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June Marcia Williams — Licensed Insurance Agent in Hughesville, MD
June Marcia Williams
Your Insurance Agent in Hughesville, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Hughesville, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in Hughesville, MD | 12+ Years Experience

Top-Rated Financial Protection for Hughesville Residents

Honest, Local Insurance Guidance for Your Family's Future in Charles County

Your local licensed agent in Hughesville, Charles County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Hughesville, Charles County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Hughesville, MD

Hughesville, MD — Your Local Producer

For my neighbors in Hughesville, life in Charles County offers a special kind of peace and community connection. As a local licensed insurance producer, I'm dedicated to helping you protect that sense of security for your family. My goal is to provide clear, straightforward guidance on personal insurance options, whether you're considering Term Life, Final Expense, Critical Illness, or other policies to safeguard your future. I'm here to help you understand your choices so you can find a plan that fits your life. Let's talk about securing your family's financial well-being. (NPN: 17209549, Maryland License No: 3004137002)

  • Hughesville Volunteer Fire Department
  • Intersection of Leonardtown Road (MD-5) and Prince Frederick Road (MD-231)
  • Hughesville Amish Market
NPN17209549MD License3004137002

Hughesville is home to approximately 2,300 residents in Charles County, with a median age of 50.4 and a median household income of $129,000. About 96% of homes are owner-occupied; the median home value is $538,000. 30% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 12% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Hughesville households.

How Hughesville compares to Charles County

CHARLES COUNTY · 167K RESIDENTS HUGHESVILLE · 2K RESIDENTS
Charles County vs Hughesville — population comparison Charles County: 167,035 residents. Hughesville: 2,299 residents, 1.4% of Charles County population.
167,035 CHARLES COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,299 HUGHESVILLE RESIDENTS ↳ 1.4% of Charles County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Hughesville, MD?

Hughesville applicants with current cigarette smoking qualify routinely. The local risk pool — Charles County's ~172,000 residents, 7.5% without health coverage — shows 11.0% adult prevalence of current cigarette smoking and 37.9% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Hughesville families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Rison →

📊 Top Health Considerations (CDC)

Top Health Considerations for Hughesville (CITY) High cholesterol: 38.3%. High blood pressure: 38.3%. Obesity: 37.9%. Diagnosed diabetes: 11.5%. Current cigarette smoking: 11%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HUGHESVILLE High cholesterol 38.3% High blood pressure 38.3% Obesity 37.9% Diagnosed diabetes 11.5% Current cigarette smoking 11.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Charles County Gov Portal .GOV
Population ~2,299
Lack of health insurance (18–64) 6.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2440700
Google Maps
5.0 1 review
Hughesville Town Hall photo 1
Photos by Hughesville Town Hall via Google Maps
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Hughesville Town Hall
Open now · Mon 9:00 AM – 12:00 PM
(660) 827-5150
205 Main St, Hughesville, MO 65334, USA
Recent Reviews
Ryan Chapman ★★★★★
"It was closed. One of the neighbors said the clerk is awesome. She can help you with anything thing you. The office closes at noon but sometimes the clerk is there longer."
Available in Hughesville

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Charles County and Neighboring Maryland Counties

Cities served near Hughesville.

June Marcia Williams writes life insurance and supplemental health policies across Charles County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Hughesville

30 Cities · 3 Counties
St Marys County10
AbellAvenueCaliforniaCallawayClementsDameronLexington ParkPark HallRidgeTall Timbers
Charles CountyHome10
Cobb IslandIndian HeadIssueLa PlataNewburgPisgahPomfretPotomac HeightsSaint CharlesWhite Plains
Anne Arundel County10
ArnoldBrooklyn ParkFort MeadeGalesvilleJessupLinthicumNaval AcademyPasadenaSeverna ParkSherwood Forest
Official Resources

Know your rights in Hughesville.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Hughesville insurance — answered.

💰

How much does life insurance cost in Hughesville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Hughesville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Hughesville?

Yes. June serves all of Hughesville and every municipality in Charles County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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