
Available in North Beach

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Calvert County and Neighboring Maryland Counties

Cities served near North Beach.

June Marcia Williams writes life insurance and supplemental health policies across Calvert County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near North Beach

30 Cities · 3 Counties
St Marys County10
AbellAvenueCaliforniaCallawayClementsDameronLexington ParkPark HallRidgeTall Timbers
Calvert CountyHome10
Calvert BeachChesapeake BeachChesapeake Ranch EstatesDowellDunkirkHuntingtownLong BeachLusbyPrince FrederickSaint Leonard
Talbot County10
BozmanCordovaEastonMcdanielNewcombOxfordRoyal OakSaint MichaelsSt. MichaelsTilghman
Official Resources

Know your rights in North Beach.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

North Beach insurance — answered.

💰

How much does life insurance cost in North Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

North Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of North Beach?

Yes. June serves all of North Beach and every municipality in Calvert County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Lusby Calvert County, MD 10 products available
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