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Home›Maryland›Charles County›Hughesville

June Marcia Williams — Licensed Insurance Agent in Hughesville, MD
June Marcia Williams
Your Insurance Agent in Hughesville, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Hughesville, MD...
National Producer No.
17209549
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Life Insurance in Hughesville, MD

Top-Rated Financial Protection for Hughesville Residents

Honest, Local Insurance Guidance for Your Family's Future in Charles County

Your local licensed agent in Hughesville, Charles County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Hughesville, Charles County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Hughesville, MD

Hughesville, MD — Your Local Producer

For my neighbors in Hughesville, life in Charles County offers a special kind of peace and community connection. As a local licensed insurance producer, I'm dedicated to helping you protect that sense of security for your family. My goal is to provide clear, straightforward guidance on personal insurance options, whether you're considering Term Life, Final Expense, Critical Illness, or other policies to safeguard your future. I'm here to help you understand your choices so you can find a plan that fits your life. Let's talk about securing your family's financial well-being. (NPN: 17209549, Maryland License No: 3004137002)

  • Hughesville Volunteer Fire Department
  • Intersection of Leonardtown Road (MD-5) and Prince Frederick Road (MD-231)
  • Hughesville Amish Market
NPN17209549MD License3004137002

Hughesville is home to approximately 2,300 residents in Charles County, with a median age of 50.4 and a median household income of $129,000. About 96% of homes are owner-occupied; the median home value is $538,000. 30% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 12% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Hughesville households.

How Hughesville compares to Charles County

CHARLES COUNTY · 167K RESIDENTS HUGHESVILLE · 2K RESIDENTS
Charles County vs Hughesville — population comparison Charles County: 167,035 residents. Hughesville: 2,299 residents, 1.4% of Charles County population.
167,035 CHARLES COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,299 HUGHESVILLE RESIDENTS ↳ 1.4% of Charles County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Hughesville, MD?

Hughesville applicants with current cigarette smoking qualify routinely. The local risk pool — Charles County's ~167,000 residents, 7.5% without health coverage — shows 11.0% adult prevalence of current cigarette smoking and 37.9% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Rison →

📊 Top Health Considerations (CDC)

Top Health Considerations for Hughesville (CITY) High cholesterol: 38.3%. High blood pressure: 38.3%. Obesity: 37.9%. Diagnosed diabetes: 11.5%. Current cigarette smoking: 11%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HUGHESVILLE High cholesterol 38.3% High blood pressure 38.3% Obesity 37.9% Diagnosed diabetes 11.5% Current cigarette smoking 11.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Charles County Gov Portal .GOV
Population ~2,299
Lack of health insurance (18–64) 6.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2440700
Google Maps
Hughesville civic building photo 1
Photos by Hughesville Town Hall via Google Maps
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Available in Hughesville

Life Insurance Products in Hughesville, MD

9 insurance products available in Hughesville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Charles County and Nearby Maryland Counties

Life Insurance by City Near Hughesville, MD

Life insurance by city across Charles County and adjacent Maryland counties.

🌟 Cities Served near Hughesville

30 Cities · 3 Counties
St Marys County10
AbellAvenueBushwoodCaliforniaCallawayClementsColtons PointDameronLeonardtownTall Timbers
Charles CountyHome10
Bel AltonBenedictBryans RoadBryantownCobb IslandFaulknerIndian HeadIssueLa PlataPotomac Heights
Anne Arundel County10
AnnapolisDavidsonvilleGalesvilleHerald HarborHighland BeachJessupParoleSeverna ParkShady SideSherwood Forest
Official Resources

Know your rights in Hughesville.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Hughesville Life Insurance Questions

💰

How much does life insurance cost in Hughesville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Hughesville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Hughesville?

Yes. June serves all of Hughesville and every municipality in Charles County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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