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June Marcia Williams — Licensed Insurance Agent in Lusby, MD
June Marcia Williams
Your Insurance Agent in Lusby, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lusby, MD...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Lusby | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Lusby Without the Complexity

Your local licensed agent in Lusby, Calvert County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Lusby, Calvert County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Lusby, MD

Lusby, MD — Your Local Producer

Hello, Lusby! As a fellow Marylander, I appreciate the unique charm of life here in Calvert County, from our scenic shores to the strong community spirit. My name is June Marcia Williams, and as a licensed insurance producer (NPN: 17209549, MD License No: 3004137002), I'm dedicated to helping my neighbors protect what matters most. Whether you're planning for your family's long-term future or looking for a safety net for life's unexpected moments, I'm here to help you navigate your options. Together, we can explore personal insurance solutions that fit your life here.

  • Calvert Cliffs State Park
  • Cove Point Lighthouse
  • Patuxent High School
NPN17209549MD License3004137002

Lusby is home to approximately 2,400 residents in Calvert County, with a median age of 32.3 and a median household income of $110,000. About 74% of homes are owner-occupied; the median home value is $311,000. 20% of adults hold a bachelor's degree or higher; households with children make up 19%; veterans comprise 9% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Lusby households.

How Lusby compares to Calvert County

CALVERT COUNTY · 93K RESIDENTS LUSBY · 2K RESIDENTS
Calvert County vs Lusby — population comparison Calvert County: 93,244 residents. Lusby: 2,350 residents, 2.5% of Calvert County population.
93,244 CALVERT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,350 LUSBY RESIDENTS ↳ 2.5% of Calvert County residents
Underwriting Guidelines

Can I get life insurance with current asthma in Lusby, MD?

Coverage is widely available. Lusby sits within Calvert County (population ~95,000, 6.5% uninsured), where 10.5% of adults have current asthma alongside 35.7% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Lusby families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Saint Leonard →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lusby (CITY) High cholesterol: 35.8%. High blood pressure: 35.7%. Obesity: 37.9%. Diagnosed diabetes: 10.7%. Current cigarette smoking: 12.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LUSBY High cholesterol 35.8% High blood pressure 35.7% Obesity 37.9% Diagnosed diabetes 10.7% Current cigarette smoking 12.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Calvert County Gov Portal .GOV
Population ~2,350
Lack of health insurance (18–64) 6.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2448800
Google Maps
4.4 37 reviews
View on Google Maps
Lusby Town Center
(410) 535-2348
co.cal.md.us
Trueman Rd & Rousby Hall Road, Lusby, MD 20657, USA
Recent Reviews
sherry breton ★★★☆☆
"I like the convenience of the laundry mat and love the new machines but.. no phone number to reach them. I tried calling and number on website goes to Calvert County Planning. Phone number needs to be…"
Albert Roland Thomas Jr ★★☆☆☆
"Ledo Pizza , Lusby , Md 20657 , The Night Shift Staff Might Manager Or Someone's Made A Mind Set Decision To Clean The Beer Tab , Before The Restaurant , Had Closed And The Waitress , Because The Wai…"
Available in Lusby

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Calvert County and Neighboring Maryland Counties

Cities served near Lusby.

June Marcia Williams writes life insurance and supplemental health policies across Calvert County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Lusby

30 Cities · 3 Counties
Prince Georges County10
AccokeekAdelphiBowieBrandywineClintonCollege ParkGlenn DaleLanhamOxon HillTemple Hills
Calvert CountyHome10
Calvert BeachChesapeake BeachChesapeake Ranch EstatesDowellDunkirkHuntingtownLong BeachPrince FrederickSaint LeonardSt. Leonard
St Marys County10
AbellAvenueCaliforniaCallawayClementsDameronLexington ParkPark HallRidgeTall Timbers
Official Resources

Know your rights in Lusby.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lusby insurance — answered.

💰

How much does life insurance cost in Lusby?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lusby
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lusby?

Yes. June serves all of Lusby and every municipality in Calvert County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
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